Sentences with phrase «mortgage or car loan terms»

This means that to qualify for the best mortgage or car loan terms you must have an ideal ratio at the time of credit application.

Not exact matches

If you've ever had a car loan or a home mortgage, you're likely familiar with the basics of how a term loan works — a small business loan may share many of the same characteristics.

If you've ever had a car loan or a home mortgage, you've had at least one type of term loan.

Lenders want to ensure that you have the financial means to pay off your new mortgage, as well as any other long - term debts (such as car loans) or other living expenses.

For one, you'll hopefully have fewer people who rely on you for financial security, as your dependents become independents and you start paying off long - term expenses like your mortgage or car loan.

A home equity loan lets you borrow a lump sum and pay it back over a fixed term at a fixed interest rate (like a mortgage or car loan).

A mortgage — whether it's a home purchase, a refinancing, or a home equity loan — is a product, just like a car, so the price and terms may be negotiable.

If you have a mortgage or debt for a home, car or other loans, buy term - life insurance for the entire amount of your debt.

Try to time them in a way that any short - term negative impact on your credit score won't interfere with an important upcoming car loan or mortgage.

If you've ever had a car loan or a home mortgage, you're likely familiar with the basics of how a term loan works — a small business loan may share many of the same characteristics.

For example, a subprime credit score will have your credit card interest rates skyrocketing and prohibit you from obtaining a new car loan or mortgage with decent terms.

If you're not happy with your current score, or more likely, the interest rates you're being offered on credit cards or car loans, even a mortgage, there are some steps you can take to benefit your credit for the long term.

Usually secured debts are car loans or mortgages for homes and property, but short - term loans offered by pawn shops are also secured loans.

In simple terms, secured debts are those that require assets to be held as collateral, such as a house for a mortgage or a car for an auto loan.

Just like refinancing your mortgage or car loan, refinancing your student loan is the process of getting a new loan with a different interest rate or repayment term.

Term life insurance offers coverage that can be used for anything, including funeral expenses, paying down a mortgage, car loan and credit cards, or to offset the loss of income into the family finances.

If you've ever had a car loan or a home mortgage, you've had at least one type of term loan.

If you are seeking protection to help pay for outstanding liabilities (i.e. loans, credit card debt, mortgages, car payments, etc...) or plan for the future family need of income or education at an affordable price, term life insurance makes for a great option.

Whether it's a short term debt such as, a student loan or car loan, or a long term liability like a mortgage or numerous other sources of debt, a life insurance policy pays down the debt on behalf of the person who took out the policy in the first place.

Farmers Simple Term is intended to help cover obligations that end, such as mortgages, car loans, college tuition or replacing lost income.

Take into account all your current and future debt which might include: • Rent or mortgage • Credit cards • Car loans or leases • Recreational vehicles • College tuition for children • Final expenses • Uncovered medical expenses for long term illnesses

A short - term disability policy offers you income protection to help cover monthly expenses (such as mortgage, rent, utilities, or car loan) if you're unable to work because of a total disability due to illness or injury.

So, whether you're looking for life insurance to protect your mortgage loan, car loan, college loan, partner, spouse or kids, term insurance offers the flexibility you need.

Term life is often purchased by families and individuals with short term needs, for example, a mortgage loan of 20 or 30 years, car loans, student loans, credit card debts, or to provide coverage until their children are grownTerm life is often purchased by families and individuals with short term needs, for example, a mortgage loan of 20 or 30 years, car loans, student loans, credit card debts, or to provide coverage until their children are grownterm needs, for example, a mortgage loan of 20 or 30 years, car loans, student loans, credit card debts, or to provide coverage until their children are grown up.

A mortgage - whether it's a home purchase, a refinancing, or a home equity loan - is a product, just like a car, so the price and terms may be negotiable.