Sentences with phrase «mortgages or car loans»

Proceeds help to cover financial responsibilities that decrease or end over time, like mortgages or car loans, should something happen to the insured.

A high credit score is needed to score lower interest rates on mortgages or car loans.

Opening 3 cards at once dings credit score — Unlike rapid - fire applications for mortgages or car loans, which are bundled into a single credit score hit, each card application counts against you... (See Credit score)

The first is to put as much towards the highest interest balance, making minimum payments for the rest, and making all fixed monthly payments, like mortgages or car loans.

And since a bigger chunk of their income will go towards servicing the mortgages or car loans they are able to obtain at higher rates, they'll have less spending power when they do eventually buy big - ticket items like homes and cars.

Most people never get behind on their income taxes, mortgages or car loans because they never see the money earmarked for those purposes.

Another practice among predatory lenders is to include a prepayment penalty on loan agreements, especially those involving subprime mortgages or car loans.

A chapter 13 case may be advantageous in that the debtor is allowed to get caught up on mortgages or car loans without the threat of foreclosure or repossession, and is allowed to keep both exempt and nonexempt property.

Therefore, for secured debts such as home mortgages or car loans, you must continue paying your secured creditors, or the asset may be seized by your creditor.

Applying for mortgages or car loans together will also prove difficult.

The difference between a good and a poor credit score can literally be many thousands of dollars, especially if the loans in consideration are for big ticket items such as mortgages or car loans.

The sooner they have the opportunity to build a positive credit file, the sooner they will be able to qualify for more favorable rates on mortgages or car loans.

This is also not to mention that your credit score will be used to base your loan rates for things like mortgages or car loans.

Lastly, as unsecured loans, Avant personal loan interest rates are typically higher than rates for secured loans like mortgages or car loans.

Keep in mind, when shopping for a mortgage or car loan, it's permissible to have multiple inquiries for the same purpose within a 30 - to 45 - day period, without those multiple inquiries hurting your credit score.

Loan or Debt Crowdfunding: Also known as peer - to - peer lending, individuals provide capital to businesses or individuals in exchange for interest payments and return of principal over a defined time period, similar to a mortgage or a car loan.

I wish we were doing this, but I just hate my student loans (but then I don't mind my mortgage or car loan, which makes no sense).

An employee's letter of offer or pay records is often all that is needed to get a mortgage or car loan.

If you don't have other types of installment loans accounts, such as a mortgage or a car loan, your credit mix will change.

Some loans are structured as installment loans, like your mortgage or car loan.

An example of a secured loan is mortgage or a car loan.

A poor credit score can make it difficult to rent an apartment, get approved for student loan refinancing, or take out a mortgage or car loan.

You just want to have a good idea of the costs you'll be facing when you initially retire, as well as which expenses might be going away down the road (such as the mortgage or car loan you'll be paying off).

There are two major types of loans — revolving loans, like a credit card, and installment loans, like a mortgage or car loan.

The consequences of default depend on whether your loan is secured (mortgage or car loan) or unsecured (credit card, student loans or personal loans).

If you want to keep property like a home or a car and are behind on the payments on a mortgage or car loan, a chapter 7 case probably will not be the right choice for you.

If you have recently been divorced, one of your number one goals is removing yourself from items that aren't your responsibility anymore, such as a mortgage or car loan.

A personal loan is an unsecured loan, which means that it's not tied to any type of collateral, like a mortgage or car loan.

For this reason, those with average credit can anticipate some challenges when applying for certain loans such as a mortgage or car loan.

Note that it's the «specific purchase» part that is relevant here, not the fact that it is a mortgage or car loan etc..

If you ever plan on getting a major loan in the future such as a mortgage or car loan, you'll want to have your credit score in good standing.

If you take out a personal loan, rather than a mortgage or car loan or hire - purchase agreement or other loan that's for making a specific purchase, then you can do whatever you want with the money.

For one, you'll hopefully have fewer people who rely on you for financial security, as your dependents become independents and you start paying off long - term expenses like your mortgage or car loan.

Credit cards offer a great way to improve your credit score and show potential lenders of a mortgage or a car loan, your credit worthiness.

If you are continuing to pay mortgage or car loans, and you pay them on time, that will help.

However, those 50 points can make all the difference in the world when you're shopping for a mortgage or car loan.

Unlike a mortgage or car loan, personal loans don't traditionally require any collateral.

A great example of this would be a mortgage or car loan.

A sixth factor to consider is that a high level of debt may makes it difficult to qualify for a competitive loan such as a mortgage or a car loan.

The answer to this one will depend on how much equity you have in the property you are concerned about, and whether you can still afford to make payments if you owe on a mortgage or car loan.

When you're applying for a mortgage or car loan, you want your score to be as high as possible so you can qualify for the best rates.

It's even better if you also happen to have a mortgage or a car loan and you're making regular payments every month on that because you are showing you can handle different types of credit, not just credit cards but also these so - called installment loans, correct?

The responsible use of a credit card will reflect positively on your credit report, putting you in a better position should you need to secure a larger loan such as a mortgage or car loan.

A home equity loan lets you borrow a lump sum and pay it back over a fixed term at a fixed interest rate (like a mortgage or car loan).

If you apply for credit for something such as a mortgage or a car loan, lenders are going to pull your report to check your score.

That can help improve the co-signers» debt - to - income ratio, improve their credit score, and make it possible to get advantageous offers for a mortgage or car loan.

When the time comes to apply for a mortgage or car loan, you will appreciate what an increased, underutilized limit will do for your interest rate.

The interest rate on your mortgage or car loan.

Pretty much everyone will have a mortgage or car loan at some point.

Lenders take one look at your score and determine your mortgage or car loan rates, whether to approve your apartment or credit card application — and even whether or not to hire you for employment.