Sentences with phrase «more uninsured drivers»

Mississippi has more uninsured drivers than any other state, according to the Insurance Research Council, with 28 percent of its motorists going without coverage.

Florida has more uninsured drivers than almost anywhere else: 26.7 percent of drivers don't carry insurance.

With more uninsured drivers on the road, UM / UIM coverage gives you low - cost protection from unnecessary risk.

Not exact matches

Underinsured or uninsured motorist insurance is designed to protect you if the other driver is not properly insured, so you do not end up paying more than you deserve to.

You can not buy more coverage against an uninsured driver than you carry yourself in liability.

Uninsured drivers are still liable for accident damages and injuries they cause, but it may be more difficult to collect from them.

The study points out that uninsured motorist coverage becomes more of a necessity when a number of insured drivers in the surrounding area decreases.

In fact, this is a bigger problem than uninsured drivers for the simple fact that there are more people driving with the minimum coverage than ones with no coverage at all.

Every driver involved in an Illinois auto accident is required to file a traffic crash report if the accident resulted in: bodily injury, a fatality, or, more than $ 1,500 of property damage (if both drivers are insured — $ 500 if either of the drivers is uninsured).

This is unfortunately more common than you might believe — it is estimated that 1 out of 7 drivers on the road are uninsured.

The sentencing guidelines council has issued the following definitive guideline: causing death by careless or inconsiderate driving carries a maximum penalty of five years; causing death by driving, unlicensed, disqualified or uninsured drivers carries a maximum of two years (see tables above for more details).

How much insurance there is: Fifteen percent of all drivers are uninsured, countless more are UNDERinsured meaning they have the minimum insurance policy limits of $ 25,000.00.

If the other driver is uninsured, the situation becomes more difficult.

Under New Jersey comparative negligence law, you must prove that the other driver was more at fault than you for the accident in order to collect uninsured or underinsured motorist insurance benefits.

According to the Insurance Information Institute, more than 10 percent of drivers in New Jersey are uninsured motorists.

Uninsured and underinsured drivers often have very few financial assets, so obtaining rightful compensation can be more difficult than other car accident cases.

In Illinois, drivers are required to report traffic accidents within 10 days if the crash resulted in a fatality, injury, or more than $ 1,500 in property damage if all drivers are insured, or more than $ 500 if any of the vehicles involved are uninsured.

The lawsuits against the auto insurance company (on behalf of the uninsured driver) and his accident benefits insurer were settled prior to trial for a total of more than $ 2,400,000.

The Consumer Federation of America (CFA) recommended that instead of cracking down on such motorists with harsh penalties, a better policy would be to find ways to provide more affordable insurance and lower the minimum liability limits for safe, uninsured drivers who have lower income.

Brobeck also said the evidence suggests that the majority of uninsured drivers try to act responsibly, noting that one study even suggested uninsured individuals tend to drive more carefully than insured drivers.

Also, some states may require more extensive uninsured or underinsured motorist coverage depending on how well they keep tabs of their insured driver population.

There are more uninsured motorists in Illinois than the national average, and it is important for you to be protected in case of an accident caused by an uninsured driver.

We would highly recommend every Oklahoma driver have uninsured motorist coverage, even though it will be a little bit more expensive in the Sooner State.

In Florida, drivers can stack their uninsured / underinsured motorist bodily injury coverage limits to get more money if they're hurt in an accident involving a driver with little or no insurance.

What's more, many insured drivers are fined when they are mistakenly identified as uninsured, and the regulatory costs diminishes competition and gives consumers fewer choices for auto insurance.

While this percentage has been declining over the years, some states have more than their share or uninsured drivers.

UM / UIM is often overlooked but can be crucial in accidents with uninsured drivers and is a relatively inexpensive add - on; comprehensive coverage is usually more costly, but if you live in an area that has a high level of car theft, it might be a more valuable addition to you.

Since the chance of being involved in an auto accident with an uninsured motorist is high in NE (even in communities such as Blair or Gering) the state requires every driver to get uninsured motorist protection in the amount of $ 25,000 for one passenger injured; and $ 50,000 for more than one passenger injured in an auto accident.

Since the other driver was completely uninsured, there was no insurance to recoup money for repairs, medical expenses, property damage, and more.

Another criticism is that some no - fault jurisdictions have among the highest automobile - insurance premiums in the country, but this may be more a matter of effect than cause (e.g., the financial savings from no - fault may simply make it more popular in areas with higher automobile - collision risk, or high insurance rates may cause more drivers to go uninsured, increasing the attraction of a no - fault system).

The penalties for driving uninsured are getting more severe — in addition to risking economic loss by not having insurance protection, you risk fines, suspension of driver's license or registration and even time in jail.

The best strategy, the CFA argues, is to make insurance more affordable for low - income drivers and then target the real scofflaws for enforcement: the uninsured motorists who have terrible driving records and / or high household incomes.

In Michigan uninsured drivers who are 50 percent or more at fault can not collect noneconomic damages in the event of an auto accident.

Be aware that Indiana ranks 14th in the nation for the number of uninsured drivers, so you may want more than the minimums.

Either way, if an uninsured driver is involved in an accident, everything is much more difficult.

Coverages you may need include protection against accidents, weather - related damage, theft, uninsured and underinsured drivers, property and bodily injury liability, and more.

This proposal is meant to bring about changes that will help save money for the Michigan residents and will make auto insurance far more affordable for thousands of drivers who remain uninsured.

AAA insurance cost estimates are based on a full coverage policy for a driver who is under 65 years of age, has more than six years of driving experience, no accidents and lives in a suburban / urban location for a policy with $ 100,000 / $ 300,000 personal liability, $ 25,000 medical, $ 100,000 property and $ 25,000 / $ 50,000 uninsured / underinsured motorist coverage, with a $ 500 deductible for collision and comprehensive claims.

If you are injured in an accident with an uninsured driver, the potential cost to you is much more than the value of your car — medical bills can be nearly unlimited.

Although not all people need a comprehensive cover, more people are starting to realize that it is better to be safe and insured as a driver than to be underinsured, or even worse, uninsured in the event of an accident.

If you have a newer vehicle it is recommended to carry more than the minimum coverage because of the amount of drivers and uninsured motorists in the state.

Ohio's high rate of uninsured drivers is a major cause for concern, especially in Columbus where there are more drivers on the roads than in any other city in the state.

With all the underinsured and uninsured drivers out there, it's more important than ever to be covered.

Studies show that 6 percent or more of Utah drivers are uninsured.

Unfortunately, the trend in more expensive premiums also means more drivers will stop short of fully insuring themselves, so it's always smart to carry uninsured / underinsured motorist coverage.

After all, more than one in five drivers on Tennessee roads is uninsured.

The Illinois court now imposes a fine of $ 2,500 in addition to jail time, especially if the uninsured driver causes physical injury to another person, and has two or more prior convictions for similar violations.

In states like Alabama, Florida, Mississippi, New Mexico, and Oklahoma, more than 20 % of all drivers are uninsured.

Maryland auto insurance state law demands more than many states; every driver must purchase bodily injury liability coverage of $ 20,000 per injured person and $ 40,000 per accident; property damage liability coverage of $ 15,000; bodily injury liability coverage for uninsured / underinsured motorists of $ 20,000 / $ 40,000; and uninsured motorist property damage coverage of $ 15,000.

Read more about Virginia car insurance laws, uninsured drivers fees, policy rates, and discounts.