Sentences with phrase «most financial strategies»

In order to see the fruition of most financial strategies, you have to be patient.

Not exact matches

These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.

The company stands apart from the snore inducing image associated with most financial institutes, thanks largely to innovative marketing strategies, like the recent TD Rolling Renovations campaign.

So, I spent a lot of my time during junior and senior years of high school researching the process and trying to find «secret» ways to get the most financial aid possible — all the strategies I assumed my peers were already taking advantage of.

Financial advisors Jeff Rose and Tim Maurer share the 10 most effective strategies investors can adopt to reach long - term investment goals.

According to a 2013 survey of more than 22,000 business executives by the Katzenbach Center at Strategy &, most leaders understand the key point I just mentioned — that culture plays a critical role in achieving great financial performance - and successfully leading and managing change.

Dig Deeper: Running a Franchise Evaluating a Franchise Business Plan: The Basics As with any business plan, you should expect to see several sections laid out in a franchise plan, including most vitally an introduction (or abstract), a management overview, a marketing strategy, detailed financial projections, and the financial requirements for investing in a purchasing a franchise.

Your goal is to choose the investment strategy that most reflects your goals, risk tolerance, and financial situation.

While there is no such thing as a 100 % foolproof strategy to protect you against fraud (although divvying your portfolio up into 30 - 40 stocks worth 2.5 % to 3.33 % of your overall wealth seems like a damn good defense mechanism), putting most of your money into stocks with records of growing dividends seems like an intelligent way to guard against corporate fraud, particularly if you have limited familiarity with reading 10 - Ks, annual reports, and other financial statements.

Most recently, he coordinated and implemented prospect specific financial strategies as a member of the Guyana and Brazil operations teams.

Learn how to interact with Fidelity's Planning & Guidance Center to create or revise your financial plan and make the most informed changes to your investing strategy.

The right Financial Advisor can help you create financial and investment strategies around your most meaningful life goals anFinancial Advisor can help you create financial and investment strategies around your most meaningful life goals anfinancial and investment strategies around your most meaningful life goals and dreams.

A certified financial planner (or consultant) went to college and then completed additional training to become professionally certified in creating financial strategies to help their clients get the most out of every dollar they earn, spend, or invest.

Financial professionals are still pushing accumulation strategies when older clients are most worried about outliving their funds, survey says.

According to a report from Javelin Strategy & Research, most Americans are reticent to mix personal financial information with social networking; the report found a 4 - to - 1 resistance against receiving updates about promotions and discounts, to a 9 - to - 1 resistance against reviewing or receiving account balances.

The meteoric rise of rules - based strategies is one of the most profound changes to the global financial system in history.

While at BTMU, her flagship strategy product «The Talk of Tokyo» became one of the most widely read daily publications on Japan in international financial markets.

Most people think volatility is just about options, however many investment strategies create the profile of a short option via financial engineering.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

One of the key strategies of AFC during the last decade was the supposition that FFP would cut the legs out of both City and Chelsea which our board and most tellingly Wenger thought would «level the playing field» but it didn't and as many thought during this period FFP would either die on the vine or the big financial giants would find ways to bypass it.

Last night, speakers at the nation's most prestigious engineering school held forth on an array of financial and educational strategies to crack the challenge of man - made climate change.

Most schools the company works with have at least one ongoing issues around ICT, whether that's around reducing costs or keeping a tighter rein on the IT budget without any financial surprises, recruiting and retaining good technical staff, developing an effective strategy, or building trust in ICT with your teachers so they feel more empowered to use technology in the classroom.

To overcome the financial barriers we have a range of strategies: we advertise our trips three years in advance along with our suggestions as to the most beneficial (language trips, outdoor education trips and trips linked specifically to their GCSEs) so that parents can prioritise accordingly; we reduce the costs for pupil premium students by using the additional money given to us by the government; we are flexible with payment plans; we allow in - school fundraising for certain trips; and we keep supplemental costs (for example kit and transport) very low by doing our own fundraising for those items.

