With this payout option, you'll have control over
most bond laddering, CD, or fixed - income strategies where a fixed or variable percentage of the investment's balance is paid out as retirement income.
Not exact matches
«Getting on the housing
ladder» may sound like an innocuous phrase, but it in fact refers to accessing the
most desirable financial asset, capable of increasing our paper wealth many times more than moving job or investing in the stock market or government
bonds.
Most investors are familiar with
laddering bonds and CDs, but there are a few annuity
laddering strategies that you should be aware of as well.
Having
most of your fixed - income investments in relatively short - term
bonds, real - return
bonds, or
laddered GICs will provide some insulation against these risks.
The
most common place for a
ladder of strip
bonds is in a long - term investor's RRSP.
Holjevac recommends keeping
most of the portfolio in a mix of cash,
laddered GICs and
bonds.
For long - term investors, a traditional
bond allocation (whether it's a
ladder or a broad - based ETF) will provide more protection when equity markets take a tumble, and that's the
most important role of fixed income in a portfolio.
To many people, the
most important part of creating a
bond ladder designed to preserve capital and build wealth in a rising - rate environment is buying individual
bonds or defined - maturity ETFs.
If you own a
bond ETF as
most bond investors increasingly should then you basically own a less organized version of a
bond ladder because the whole portfolio is diversified across varying maturities.