Sentences with phrase «mortgage protection policy»

Usually, we recommend you keep your current mortgage protection policy in place and add more coverage with a separate policy.
The best mortgage protection policies also have living benefits that protect your home should you become ill, disabled, or unable to work.
For example, a 20 - year mortgage protection policy might require that level premiums be paid over the first 17 years.
Are you aware of the many options you have as far as the types of mortgage protection policies available?
We only recommend an accidental death policy as a standalone mortgage protection policy if our clients don't qualify for any other insurance or if their budget is small.
Many of our older customers can not qualify for 20 or 30 - year term mortgage protection policies due to their age.
This term is not common, it mostly used in conjunction with mortgage protection policies or possible covering the number of years left to retirement or for a business loan protection.
We routinely replace expensive mortgage protection policies sold by IMO's as we can often provide better pricing or higher face value policies for less money.
If you have significant health issues, a simplified issue mortgage protection policy up to table 4 is appropriate.
Return of premium policies are often sold as mortgage protection policies.
Many mortgage protection policies also include disability benefits that will pay the insured if they are disabled and unable to work.
We are both here to help you find the best mortgage protection policy possible; we just..
Why would you purchase a separate mortgage protection policy and accidental death policy?
We often help people replace their existing mortgage protection policies for new ones with more coverage, better protection, or lower monthly premiums.
Many mortgage protection policies do offer level premiums for the policy's duration, meaning your premiums will stay the same.
If you have significant health issues, then a simplified issue mortgage protection policy up to table 4 is appropriate.
Term mortgage protection insurance products have premiums lower than whole life mortgage protection policies.
These relaxed qualification life insurance policies protect your home but can be some of the most expensive mortgage protection policies available.
You were sold an accidental death policy, instead of a guaranteed death mortgage protection policy.
If your home is paid off, you would be foolish to not protect it with a comprehensive mortgage protection policy.
The only mortgage protection policy a state farm agent can sell is what's available through the state farm product portfolio.
We will also go into some details about what we consider ideal mortgage protection policies versus straight life insurance.
Your spouse or partner can then apply the $ 50,000 mortgage protection policy towards the $ 100,000 remaining balance on your mortgage and then refinance your mortgage for a lower monthly mortgage payment.
Disability insurance can often be included within mortgage protection policy.
Just so you know... we help people replace their expensive mortgage protection policies all the time!
In 2008 - 2009, when the housing market crashed, these declining mortgage protection policies all but disappeared.
Here, a 20 - year term mortgage protection policy would be appropriate.
Although there's nothing wrong with us, and many homeowners get protected with these companies, homeowners often do not end up with the best - priced mortgage protection policy.
We are both here to help you find the best mortgage protection policy possible; we just do it differently.
But if you don't think you have enough life insurance, you should buy more; it will probably cost less to increase that coverage than to purchase a separate mortgage protection policy.
You may wonder if it is in your best interests to replace an existing mortgage protection policy.
Saving your family from foreclosure and bankruptcy is easy to do with an affordable mortgage protection policy.
If you were sold and accidental death mortgage protection policy, then it may be wise to cancel your accidental death policy and apply the premium towards some guaranteed mortgage protection life insurance coverage.
We routinely replace expensive mortgage protection policies with better priced or higher face value policies.
It is usually used for mortgage protection policies and is particularly favoured amongst younger couples looking to keep costs down when purchasing their first home.
Terminal illness benefits in mortgage protection policies allow you to receive your death benefit from 12 months to 24 months before your death.
We helped Elmer and Pauline purchase $ 8,000 mortgage protection policies on each other.
Our 59 - year - old gentleman with a triple bypass heart surgery would easily qualify for an affordable nonmedical mortgage protection policy before his diagnosis.
If you are healthy with no illness or disease, you would still qualify for this simplified issue non-medical mortgage protection policy, but it wouldn't be the best price plan for you.
We would caution you not to cancel your existing mortgage protection policy before talking to us!
We also don't pressure our clients into purchasing products they don't need or sell them overpriced mortgage protection policies.
This is an attractive mortgage protection policy for homeowners, because the living benefits built into this policy helps protect a homeowner, not only upon death, but when they become ill or unemployed.
Most mortgage protection policies include a «terminal illness» benefit that would pay out funds from the policy should somebody be diagnosed with a terminal illness resulting in less than 12 months to live.
By not having to have a physical examination, have your blood tested, have your urine tested, and have an intensive medical background check, we can get more people mortgage protection policies than with fully underwritten life insurance policies.
If we had written a new mortgage protection policy for the full $ 237,000, Bob would have been overpaying on $ 156,000 worth of protection (as it was based on his younger age five ago).
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