Sentences with phrase «most general insurance»

Thankfully, most general insurance policies will ensure different dental coverage is provided either in the form of hospitalization and surgical costs or in the form of personal accident cover.

Most general insurance products are annual contracts.

Not exact matches

The most important office law business in America such as the law business incidental to banking, insurance, trust - company operation, investment work, railroading, patents, admiralty, and large corporation matters in general is in the hands of non-Jewish firms many of which, even though they have numerous Jewish clients, have no Jewish partners.

The third most expensive insurer, The General offered $ 845 annual rates on average for basic auto insurance coverage.

Most businesses (whether incorporated or not) carry insurance to protect against damage claims for negligence, such as errors and omissions insurance and general liability coverage.

Nineteen Republican attorneys general, plus Maine Governor Paul LePage, also a Republican, contend that Congress opened the door for their lawsuit when it repealed the penalty that most Americans have to pay if they don't enroll in a health insurance...

Lapidus has arranged joint venture transactions with some of the most respected names in the industry including Prudential Real Estate Investors, The Florida State Board of Administration, Carlyle Realty Partners, General Electric Pension Trust, Principal Real Estate Advisors, JP Morgan Asset Management, Beacon Capital Partners, Morgan Stanley, Lehman Brothers, Zurich Insurance, Investcorp, RREEF, Blackrock, GreenOak, Tokyu Land Corporation and Columbia Property Trust.

In general, whole life insurance is the most comprehensive and fully featured type of permanent coverage.

Whole life insurance is, in general, the most comprehensive and fully featured type of coverage.

Like most types of businesses, tech companies and startups need to, at the very lease, put in place a general liability insurance policy or a business owner's policy (BOP).

As a general rule, most loan programs require that your total mortgage payment (including your property taxes and insurance, and, if applicable, mortgage insurance and / or monthly association dues) and existing monthly debt obligations comprise no more than 45 % -55 % of your gross monthly income.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Over the past 23 years, Donewell Insurance has established a sturdy reputation as a most reliable mid-sized general (non-life) insurer in Ghana.

The idea was promoted most recently by Eric Dinallo, New York's former insurance superintendent and an unsuccessful candidate for attorney general.

«Our industry has been shaken by climate perils impacting urban centres and 2017 is on track to become one of the most expensive years on record,» said Maurice Tulloch, Chairman of Global General Insurance at Aviva and Chair of ClimateWise.

Focus on early warning - early action systems, insurance, and increasing investment in bid to accelerate climate resilience efforts A new initiative to build climate resilience in the world's most vulnerable countries was launched today by UN Secretary - General Ban Ki - moon and 13 members within the UN system at COP21, the Paris Climate Conference.

Just as it has taken Thami many years to perfect his art, we at Auto & General have used our 32 years of experience in the insurance industry to perfect our product offerings and the journey that all clients go through when they need our help the most.

I think most countries have some kind of official or well know appraisal organizations which give official book values for vehicles which are used by the general public as a guideline for buying and selling, and by insurance companies for calculating payouts when cars are wrecked.

Although a percentage of your income is a general guide to determine insurance needs, it is usually too simplistic for most individuals.

As a general rule, most people get coverage once they realize the risks they face by not having renters insurance in Allentown.

However, The General also offers its policyholders all of the standard coverage options that most national insurance companies have available.

Although this is true of most permanent life insurance in general.

It's easy to assume that a general lack of natural disasters creates these lower premium rates, but most home insurance policies don't cover these types of perils without a supplemental rider.

Despite macroeconomic conditions, bonds in general have seemed to be the most attractive asset type that fits within the insurance industry's investment strategy, perhaps due in part to the profile of insurance industry liabilities, among other reasons.

We'll assume that it's a Winston - Salem, NC Renters Insurance policy, but the general premises are largely the same across most states.

In general, whole life insurance is the most comprehensive and fully featured type of permanent coverage.

Steve Parton, general counsel for the Florida Office of Insurance Regulation, explains that what they are looking for with insurance scores is which consumers are most likely to file a claim, not who is most likely to be in an Insurance Regulation, explains that what they are looking for with insurance scores is which consumers are most likely to file a claim, not who is most likely to be in an insurance scores is which consumers are most likely to file a claim, not who is most likely to be in an accident.

Most freelancers — and, in fact, people in general — are best - served by term life insurance, which is much more affordable than its mainstream permanent counterpart, whole life insurance.

It oversees banks, credit unions, building societies, general insurance and reinsurance companies, life insurance companies, friendly societies, and most of the superannuation industry.

In general, life insurance is most necessary when you have dependents who would be impacted financially by your death.

As a general rule, getting moped and scooter insurance quotes is pretty easy - most major insurance companies carry this coverage.

