Sentences with phrase «more years your benefit»

Alternatively, the more years your benefit period extends, the higher your LTCI premiums will be.

Not exact matches

Businesses with more than 50 employees that do not offer coverage will be taxed based on the size of their payrolls, but the cost will be significantly less than the cost of providing insurance benefits, and the tax is not set to go into effect until the 2014 fiscal year.
By forfeiting more than 200 million vacation days that can not be rolled over, American workers are giving up about $ 66.4 billion in lost benefits each year.
Paul Belliveau, a veteran HR manager with more than 30 years of experience, agrees there is tremendous benefit to outsourcing the administrative side of HR, but cautions that the human side should not be overlooked.
Then again, the financial situation of their business is such that they could benefit from more regular financial review and planning and up - to - date accounting — instead of leaving every invoice, receipt, and ledger to hand off to the tax preparer at the close of the fiscal year.
In addition, it could make your investors more patient by extending their investment horizon to their retirement years, which is a huge benefit from your perspective.
What's more, those who have fertility - related expenses for any of the 10 previous calendar years and have not claimed them can request a change to previous income tax and benefit returns to include these eligible expenses.
Late last year Toyota announced that beginning Jan. 1 new Canadian hires would be enrolled in a defined - contribution pension plan, not the more generous defined - benefit plan enjoyed by current full - time employees.
More than 500 companies have expressed interest in rolling out student loan benefits to their workers next year, said Tim DeMello, founder and CEO of Gradifi, a platform that lets companies, including PwC, Connelly Partners and Western Union, pay off some of their employees» student loans.
Led by an expert team with more than 25 years experience in fitness franchising, StretchLab is revolutionizing the stretching industry by offering franchise opportunities across all major markets - making the benefits of stretching accessible to all.
Through its more than 9,800 retail locations, more than 1,100 walk - in medical clinics, a leading pharmacy benefits manager with more than 94 million plan members, a dedicated senior pharmacy care business serving more than one million patients per year, expanding specialty pharmacy services, and a leading stand - alone Medicare Part D prescription drug plan, the company enables people, businesses and communities to manage health in more affordable and effective ways.
But in medicine, impressive technology is little more than a parlor trick if it doesn't benefit patients — like James (who asked to keep his last name private), a 42 - year - old colon cancer patient who had part of his large intestine removed by Sullivan a few months ago.
Pierlot wrote a paper for the CD Howe Institute in 2011 showing that a person with a salary of $ 75,000 at the end of a 35 - year career would accumulate more than $ 1.4 million in savings through a defined - benefit plan (wherein the pensioner is paid a set income based on past earnings and years of service, mostly confined to the public sector these days) compared to $ 674,711 for someone with no pension but a maxed - out Registered Retirement Savings Plan.
In the Aflac survey, employees who were offered voluntary benefits were 19 percent more likely to be satisfied with their jobs and 14 percent less likely to look for a new job in the next year.
In addition, more than 76 percent of engaged employees surveyed by Quantum Workplace this year said they were satisfied with the health and wellbeing benefits their employer provided, compared with less than 49 percent of hostile employees.
Although Apple and Samsung could benefit from the increased demand, Huawei and other Chinese companies could capitalize in China where their cheaper smartphones have become increasingly more popular over the years.
Since most of his staff (not to mention his entire board) have 20 years on him and much more executive experience, he decided early on that the iron - fist leadership style wouldn't benefit anyone.
Alternatively, it is possible that managers whose compensation is tightly linked to stock performance become more aware of buyback's positive announcement effects in recent years and use buyback announcements to boost up stock prices for their own benefits.
Some are more fun than others, but by the end of four years, any college student should be able to see the benefit of having all of them.
He expects that next year, as large companies negotiate their benefits contracts, they will be asking much more than in the past «will a carve - out option look better, or does the carve - in option look better?»
New estimates show that almost half of the pass - through deductions will benefit households earning more than $ 1 million per year.
«Great culture, benefits package continues to innovate and improve, 30 + year old start up that is a bit more mature than the younger tech companies in SF and the valley.
Already in Brazil, the region's biggest economy, President Dilma Rousseff is starting to roll out a more conservative message of austerity, including cuts in unemployment and welfare benefits, to tame a record budget deficit widened by the biggest economic slowdown in 25 years.
«Benefits provided to North Korean delegation, which were in the past were not subject to sanctions, can now become a controversy, since sanctions have become much more comprehensive in recent years,» he said.
