Most insurance companies require applicants to answer health questions and receive a physical examination to help determine how much they'll pay for their policy.
While
most insurance companies use some combination of the same or similar factors to calculate your insurance rate, there's no standard calculation.
Drivers over age 55 may qualify for reduced car insurance rates,
as most insurance companies offer a discount on auto insurance to mature drivers who complete a safe driving course.
While most insurance companies offer convenient payment options and even online bill pay, late payment fees and other charges vary from company to company.
Since most insurance companies offer discounted rates and promotional offers, it's easy to do your research online and compare quotes offered by major insurers.
Unlike «captive» agents
at most insurance companies, independent agents have business relationships with several reputable insurers and can compile several options for you to choose from.
Most insurance companies today offer safe driver discounts to policyholders who have maintained a clean driving record for an extended period of time.
Though home / personal property coverage helps protect the majority of your belongings,
most insurance companies set limits on certain items, like jewelry.
But we go far beyond
what most insurance companies provide, by calculating the true replacement cost of your home just prior to your annual policy renewal.
All drivers in a household can access all cars,
so most insurance companies will require notification of licensed drivers in the household.
Your absence can lead to biased conclusions given the fact that
most insurance companies focus on their self - interests rather than what constitutes a fair compensation for the injury.