Sentences with phrase «mortgage loan portfolio»

OSC, a Breckenridge Insurance Group company, provides technology - based insurance tracking, lender - placed insurance coverage and related outsourced services to protect reverse mortgage loan portfolio property interests

At AEGON, he led the commercial mortgage loan - underwriting group in the building of a $ 2.5 billion commercial mortgage loan portfolio.

To make best use of my extensive knowledge in the field of mortgage loan portfolio in the position of a mortgage loan officer.

Increases mortgage loan portfolio by developing business contacts; attracting mortgage customers; completing mortgage loan processing and closing; supervising staff.

GENERAL FUNCTION: Increases mortgage loan portfolio by developing business contacts; attracting mortgage customers within FCB's CRA programs and guidelines...

The Loan Officer Responsible for increasing the company's mortgage loan portfolio by developing strategic business partners, attracting mortgage customers and submitting complete loan files while upholding company standards and ethics To increase the compa...

An overview of the potential issues that a legal due diligence review of a legacy UK mortgage loan portfolio may identify.

The quality of our commercial mortgage loan portfolio is excellent.

In July 2002, the San Mateo, California - based Bay View Capital Corporation announced the pending sale of the mortgage loan portfolio for its Bay View Bank subsidiary to Washington Mutual for a «slight premium to book value».

The secondary market is where mortgage loan portfolios and servicing rights are bought and sold between four parties: Mortgage Originators, Mortgage Aggregators, Securities Dealers, and Investors.

Not exact matches

The firm's mortgage investment corporation has about 2,400 such loans in its portfolio, with an average size of $ 85,000, and says it maintained a $ 4.3 - million loan loss provision on a $ 214 - million portfolio last year.

Naturally, his forecasts were derailed by a combination of a deluge in mortgage costs from the disastrous acquisition of Countrywide Financial, and years of extremely low rates that shrank the margins the bank earns on its giant loan portfolios.

Armed with a better understanding of mobile technology, free from costly branch networks and focused intensely on the user experience, these online firms are muscling in on the lucrative business of providing loans, mortgages and portfolio management services to the public.

It's a division of Berkshire Hathaway Inc., the giant holding company led by Warren Buffett, which has dramatically expanded its mortgage brokerage portfolio in recent years, reporting nearly 28,000 loans worth $ 7.3 billion last year.

Ron Haynie, vice president of mortgage finance policy at the Independent Community Bankers of America, said if a bank is willing put up private capital and hold a loan in portfolio, then it has a vested interest in making sure a borrower can repay.

Jack Hartings, chairman of the ICBA, asked the Alabama Republican about possible changes to the Consumer Financial Protection Bureau's «qualified mortgage» rule, including a proposal that would allow more loans held in portfolio to be considered QM, along with relief from some escrow requirements and balloon mortgage restrictions.

We assumed that in each period a 30 - year bond is issued at prevailing interest rates (long - term government bond plus 1 %) and that amount is invested for the next 30 years in a portfolio of large - cap stocks while paying off the bond as an amortized loan (as if it were a mortgage).

Fannie Mae buys mortgages from lenders, allowing them to free up their own portfolios to make more loans.

«We saw total average deposit growth; loan growth in our residential mortgage, credit card and subscription finance portfolios; as well as higher assets under management in Wealth and Investment Management.»

He wouldn't cite current delinquency figures for these loans that make up 1 - 2 % of the company's overall portfolio, but said that, overall, all mortgages are performing well.

And banks are keeping more mortgage loans in their portfolios, in part because they think that the Fannie Mae / Freddie Mac guarantee fee is no longer a bargain:

For example, conventional mortgages for which the loan - to - value (LTV) is 80 % or less; VA mortgages; and most jumbo portfolio loans waive mortgage insurance requirements.

The real estate segment invests in real estate equity for the acquisition and recapitalization of real estate assets, portfolios, platforms and operating companies, and real estate debt, including first mortgage and mezzanine loans, preferred equity and commercial mortgage backed securities.»

However, because this loan is a challenge to underwrite, many mortgage lender put an overlay in place which disallows financing a fifth property in a portfolio.

NMIC's residential mortgage insurance products primarily provide first loss protection on loans originated by residential mortgage lenders and sold to the GSEs and on low down payment loans held by portfolio lenders.

While equities are the largest portion of their portfolio, they also do high yield bonds, mortgage home loans, farmland, etc..

Directed Capital, a national opportunistic real estate finance firm that acquires and strategically repositions underperforming commercial mortgage loans, announced Goldman Sachs has increased its credit facility to $ 150 million to facilitate the acquisition of an $ 80 million loan portfolio from the Federal Deposit Insurance Corporation (FDIC).