Bankers with greater depth and longer - term relationships,» said Goldberg, who added that more robust senior talent and improved lending relationships with clients «really has come to benefit the firm over the last couple years, and it was quite evident in the first quarter.»
Current 70 - year - olds will receive five times more in benefits than what they paid into the system.
Warren Buffett's annual auction to benefit a San Francisco charity has drawn a bid of more than $ 1 million, surpassing last year's top offering.
In short, more than 80 years ago, a U.S. president said that taxpayer - paid retirement benefits should go only to those who really need them.
The Platinum Card is more or less the flagship premium travel card, offering rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $ 2,000 from the card my first year with it.
The struggling retailer, which has lost more than $ 10 billion in the last six years, also said it may sell off 140 stores in a deal with the Pension Benefit Guaranty Corp to pay $ 407 million into its underfunded pension plan.
Indeed, these more immediate benefits may ultimately prove to be more valuable than the tax deferral obtained from saving for retirement should pressures on fiscally strapped governments result in higher tax rates and reduced retirement benefits in the years ahead.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
More than 40 years ago, the Magna founder decided his company would experience higher productivity and less labour strife — and, as a result, faster growth — if its workers got some of the financial benefits of strong performance.
And arguably more importantly, e-commerce growth rose 29 % as Walmart began to reap the benefits of its $ 3 billion acquisition last year of jet.com, as well as of a massive overhaul of its marketplaces.
As human resources staff gain comprehensive knowledge about the most popular desires of their employees, they can communicate more frequently about those items — ideally to a targeted audience — rather than deliver a canned, generic presentation about all benefits once a year to all employees.
For people expecting to retire at around age 65, and to live for another 15 years or more, this will provide for only a trivial supplement to Social Security benefits.
[105] On January 8, 2008, to address ongoing structural budget issues, Governor Corzine proposed a four - part proposal including an overall reduction in spending, a constitutional amendment to require more voter approval for state borrowing, an executive order prohibiting the use of one - time revenues to balance the budget and a controversial plan to raise some $ 38 billion by leasing the Garden State Parkway, the New Jersey Turnpike, and other toll roads for at least 75 years to a new public benefit corporation that could sell bonds secured by future tolls, which it would be allowed to raise by 50 % plus inflation every four years beginning in 2010.
The changes to the General Preferential Tariff system and the associated 350 million dollar per year tariff increase more than undoes the benefits of the reductions on baby clothes and sporting equipment.
Drugmakers have benefitted from the surge of opioid - related deaths in the U.S.; last year, Bloomberg reported that the drug's price had risen tenfold in recent years, with state and local governments shelling out to make the med more widely available.
The legislation provided financial support for four more months of healthcare benefits for coal miners, through April, but Manchin and other Senate Democrats wanted at least a year.
That gives lawmakers 16 more years to figure out how to deal with the problem before it hits home, but if they can't, then reductions in benefits could be harsh.
Now, after years of benefiting from low - cost labor, many employers are starting to pay more.
Providing this service allows our Chairman and our CEO while in transit to work safely and have confidential telephone conversations undisturbed, and thus provides a benefit to the Company that more than offsets the relatively modest incremental cost for their non-business use of a car and driver over the past year.
Without significant increases in corporate taxes and taxes on the wealthy, it is now a virtual certainty that ordinary Canadian families will never enjoy the generous social programs enjoyed by most European families: enhanced maternity leave benefits, livable minimum wages, legislated paid vacation time of up to six weeks a year, genuine unemployment insurance, home care, pharmacare and more.
The larger benefits for millennials are mainly because of cost of living increases, more years of benefits due to longer lifespans, and better and more expensive health care, said C. Eugene Steuerle, an economist with the Urban Institute who co-authored the analysis.
According to this year «s retirement confidence survey by the employee benefit research institute, 45 percent of workers have less than $ 25,000 saved, 20 percent have saved between $ 25,000 and just under $ 100,000, 15 percent have $ 100,000 to $ 249,000 in savings and two in 10 report having $ 250,000 or more saved.
Lengthening the budget window simply to allow for more years of deficit - financed spending increases or tax cuts would be an unfortunate gimmick that would undermine many of the important benefits of long - term scoring.
But over the past seven years we've examined teams in corporate, health care, military, and consulting settings to understand team familiarity and quantify its benefits, and we've found that it is a much more profound phenomenon than most managers believe.
If you are healthy and able to work, put in a few more years on the job to increase your earnings and delay taking Social Security benefits.
The Alternative Benefits calculation does not take into account more than 35 years of credited service.
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