In some instances, we have clients that will purchase a large term policy to cover
the most crucial years and a smaller permanent one to have protection when the term expires, usually for final expenses.
If you are a parent of a teenager, then you must be well aware of the fact that the teenage years are
the most crucial years for your child and are also the years when you need to be very careful about your parenting.
Not exact matches
For the EU, the next few
years represent one of the
most crucial chapters in its history.
Last
year Calgary's superstar mayor Naheed Nenshi suggested to Maclean's last
year that municipal government is the
most crucial level for
most citizens, and it seems that with startups it's the absence of city engagement that causes problems.
The answer to that concern came in the form of the technology that now underpins
crucial parts of Estonia's system, as well as some of its
most successful startups, and that, in the
years ahead, could help power the country's future growth: the blockchain.
Hoping to mine seniors for relationship advice, Pillemer gathered some 700 individuals who had been married for more than 30
years and asked them for their
most crucial marriage advice.
Because of both its size and the
crucial nature of the infrastructure it builds, this
year Bechtel ranks No. 7 on Fortune's inaugural list of the 25
Most Important Private Companies.
Annual budgets in
most of Canada's major cities are a mess — excluding key activities, using inconsistent accounting, burying
crucial numbers where only experts can find them, and often voted well after the fiscal
year has started, according the 2016 edition of the C.D. Howe Institute's Municipal Fiscal Accountability report.
Rodriguez, FPA Capital's managing partner and CEO, said next
year would be the
most crucial in the past 80 to right our fiscal path before «budgetary financial pressures will explode» starting in 2018.
With the youngest boomer age 50 and
most of the generation retiring over the next 16
years, making the right investment decision has become more
crucial than ever before, as the risk of making speculative gambles can no longer be entertained.
People tell me about their
most crucial moments, serious struggles and fears — things that could normally take
years of friendship to ever learn about someone.
She was actually named after yeast FUNGUS and a plant; Again, I need to do more research, but in order to take a article seriously, you need to address the source first This woman, as educated as she MAY be, (having a degree, and knowing how to use it are two different things) spent her earliest,
most developmentally
crucial years under the direction of at least one parent who thought NOTHING of saddling their kid with this name.
The
year 2006 may for
most people mark the tenth anniversary of the 1996 Welfare Act, signed by Bill Clinton, after he had vetoed two previous efforts, and just before
crucial midterm elections that November.
Though quality care is
most crucial in the first two
years, major studies rate only 8 percent of infant child care as good or excellent.
Most have been to Israel by the time they arrive at college or go during their college
years; it is the
crucial Jewish identity experience.
Most of the Players in this game (on both teams) called the University of Illinois home during their
crucial formative
years.
Having made little progress with either player, it has forced him to look elsewhere which won't come as the
most reassuring assessment for his former Chelsea midfield general, but the 28 -
year - old now looks set to become his latest signing and will be a
crucial figure in the side next season.
He did weigh in with a couple of
crucial goals last
year, with his effort in the 2 - 0 win over Everton the
most notable of his three strikes as it kept the Gunners on course for a top - three finish.
McLain had all the time he needed to think in prison, and at the end of his first
year, he came to a
crucial realization, the
most important in his time inside: «All of a sudden you wake up one day, you look around and say, How in the hell did I get here?
Albeit he remains one of the
most crucial creative players in the side, the 24 -
year - old has a habit of not being able to influence big games.
But for the majority of recruits, the time between National Signing Day that happens during their junior
year of high school and the end of their senior football season is the
most crucial part of their recruitment process because of all of the key moments that happen.
The 23 -
year - old is now approaching perhaps the
most crucial stage of his professional playing career and is also competing for a starting place in Germany's national team ahead of next
year's World Cup in Russia.
And I know some of the
most crucial errors and sending offs in recent
years have been by someone with the initials «LK» and not «PM».
At 64
years of age, nobody would have imagined that by the end of 90 minutes, he would be the
most influential figure in that
crucial encounter.
The first
year of a life is
crucial in terms of a baby's development, as it is in this period that the brain grows
most rapidly.
My own experience, combined with
years of working with couples in distress — some striving to save their marriage, some to transition out of it — led me to become passionate about offering support to people at perhaps one of the
most crucial junctures in their lives.
«But it is Mr. Espaillat, a 14 -
year Albany veteran, who has been an outspoken voice for the
most crucial reform of all — an independent redistricting commission to create fairer elections in the state.
They are not the numerical bulk of his support, but they were his
most passionate supporters when his leadership was at its lowest ebb last
year, and they also bring plenty of the organisational and social media nous that were
crucial in Labour's election campaign.
