Sentences with phrase «most financial advisers»

Although most financial advisers recommend at least starting a modest retirement plan as early as in your 20s, that doesn't always happen.

Most financial advisers say people should create an emergency fund, typically containing about six months earnings, to prepare for unexpected bills or job loss.

By the way, I love my clients, as most financial advisers do.

Most financial advisers who manage your investments will take a cut of your assets every year, usually 1 % or more.

Most financial advisers suggest that an individual should at least set aside enough funds that can cater for their 3 - 6 months total expenses as an emergency fund savings.

Most financial advisers feel that should you decide to take this route, then the longer you wait to tap into social security the higher your benefits will be.

Most financial advisers sell products including specific investments and insurance.

Most financial advisers agree 65 % of someone's current monthly income is needed to continue their current lifestyle.

This investment is readily advocated by most financial advisers.

For these reasons, most financial advisers recommend keeping your life insurance separate from investments.

The answer, most financial advisers say, is yes.

As most financial advisers will verify, divorce late in life is a fast route to cutting your net worth in half, as well as your pension income.

The first thing most financial advisers tell people who need to cutback is to cut their cable.

The first thing most financial advisers tell people who need to -LSB-...]

As what most financial advisers would ask you, «When can you possibly achieve this dream goal?»

Unfortunately, those are the mutual funds which most financial advisers (financial product pushers) will recommend to the public, the reason is that those are the products which will pay the highest commission.

Extensions may be granted, but most financial advisers warn consumers against this.

There's a reason why most financial advisers recommend clients steer clear of adjustable - rate mortgages: It's a high - risk loan in which borrowers could easily lose their homes if they can't make monthly payments after the mortgages «adjust» (or balloon, as the case may be).

For a more conservative portfolio of 65 % equity, (35 % bonds is about the «riskiest» allocation most financial advisers would suggest to clients, some go as far as 50 % in more conservative cases) the lowest and highest portfolio balance at the end was $ -301,852 to $ 4,921,485, with an average at the end of $ 1,543,147.

For example, most financial advisers explain to their clients that turning an unsecured debt into secured one is not the best solution, so it's better to avoid utilizing home equity and to not refinance a mortgage to pay off a credit card debt.

Most financial advisers think boring economic and arcane statistical data used to market time and / or pick stocks / ETFs is fascinating.

The answer from most financial advisers is an emphatic «always» when someone asks them if they should buy life insurance.

According to most financial advisers like Dave Ramsey and Bob Brinker, the cost savings over those 30 years make term life a much smarter choice.

Bitcoin is a highly speculative investment — the kind most financial advisers say investors should only buy into with money they can afford to lose.

The fiduciary rule is necessary, supporters say, because most financial advisers aren't held to a legal standard requiring them to put a client's interests first — much like a doctor or lawyer must do.

It blamed uncertainty surrounding certain pending regulations, particularly the Department of Labor's fiduciary rule, which would make most financial advisers fiduciaries if they were selling financial products to a client's retirement account.

Most financial advisers recommend capital diversification between two asset classes: stocks and bonds.

In the first large - scale study documenting the economy - wide extent of misconduct among financial advisers and financial advisory firms in the United States, researchers find that most financial advisers who engage in misconduct get to keep their jobs — or are quickly rehired by another firm in the industry.

Most financial advisers say you need to be able to replace 70 % of your pre-retirement income after you stop working.

Asset allocation The fixed - income portion of his portfolio is set at 30 per cent, equal to his age as most financial advisers would recommend.

Most financial advisers will tell you not count on Social Security as your main source of retirement income but for many, it is all we have and is where we will need to start.

The authors suggest that there are a few things that most financial advisers will not mention, but are still concerns for people headed toward retirement.

I'm not being cynical here — most financial advisers are lovely people — but their bias is built in.

According to most financial advisers, if you want to retire comfortably, you should aim at replacing at least 80 percent of your work income during retirement.

Most financial advisers would recommend allocating a portion of your portfolio to bonds.

And most financial advisers will warn you to steer clear.

Most financial advisers recommend keeping 3 - 6 months» worth of living expenses in a special, dedicated bank account.

Most financial advisers, and even the Federal Trade Commission, indicate that a debt consolidation loan is almost a panacea for consumers who are at their wits end managing overwhelming debt.

Most financial advisers would charge $ 100 or more an hour for this.

We should warn you that most financial advisers are wary of credit cards and lines of credit when it comes to alternative ways to pay for your wedding.

Most financial advisers are salespeople who work for a company and get paid to sell stuff.

Most financial advisers, television shows about money, and even colleges teach people to invest money in the stock market.

Most financial advisers say you'll need to continue receiving 80 % of your pre-retirement earnings to comfortably maintain your pre-retirement standard of living.

Most financial advisers will tell you to buy term life insurance and then take the difference of investment life insurance premiums and invest that in your retirement.

Most financial advisers recommend you leave 5 - 10x your annual income.

As an alternative to traditional mortgage life insurance, most financial advisers recommend term life insurance instead.

Our agents and most financial advisers will always recommend keeping your life insurance and investments separate.

These days, most financial advisers recommend saving enough to cover six months of living expenses.