Most recently, Lauren was the Director of Financial Strategy and Planning at Lawrence Public Schools.

As we learned in the interview with de Nysschen, Cadillac will become a separate business unit and will begin filing separate financial results within GM to help facilitate the premium brand's new strategy that focuses on expansion in global markets, most notably China.

«An author who wants to maximize a financial return on their marketing dollars will use a different pricing strategy than an author who wants to acquire the most new readers.

Based on our studies of factor performance under different financial regimes — the market cycle, the business cycle, and the investor sentiment regime — we found that factor strategies historically have been most responsive to market cycle analysis, while business cycle and investor sentiment analysis have served as good complements to market cycle analysis (see Exhibit 1).

Many financial gurus spend most of their time discussing strategies for getting rid of debt — and that includes creating a plan to pay off your existing mortgage early or to save up enough cash to buy your next home outright.

Dave Ramsey gets a lot of attention for his baby steps to building wealth and his debt snowball technique, but one of the most effective strategies I learned from him is to get over the proverbial «Joneses» complex and start looking at the reality of «what is» and «what isn't» a wise financial decision.

In most case there are natural milestones, when looking at the overall financial strategy.

«Most people misinterpret how our tax system works,» says Doug Dahmer, founder and CEO of Emeritus Financial Strategies.

One of the most effective methods for debt repayment is the snowball method, a strategy made famous by financial guru Dave Ramsey.

One potential solution would be to work with a financial adviser, who can help you remain accountable and informed about the options and strategies to help you make the most of your hard - earned savings.

I'm not quite as pessimistic as Bernstein, but I agree that most people would benefit from professional financial help, even if they use an indexing strategy.

You can set up the Coach Potato strategy with monthly pre-authorized payments at most banks or financial institutions that sell index funds.

«It's one of the most advantageous tax strategies available to people who make charitable giving part of their overall financial plan,» says Jacqueline Valouch, vice president and charitable planning consultant with Fidelity Charitable ®, an independent public charity.

EZTrader also provides the most extensive education center, which is regularly updated with loads of articles on the different binary options topics, strategies & financial data.

Considering the mounting burden of student - loan debt, most financial experts concur that the best way to reduce the burden is to launch a college savings strategy for your child as early as possible.

The Mortgage Snowball Strategy To Pay Your Mortgage Off In 5 - 7 Years — This goes against most of the mainstream financial advice you hear.

While all these are great IRA investment strategies, there is one other option that most financial planners won't tell you about... either because it's too risky or because it involves a little extra work.

This helps create better alignment between an investor's risk profile and their exposure to the financial markets as opposed to most indexing strategies which involve a very high correlation to the stock market and its inevitable large drawdowns.

We recognize that it is just one piece of your financial plan and should be a most cost effective option allowing you to focus on debt reduction and wealth accumulation strategies.

Some financial spokespeople, most notably, Dave Ramsey and Suze Orman, push a life insurance strategy that is to «buy term and invest the difference».

Just because most other individual investors and their financial advisors seem not to have a clue about optimal investment strategies does not mean that you need to be clueless, as well.

Yet the two most common qualified default investment alternatives (QDIAs)-- balanced funds and TDFs — do not address financial planning and personalized strategies, she points out, while managed accounts do.

A strategic asset allocation strategy is the one most commonly promoted in the current financial culture.

In our last piece, we described why most investors should ignore the never - ending onslaught of unpredictable financial news and tend to three strategies that can be much more readily managed — at least once you know they are there.

Today, they are most common in the high - end real estate market, where buyers seek to delay repaying principal as part of larger financial strategy.

That said, there are financial goals and strategies common to pretty much everyone, and a core group of investment vehicles available to most as well.

With your Reverse Mortgage Professional by your side, you will be armed with the knowledge to make the best decision for your situation, and you will be able to implement an intelligent financial strategy to make the most out of your reverse mortgage funds and your retirement.