As Paterson has slowly progressed as governor, projecting leadership though still struggling to assert his will on
crucial issues, the personal and political toll on him has been striking: A man who only two
years ago was one of the
most popular in Albany is now reviled by his former colleagues.
For
years, billionaire hedge fund manager Dan Loeb has been one of the Success Academy charter school network's
most crucial supporters.
Gipson was elected to the state Senate in the 41st District (
most of Dutchess County, part of Putnam County) in 2012, ousting 20 -
year - incumbent Steve Saland, R - Poughkeepsie, in a three - way race that also included Conservative Party candidate Neil DiCarlo, who challenged Saland on his
crucial vote for same - sex marriage in New York.
David Cameron appeared to have come out top in the last and
most crucial of the TV leaders» debates after delivering a calm and impassioned analysis in which he accused Labour of having failed after 13
years to significantly improve the country's economy, and education and immigration systems.
The new spelling and grammar test for eleven
year olds has been prepared to an excellent standard, as set out in this technical paper, and the new provision for teaching multiplication tables by the age of eight, for
most pupils as
crucial to success in maths as phonics are to success in English, has not attracted the widespread criticism that our opponents expected.
«We want to identify incredibly talented people and help them in their early career,» says Emmott, «believing that usually the first 2
years of a postdoc are the
most crucial and productive in terms of intellectual growth and data production.»
By giving utilities
crucial information they need to select the
most economical fixes, Schempf estimates that his system could reduce the cost of inspections by 25 to 50 percent, saving the gas industry tens of millions of dollars each
year.
The grants are designed to bolster the nation's scientific workforce by providing support to exceptional researchers during the
crucial early
years of their careers, when many scientists do their
most formative work.
Further investigation into the wrongful destruction of Andrew Wakefield's career orchestrated by Big Pharma and the UK Department of Health inspired him to focus all of his attention on what he believes to be the
most crucial documentary of the
year.
The following
year she went back to Sri Lanka to establish a partnership with the suppliers of our
most crucial ingredient, Turmeric, and begin her journey to starting WUNDER WORKSHOP.
-LCB- Precision MD Celfix DNA Facial Serum Neutrogena Age Shield Face Lotion La Mer Eye Cream Osea Protection Cream & Hydrating Oil, c / o Strivectin Wrinkle Cream c / o Josie Maran Daily Moisturizer SPF Precision MD Eye Lifting Cream -RCB- Summer is by far the
most crucial part of the
year when the sun is at its strongest and skin needs to be the
most protected.
The trend is less common on the other side of Although not the first work of black British history, its impact spread further than
most, in part because its publication came at a
crucial moment, three
years after a wave of riots sparked by hostile policing set ablaze black neighbourhoods of London, Bristol and Liverpool.
Though chances are you didn't know you you were jumping in right before a
crucial time,
most men stay away any new romantic endeavors this time of the
year.
Most of the
crucial decisions about how U.S. schools run and who teaches what to whom in which classrooms are still made in 14,000 semi-autonomous school districts, nearly all of them run by locally elected school boards, often with campaign dollars supplied by those with whom they negotiate collectively, and managed by professional superintendents, trained in colleges of education and socialized over the
years into the prevailing culture of public education.
The Essential Conversation: What Parents and Teachers Can Learn From Each Other (2003), captures the
crucial exchange between parents and teachers, a dialogue that is both mirror and metaphor for the cultural forces that shape the socialization of our children, and The Third Chapter: Risk, Passion, and Adventure in the Twenty - Five
Years After 50 (2009) explores new learning during one of the
most transformative and generative times in our lives, and EXIT: The Endings That Set Us Free (2012).
The early
years are
crucial to providing that foundation on which world - class leadership and excellent teaching can be built — hence the need to restore a semblance of what was the original Sure Start local programmes, particularly in the
most deprived parts of the country.
Research shows that the first five
years are the
most crucial for a child's long - term prospects: 90 percent of human brain development occurs during that period.
The
most crucial factor in ensuring an adequate supply of teachers for the future will be to retain and support as many of those teachers currently employed as possible, particularly those in the earlier
years of their careers.
McLaren has several new cars on the way, but the
most crucial newcomer of them all is next
year's P13, which may be badged 500S when it arrives in early summer 2015.
When scholars write the history of the world twenty
years from now, and they come to the chapter «Y2K to March 2004,» what will they say was the
most crucial development?
Refrigeration technology has been
crucial in some of the
most important scientific breakthroughs of the last one hundred
years, from the discovery of superconductors to the search for the Higgs boson.
During this
crucial, conclusive epoch in Elizabeth's 44 -
year rule, many of her
most trusted advisors died, and she faced a protracted war with Spain.