Sentences with phrase «most advisers»

While most advisers agree about the benefits of rebalancing, there's no consensus on how often you ought to do it.

I agree that most individuals don't have this discipline but, unfortunately, neither do most advisers.

Most advisers reported being unable to meet the «large and growing number of requests» from schools wishing to participate without an increase in resources.

Most advisers request any and all information about every account, loan, asset, insurance policy, annuities, income from all sources, and much more including copies of income tax returns.

And ask them if you're the typical type of person they deal with — most advisers specialize in a certain type of client.

Most advisers already do act in the best interest of the client.

«Most advisers recommend matching the balance and remaining years on your mortgage with a comparable term life insurance amount and term length.»

While most advisers wanted to do the best for their clients, you never knew if your adviser was recommending a fund because he truly thought it was the best option for you, or because the fund had promised to pay him a big commission.

Edelman didn't go where most advisers go by either improperly comparing a mortgage to an equity return, or quoting the after - tax mortgage rate of 3.5 percent without considering the taxes on the bonds.

However those skills would have been of little use had he adopted the posture of most advisers in every era, and moderated his advice to tell Kinnock — and, subsequently, Tony Blair — what they wanted to hear.

Um... no, the sad thing is my adviser — like most advisers — really only cares about the papers we publish; he has actually said as much.

For example, a client who started the year with a simple 60/40 portfolio comprised of the $ 287 billion Vanguard Total Stock Market Fund (VTSMX) and the $ 247 billion Pimco Total Return Fund (PTTAX), the two largest mutual funds in the world, would now have 66.3 % invested in stocks and just 33.7 % invested in bonds, pushing beyond the typical 5 % leeway most advisers give their asset allocation.

Most advisers base their numbers more conservatively then that.

In Canada, most advisers get paid by providers for each product they sell and many of these commissions are not evident to the client.

In the end, most advisers continue to do what's in their clients» best interest; they create a long - term asset allocation, buy low - cost index fund, and then stay the course!

If you decide that you do need help, be aware that most advisers still operate on the basis that «advice is free.»

The Garrett Financial Network has a stable of financial planners who, unlike most advisers, are willing to work for an hourly fee (typically $ 175 to $ 250 an hour).

What you're supposed to do is determine a mix of viable asset classes that fits an individual investor's life, and then either fund it with something very diversified like mutual funds, ETFs, or index funds (the CFA program likes index funds, as most advisers can't even pick open - ended mutual funds, or ETFs, well enough to beat an index fund).

«Most advisers recommend budgeting at least $ 10,000 for a funeral plus a cushion for medical bills and final expenses.»

Most advisers agree that only serious and established entrepreneurs will likely qualify or survive the more rigorous accelerator programs, while first - time entrepreneurs at the idea or early implementation stage will benefit most from less demanding local incubator programs.

Most advisers want the same thing for their students and postdocs that the students and postdocs want for themselves: success in their work, professional growth, and a smooth transition to the next step in employment.

Most adviser, portfolio managers or robot - advisers, sell the sector that has grown the most and buy the sector which has grown the least.

In Westminster, most advisers and officials look days ahead, weeks at most.

Although it is likely that only a few advisers will take the initiative to work with you on a structured evaluation scheme such as the monthly progress monitor, most advisers should at least be willing to cooperate with you on such a project — especially if you have filled out the forms on your own so that the evaluation takes only a limited amount of your adviser's time.

The sad fact is that most advisers, department chairs, and deans have no idea what is really required to make Ph.D. students not only marketable but successful in other careers besides research science.

Most advisers will specialise in particular subject areas, but in your case you'll need expertise from two areas — languages and science — so talk to both advisers to get full benefit.

Algorithms can monitor a person's financial behavior better than most advisers, they say, and aren't biased by commissions or complex fee structures.

Most advisers and brokers just take the fee out of your returns rather than having you hand them over a physical check.

I agree that most advisers would faint at the 10 % bond allocation at 48 years old.

Most advisers are optimistic about equity markets and believe the Trump administration will have a positive impact on their business, but pessimism about the bond market prevails.

«More sophisticated users of bond ETFs have already positioned client portfolios in a way that most advisers are only considering.»

«Most advisers are not out for the client's best interest; instead they are out for their own interests,» one / investment consultant is quoted as saying.

Most advisers are looking at each other as competition, said Ron Carson, CEO of Carson Group Holdings.

«For Key Employees, most advisers recommend a multiple of 5 - 7 times current salary, or estimated lost earnings to the company times 1 - 2 years.

Most advisers were too busy repeating all the ways you could look like a commodity and in the same breath telling you to differentiate.