Sentences with phrase «most advisors»

My understanding is that most advisors DO NOT reduce their return assumptions to account for overall costs.

Most advisors in the study are paid on commission based on the fees and volumes that they generate.

With most advisors recommending having retirement cash flows of 70 - 80 % of income, clearly we have a long way to go.

The standard questions most advisors suggest have to do with the mediators education, training and experience.

What most advisors call an «actionable plan,» however, is often merely a vague verbal agreement as to what they would like to happen.

I think most advisors would say this is a bad idea, and I generally agree.

And, as most advisors know, currency swings tend to even out over the long term.

Most advisors say policyholders should give their policy at least 10 to 15 years to grow before tapping into cash value for retirement income.

Most advisors got started with ETFs by buying equity or commodity funds.

Consider the fee based on its percentage of your assets, as that's how most advisors charge their fee.

Most advisors tell us they already know their client's financial needs before they recommend a product.

Most advisors go to great lengths to share their story and their vision for clients where people can find it.

Most advisors expect to increase their budgets for marketing, still considered the best way to drive future expansion.

Most advisors bombarded investors with too many stocks, targets and stop losses, without explaining their rationale behind it.

Using detailed data on financial advisors and their clients, however, we show that most advisors invest personally just as they advise their clients.

Most advisors offer the majority of the better - performing funds — with both foreign and Canadian securities included, including a wide range of international and global funds.

Most advisors do not compare quotes, or if they do they only compare them from one company.

Most advisors suggest that clients make the purchase when they're in their early 50s and presumably in good health.

The problem is that most advisors still use rudimentary personality profiles to help clients determine the right level of risk.

Advisor's qualifications and applicable legislation: Most advisors today are subject to one of two ethical standards in the service of clients.

That fund charges 2.50 per cent in annual fees in its «A» class, paying most advisors who sell it one per cent a year.

If instead a client owns the same company's Canadian bond fund, the fund charges about 1.7 per cent in annual fees in its «A» class, paying most advisors who sell it 0.50 per cent a year.

This is because the timing of the investor's cash flows (which most advisors have little to no control over) can cause theperformance to be over or understated, relative to the time - weighted rate of return (TWRR).

Listen to David Karp explain the difference in standards in this video: Most advisors operate under a standard known as «Suitability.»

Most advisors just can't do it all.

So why do most advisors focus on the relatively unimportant tactics of market timing and security selection?

It is true that most advisors require the people they work with to have a certain amount in investable assets, but there are plenty of new services out there to guide you through the investment world.

The KYC rules are enforced through regular audits by the Mutual Fund Dealers Association and the Investment Industry Regulatory Organization of Canada, the bodies that license most advisors in Canada.

Even though most advisors will value your home by using the historical average annual appreciation rate of 2 %, this doesn't take into consideration factors that can add or detract from your home's value.

That's higher than the «suitability» standard (which means they can't sell you unsuitable investments) that governs most advisors.

As a one - point contact, most advisors help their clients in regular premium payments, nomination updates, change of address or bank details, and if need arises, help the family with the claim settlement.

Most Advisors hold a Bachelor's Degree in a relevant field, such as counseling or psychology.

I can't speak of what most Advisors do, all I can say is good ones take care of it, bad ones don't care enough to worry about it..

«I think most advisors would say this is a bad idea, and I generally -LSB-...]

One of the main reasons for that yawning gap is that most advisors in Canada are licensed to sell mutual funds, but not ETFs.

Most advisors recommend using a combination of risky and risk - free assets, or at least using low risk assets (like high quality short - term bond funds) to reduce the risk of your portfolio to a level that's appropriate for you.

Most advisors suggest taking Yee's approach, but there are cases where it makes sense to not repay the borrowed funds to your RRSP in a given year, or in some instances at all.

The predictable result will be the disenfranchisement of smaller investors, as most advisors and their firms conclude that the modest fees garnered from servicing these clients do not justify the heightened potential liability.

Most Advisors still advocate for an archaic long - term investment approach called «Strategic Asset Allocation», which suggests that an investor should decide on a basic allocation to stocks, bonds, and cash, and then stick with this allocation over the long - term, no matter what.

Advisor's qualifications and applicable legislation: Most advisors today are subject to one of two ethical standards in the service of clients.

Most advisors say the risks are too great.

Although the MWRR is arguably more relevant to the individual investor (as it can reward or penalize investors for the timing of their cash flows), it is considered by most advisors to be inadequate for benchmarking purposes.

How do most advisors get started?

This is because the timing of the investor's cash flows (which most advisors have little to no control over) can cause the performance to be over or understated, relative to the time - weighted rate of return (TWRR).

Most advisors will understandably conclude that it's not feasible to offer small accounts this level of service.