HUD places the obligation under the Special Risk Insurance Fund by agreeing to insure the property under this program, which is separate from the General Insurance Fund (which finances most of its multifamily mortgage insurance) and the Mutual Mortgage Insurance Fund (which finances most of its single - family mortgage inInsurance Fund by agreeing to insure the property under this program, which is separate from the General Insurance Fund (which finances most of its multifamily mortgage insurance) and the Mutual Mortgage Insurance Fund (which finances most of its single - family mortgage inInsurance Fund (which finances most of its multifamily mortgage insurance) and the Mutual Mortgage Insurance Fund (which finances most of its single - family mortgage ininsurance) and the Mutual Mortgage Insurance Fund (which finances most of its single - family mortgage inInsurance Fund (which finances most of its single - family mortgage insuranceinsurance).

As a general rule of thumb, most financial professionals advise taking out life insurance coverage equal to five to 10 times your annual salary.

With the safe bucket covered and generating passive, tax advantaged income, they then have the freedom to entertain opportunities such as real estate, business start ups, private lending and other lucrative opportunities by borrowing money at favorable rates, often from the mutual insurance companies general account using their policy cash value as collateral, or shopping the rate to other financial institutions to see who is most competitive.

Most of the biggest life insurance companies are financially secure, and while you should look at BBB ratings, keep in mind some reviews may be from customers who had particularly positive or negative experiences that aren't necessarily representative of the company in general.

Have you been looking for comprehensive pet insurance but are frustrated because most policies don't include general pet wellness visits?

Most dangerous activities, such as rock climbing, kite surfing, hunting, bungee jumping and underwater activities involving the use of artificial breathing apparatus, may be classified as general exclusions in a travel insurance policy.

Their «annual General Assembly is the most prestigious gathering of leading insurance CEOs worldwide.»

Most of the general populace believe it are willing to pay insurance premium to cover themselves from catastrophe.

The Court found that the interpretation of insurance contracts involves a unique blend of the general principles of interpretation applicable to all contracts and the unique principles applicable in the insurance setting.22 While courts have found that the «language of the policy» is the most important factor in determining whether coverage is granted or excluded, courts have found that where there is genuine ambiguity or doubt, the duty to defend ought to be resolved in favour of the insured.23 Similarly other insurance law principles should be considered, such as the principle that coverage provisions should be construed broadly and exclusion clauses should be construed narrowly.24 It was this last principle that the Court looked to in making a decision in this case.

While the joint venture offers Allianz the opportunity to partner with a trusted brand offering excellent customer service, it provides LV =, the UK's most trusted and most recommended insurer, the financial strength and expertise to further grow in general insurance and develop in its core Life & Pensions market.

Most insurance coverage for business related losses and liability is available through a commercial general liability (CGL) policy and other types of specialized business insurance coverage.

Steggerda is widely respected for securing favorable outcomes in high - stakes and complex litigation involving the federal government's most formidable enforcers, including the Justice, Defense and State departments, the Federal Deposit Insurance Corporation, the Small Business Administration, the General Services Administration and the Defense Criminal Investigative Service.

In general, most slip and fall accident claims are brought against insurance policies.

Mr. Geiger has represented some of the world's largest and most recognizable business enterprises, including Hoffmann - La Roche, Inc., Novartis Pharmaceuticals Corporation, Warner - Lambert Company, Pfizer Inc., Sanofi US, Genzyme Corporation, Otsuka America Pharmaceutical, Inc., Mylan Pharmaceuticals Inc., C.R. Bard, Inc., Becton Dickinson and Company, Laboratory Corporation of America Holdings, Brown & Williamson Tobacco Corporation, R.J. Reynolds Tobacco Company, Smith & Wesson Corp., Raytheon Corporation, Elf Atochem North America, Inc., BASF Corporation, Watts Water Technologies, Inc., Thomas & Betts Corporation, BIC Corporation, Lear - Siegler Diversified Holdings Corp., Amtrol Inc., General Dynamics Corporation, Reebok International Limited and John Hancock Life Insurance Company.

The most common mistake that people who are not represented by a Georgia car accident lawyer make is to sign a general release when they would have had access to more insurance for their loss through their uninsured motorist insurance coverage.

And with more than 25 years as an Attorney at Law in the field of claims management, Bernd Höke provides the expertise required to deal with most complex personal injury cases against insurance companies — especially since he used to be Head of the Claims Department of a renowned insurance company as well as manager of the General association of the German insurance industry's (GDV) Motor Claims Commission.

The most - consulted French - language decision was Cirvek Fund I., l.p. c. Lombard General Insurance Company of Canada 2013 QCCS 2620

General Liability Insurance is essential for most companies since it protects the assets of a business in case it is sued for causing a bodily injury or property damage to a third party.

As a general rule of thumb, level term life insurance is the best life insurance choice that most Americans can make.