A recent study of bank credit in 17 countries over the last 120 years by Oscar Jorda, Mauritz Schularick and Alan Taylor found that the share of mortgage loans in banks» total lending portfolios has roughly doubled over the course of the past century — from about 30 per cent in 1900 to about 60 per cent today.

TPU assists New York State Homes and Community Renewal Housing Finance Agency in the eligibility determination of potential landlords for entitlement to state loans / grants / tax credits, by investigating and vetting a potential landlord's financial soundness and mortgage holdings for signs of overleveraging within their portfolios or allegations of increased tenant turnover through harassment.

Take a look at your budget and your investment portfolio and look at recent statements for all of your debts including your mortgage loan and, if you have one, a home - equity loan or line of credit.

Mortgage insurance is part of a low - down payment conventional mortgage if the loan is held on a bank's portfolio for a period of time or whether it is pooled with others and securitized by Fannie Mae or Freddie Mac — the protection on the individual loan remains Mortgage insurance is part of a low - down payment conventional mortgage if the loan is held on a bank's portfolio for a period of time or whether it is pooled with others and securitized by Fannie Mae or Freddie Mac — the protection on the individual loan remains mortgage if the loan is held on a bank's portfolio for a period of time or whether it is pooled with others and securitized by Fannie Mae or Freddie Mac — the protection on the individual loan remains present.

Whether you are a first time real estate investor or are looking to add more properties to your expanding portfolio, our mortgage professionals can help you find a home loan solution with competitive pricing.

With new safeguards in place, these Federal Housing Administration1 (FHA) insured loans are now recommended by many financial advisors as a smart tool to use in your retirement portfolio.2 Despite the positive press that reverse mortgages have received, there are still many misconceptions surrounding them.

Using this approach, a reverse mortgage loan is established at the outset of retirement and drawn upon every year to provide retirement income until exhausted, allowing the retiree's investment portfolio, such as a 401 (k) plan, more time to grow.

Utilizing her combined 32 years in the mortgage servicing industry, Ms. McCormick manages the Loan Servicing department which is responsible for loan closings and daily servicing of the company's commercial real estate loan portfoLoan Servicing department which is responsible for loan closings and daily servicing of the company's commercial real estate loan portfoloan closings and daily servicing of the company's commercial real estate loan portfoloan portfolio.

For instance, your mortgage is secured by your home, your brokerage - account margin loan by your portfolio and, in most cases, your auto loan by your car.

Other methods like conventional mortgages, portfolio loans, combination loans, and blanket loans can take months to approve and have strict requirements that can make it near impossible to obtain the funding you need.

A reverse mortgage loan can supplement monthly income during portfolio downturns due to market corrections or recessions.

Using this second approach, a reverse mortgage loan can be established at the beginning of retirement to help minimize investment portfolio risk.

McGrath continues, «We're seeing an influx of senior consumers who are leveraging reverse mortgage loan proceeds during retirement so they can allow their investment portfolios to continue growing for when those funds are needed most.»

The first thing you need to do is talk to your loan officer and accountant to determine your total interest cost, net of the tax benefit, which will tell you how much your investment portfolio needs to earn in order to pay off the interest rate charges of your mortgage.

he said during a recent tally of his more than $ 3.7 - million loan portfolio, which in two months this year jumped to 29 mortgages from 19.

We offer competitive mortgage rates on a wide selection of Non-Conforming Loans, including fully customized Portfolio Loans and Interest - Only Mortgages.

However, it does take time to build a portfolio, so begin building one at least 3 years before the application for the mortgage loan is to be submitted.

Prior to joining Wellington Management in 1999, Michael was a fixed income securities trader with Credit Suisse First Boston (1996 — 1999), a mortgage portfolio manager with MetLife Investment Management Co. (1995 — 1996), and the senior securities trader for First Federal Savings & Loan Association (1991 — 1995).

A portfolio loan refers to a mortgage that a lender keeps in - house rather than sells on the secondary loan market.

When these institutions make a mortgage loan, they may decide to hold it in portfolio or sell it to secondary market investors.

If you have fluctuating income from your own business or because you earn money primarily through commissions and bonuses, a refinance with a portfolio loan may be easier to qualify for than a conventional mortgage loan.

If your investment portfolio assets are not doing well, a reverse mortgage loan can cover you till the market conditions improve again.

Prior to 7/1/09, the Fund had a predetermined fixed allocation approach investing equally among portfolios investing in mortgage - backed securities, senior floa ting - rate loans and high - yield bonds.