Sentences with phrase «most financial benefits»

If you are managing your own or your household's budget, chances are you are always on the lookout for money decisions that can yield the most financial benefits.

Shop around and do your research to compare the interest rates and the payment plan from each lender and determine which has the most financial benefits in the long run.

Not exact matches

The German lender believes European banking stocks and diversified financials should benefit the most from the rise in yields, outperforming other European sectors by around 10 percent.

Most people in this stage of life could at least benefit from a one - time consultation with a financial planner who specializes in retirement planning.

When it comes to updating benefit packages every October, «most people run for the hills,» said Mark Germain, certified financial planner and founder and CEO of Beacon Wealth Management.

Its goal is to independently research artificial intelligence «in the way that is most likely to benefit humanity as a whole, unconstrained by a need to generate financial return,» the group said in 2015.

Of those that do, most (54 %) offer financial incentives to encourage workers to complete the assessment, such as reduced premiums or cost - sharing; eligibility for other wellness benefits; or cash, contributions to an HSA, or merchandise.

While it's always recommended that families meet with a financial advisor to decide what level of life insurance protection would benefit them the most, a supplemental policy could act as a financial safety net, providing much needed normalcy during a very difficult time.

«Employers can offer workshops, webcasts, an online financial wellness center and one - on - one financial coaching to help simplify financial complexities and help busy employees get the most out of their benefits,» Davidson says.

DISABILITY, LIFE, AND LONG TERM CARE INSURANCE BENEFITS We provide employees and their loved ones with financial resources when they need them most:

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

However, if you have high interest rates and could benefit most from refinancing and saving money, a private loan might make more financial sense.

The initiative is the most ambitious foreign policy that any contemporary Chinese leader has ever introduced, framed on the basis of mutual benefits and facilitates connectivity of policy, trade, financial, infrastructure, and people - to - people between the countries involved.

Even the most experienced investors benefit from the comprehensive research, timely information, and expertise that a financial professional can provide.

«Social Security is incredibly complex, and most people miss out on tens of thousands of dollars in benefits because they don't have anyone to help them figure out the best way to claim,» says Christopher Jones, Financial Engines chief investment officer.

The recommendation that would provide the biggest financial boost to journalism — but that is also proving to be the most contentious — involved removing tax deductions on foreign digital advertising and redirecting the financial benefits to the media.

If AT&T (or Verizon) want to keep Apple happy and reap the financial benefit of the most popular smartphone they better not try to force Apple's hands.

The wholesale gutting of defined benefit plans and the ascendancy of 401 (k) plans was likely one of the greatest sellouts of the American worker in history and one of the most generous gifts to the financial services industry which benefits lavishly from fees charged on the accounts.

Most financial professionals suggest that most individuals can benefit from tax - advantaged vehicles such as workplace savings plans and HMost financial professionals suggest that most individuals can benefit from tax - advantaged vehicles such as workplace savings plans and Hmost individuals can benefit from tax - advantaged vehicles such as workplace savings plans and HSAs.

While we expect one more interest rate hike this year given Fed Chairwoman Janet Yellen's most recent comments at Jackson Hole, financials may benefit from widening net interest margins (the spread between what banks make on loans and what they pay for deposits.)

As the Trump administration rolls back the greater regulatory scrutiny the for - profit college industry has faced during the last several years, it is private equity that stands to benefit the most, posing continuing dangers to students, taxpayers, and the integrity of the federal financial aid system.

However, to accomplish the most superior benefits possible, you must set up the right loan for your needs and financial situation.

Within this space financial institutions with exposure to Catalonia such as CaixaBank and Banc de Sabadell will be the ones to benefit the most and, in particular, their subordinated bonds spreads are the most likely to tighten as they are most sensitive to news.

Even the shares of financial institutions — the companies that would most likely benefit from a looser regulatory environment favored by Republicans — have been battered.

The challenges are to pay down a $ 272,000 mortgage with a 30 - year amortization which costs her $ 1,091 per month, to get more income from her $ 580,609 of financial assets, and to make the most of Canada Pension Plan benefits which could start to flow as early as her age 60 next year.

