Sentences with phrase «mortgage portfolio»

This figure makes up 6.6 % of its total mortgage portfolio.
She has a very extensive back ground to include traditional lending, hard money loans, and private mortgage portfolio management.
A low - interest mortgage portfolio is a red flag when interest rates are rising.
RBC's Canadian residential mortgage portfolio was $ 258 billion in the latest quarter, up 5.7 per cent from $ 244 billion in the same quarter a year ago.
With a challenging interest rate environment and pressure on mortgage portfolio values throughout much of 2013, American Capital Agency's turnaround in book value growth is an encouraging sign that the worst is over for the company and the mortgage REIT sector in general.
Discounts are not amortized (although people have bought this to amortize discounts of distressed mortgage portfolios using the constant yield method.
MetLife's northeast real estate investments include office buildings, hotels, and multi-family projects, in addition to a substantial commercial mortgage portfolio.
No sooner had Brian Moynihan taken the helm of Bank of America at the start of 2010, than the giant lender suffered wave upon wave of giant, potentially fatal, losses on its stricken mortgage portfolio.
These smaller institutions sometimes service their own mortgage portfolios instead of selling them to bigger banks or investors.
In 2005, when the danger of Fannie and Freddie's bulging mortgage portfolio was raised in Congress, Schumer opposed stricter GSE regulation in the name of protecting affordable housing.
«We continued to be very pleased with the credit profile and quality of our uninsured mortgage portfolio,» Dottori - Attanasio told analysts during the conference call.
They took a look at the banks» bloated mortgage portfolios and decided they could make money on bets that institutions such as Royal and Toronto - Dominion Bank were headed for trouble.
They are most commonly seen through Foundation Mortgage portfolio loan programs, and through several Jumbo loan programs.
Sum of retained mortgage portfolio and mortgage backed securities outstanding for Fannie and Freddie (from OFHEO 2008 Report to Congress) divided by (1) total 1 - to 4 - family home mortgage debt outstanding (from Census for 1971 - 2003 and FRB for 2004 - 2007) and (2) annual nominal GDP.
Finally, it resells the buffed - up mortgage portfolio at a profit.
The Obama administration already funded the Home Affordable Refinance Program that enabled mortgage refinancing to 125 % on select Fannie Mae and Freddie Mac mortgage portfolios in an effort to combat the highly deflated home values that have prevented many Americans from being approved to refinance into a more affordable fixed mortgage payment.
Slaughters, A&O and CC among advisers as Prudential and Blackstone acquire buy - to - let mortgage portfolio
I have the ability to undertake a broad range of responsibility and work effectively as part of a senior management group.I provide data analytics and reporting and modeling on mortgage portfolio introducing vintage curve analysis to examine delinquencies across loan products.
Wachovia, Phoenix • AZ 2006 — 2008 Mortgage Portfolio Underwriter Developed initial underwriting of loan, re-submissions, and reviewed property reports, working as part of a team environment.
Little is known about the level to which mortgage portfolios are exposed to natural hazard risk from tornados, wildfires, flooding, earthquakes, sink holes, and other events.
«Today we can say with certainty that not only has this mortgage insurance premium reduction improved access to credit for a great number of qualified families, but it did not undermine the financial health of FHA's forward mortgage portfolio
As of Nov. 30, Canada's banks — big and small — have been subjected to new rules impacting the insurance of their bulk mortgage portfolios.
According to Commercial Mortgage Alert, Teachers Insurance Co. was the top mortgage originator among the insurance companies with the largest mortgage portfolios.
Separately, you may have read about calls from Federal Reserve Board Chairman Alan Greenspan and others to limit GSEs» mortgage portfolio holdings.
It's a necessary measure as its reverse mortgage portfolio — whose value can go down with defaults or home prices and property values if homes fall into disrepair — was valued last fall at negative $ 7.7 billion.
The report also revealed a 3.2 percent reserve ratio for the «forward» program, which encompasses FHA's non-Home Equity Conversion Mortgage portfolio.
Investors in Australian residential mortgage - backed securities (RMBS) continue to benefit from the strong credit performance of the underlying residential mortgage portfolios.
At its recent biennial conference for investors and equity analysts, the company (traded on the New York Stock Exchange under the symbol FRE) said that its total mortgage portfolio in 2001 should grow at a rate faster than the estimated growth in outstanding mortgage debt.
Most of the commercial mortgage dollars originated by Signature and NYCB are for multifamily properties, so a drop in multifamily has a significant impact on the rest of their commercial mortgage portfolios.
The banks» mortgage portfolios this quarter saw little impact from the federal financial regulator's new underwriting rules for uninsured mortgages, as of Jan. 1.
The banks» mortgage portfolios are being watched for any impact from new stricter underwriting rules for uninsured mortgages introduced on Jan. 1.
Renewed weakness in the housing market is fanning fears that insufficient provisions have been set aside for the banks» mortgage portfolios.
Defaults were rising in the bank's mortgage portfolio, Dimon said.
They will probably need to set capital aside against shadow - credit and mortgage portfolios.
Achieve yield enhancement and positive convexity in your mortgage portfolio through the use of the Fannie Mae Delegated Underwriting and Servicing (DUS) program.
The advocates say that New York Community Bank has a track record of lending to «notoriously bad landowners,» and more than 10 percent of its mortgage portfolio is on foreclosed buildings that go long periods without heat, hot water, working elevators, proper ceilings and other basic maintenance.
While mono - lenders and banks are scrambling to stuff their mortgage portfolios with clients before the Nov. 30 deadline, most start their rate increases two weeks before a regulatory deadline.
They pay the bank a «loan origination» fee when they acquire the mortgage portfolio.
Investors who outsource with us enjoy the benefits of being able to focus on key investment decisions for their mortgage portfolios while we take care of all the back - end paperwork.
Institutional investors looking to outsource their mortgage portfolios choose MCAP because we offer a full - service package that includes:
Prior to joining Wellington Management in 1999, Michael was a fixed income securities trader with Credit Suisse First Boston (1996 — 1999), a mortgage portfolio manager with MetLife Investment Management Co. (1995 — 1996), and the senior securities trader for First Federal Savings & Loan Association (1991 — 1995).
In ’89 the provision for loan losses was 3.4 basis points (0.034 %) of the mortgage portfolio.
If things decline and lenders get antsy about their mortgage portfolios, you're still protected.
A flood of listings would certainly be negative for the market, but Royal Bank's mortgage portfolio is capable of riding out a downturn.
Pzena says that the quality of Freddie's mortgage portfolio is quite high.
After doing some calculations, including figuring the expected return on equity on Freddie's mortgage portfolio, he estimates the company's current earnings power is $ 6.30 per share (analysts, on average, expect the company to earn $ 1.62 per share in 2008).

Phrases with «mortgage portfolio»

a b c d e f g h i j k l m n o p q r s t u v w x y z