Immersing herself in that realm and working almost exclusively with current and prospective retirees, she quickly realized that the vast majority of those with whom she met lacked the proper information, advice and resources regarding one of the most critical issues regarding their financial future: when and how to claim their Social Security retirement benefits.

Upon returning to the workforce, Cheryl took the steps necessary to become a licensed financial services professional and quickly realized the vast majority of current and prospective retirees did not have access to the advice and resources required to make an educated decision on, what in most cases, will prove to be one of the most critical financial decisions they'll ever make; when and how to claim Social Security retirement benefits.

«When people say wait for normal retirement age or 70 so you can get most out of it, they mean maximizing the financial benefit.

Wenger doesn't need the pay cheque, he doesn't need to cow - tow to a man with no conceivable footballing insight and who cares nothing for the club beyond it's obvious financial benefits, in fact, the only possible explanation for this most unlikely of unions is the tens of millions of dollars Wenger has raked in since the relocation with little or no interference or expectations.

Of course the irony is that the very mothers who could benefit most from breastfeeding — through nutritional gains for their children and financial savings for themselves — have not nursed in nearly the numbers as women who can afford health care and a good diet.

And most of all, we hope to convince disposable diaper moms to come over to the «cloth» side by reaping the health, financial, and environmental benefits that cloth diapering provides.

Most sugar babies prefer to give their energy and time to a sugar daddy in exchange of few financial benefits.

Most sugar babies have a sugar daddy for the financial benefits but prefer young good looking men for their personal pleasure.

Actor Johny Depp has sued his lawyer Jacob A. Bloom and his firm engaged for misconduct for their own financial benefit and violated some of the most basic tenets of the attorney - client relationship.

Moreover, research indicates that low - income students who obtain a high school diploma but are not in the top echelons of their school are the most likely to need and benefit from financial assistance: they require extra time to devote to schoolwork and yet are more likely to have unmet financial need, since so - called «merit» aid rarely flows to them.

There is considerable and growing evidence that 1) at least half of teachers today will not qualify for even a minimum state pension benefit; 2) state pension funds now carry roughly $ 500 billion in debt and are eating up larger and larger shares of teacher compensation; 3) most teachers would have a more valuable retirement if they participated in a traditional 401k plan; and, 4) today's teachers, to their own financial detriment, subsidize the pension of currently retired teachers.

With carefli financial analysis of the costs and benefits of the refinance, you can determine what refinance option will be most advantageous for you.

Most airline cards that offer financial benefits like free checked bags charge an annual fee.

Admittedly, ongoing questionable sales practices and lack of enforced advertising regulations are major problems, but the «free look» option that annuities provide could be the most pro-consumer benefit on the financial product planet.

Visa Classic is the most popular card, it's simple, widely available and provides everything you need to cover your basic financial needs and it provides other benefits too.

However, most of those airlines won't allow you to transfer miles directly from one carrier to another, because there is no financial benefit to them for doing so.

However, most of those airlines won't allow you to transfer miles directly between carriers, because there is no financial benefit to them for doing so.

Personal loans are one of the most commonly used financial tools for consumers as they offer a slew of benefits not found with credit cards or home equity loans.

I disagree with most mainstream financial planning advice in that you should passively invest in the broad market - this form of investing seeks to benefit Wall Street not you.

Most people would benefit from this book — it will make you aware of financial fraud on two levels: the way that the finances of a fraud don't make sense, and the outward aspects of the life of one committing fraud.

I'm not quite as pessimistic as Bernstein, but I agree that most people would benefit from professional financial help, even if they use an indexing strategy.

Of course, most new financial products are not designed to benefit Joe and Jane Investors: They're mainly designed to put your money into the pockets of their creators.

Most importantly, talk to a licensed professional who will help you further explore your family members» financial situation, help you formulate a plan for a how a fulfilling retirement can be achieved, and will give you information and facts to help your parents take advantage of all the benefits of a reverse mortgage.

* Someone in a good financial position may actually benefit the most from a reverse mortgage.

One sector that tends to benefit most is the financial industry.