Sentences with phrase «most insurance companies set»

Generally speaking, beyond a certain age (most insurance companies set this age at 35), you are deemed to have slower reflexes, thus increasing your risk of accidents.

Though personal property coverage helps protect the majority of your belongings, most insurance companies set limits on certain items, like jewelry.

Though home / personal property coverage helps protect the majority of your belongings, most insurance companies set limits on certain items, like jewelry.

Most insurance companies set the maximum ALE coverage to 30 % of the dwelling coverage amount.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

While rates, endorsements and discounts vary widely by insurance company, most insurers provide a standard set of coverages outlined below.

In most states, the state sets out a policy form and insurance companies need to use a substantially similar form and add endorsements to it if they want to change the coverage.

Against the set of 50 homeowners insurance companies, Allstate's sample quote ranked it among the most expensive end - it placed with the 41st lowest costs, or the 10th highest quotes out of the CA bunch.

These days most policies simply include full replacement value and do not set a maximum dollar amount, so you're covered even if the insurance company underestimated how expensive it would be.

The drawback to that, however, Hurst says, is that most vets are not currently set up for direct pay from the insurance companies.

These days most policies simply include full replacement value and do not set a maximum dollar amount, so you're covered even if the insurance company underestimated how expensive it would be.

Most every burial insurance company will have a set price for each specific age.

Our independent life insurance agents work with some of the most highly rated companies across the nation, and we can bring a personalized set of quotes directly to you.

States discourage insurance companies from using income and education as factors in the actuarial calculations used to set premiums, but most companies either ignore the state recommendations, or use surrogate indicators like geographic demographics to achieve the same effect.

The medical exam is still the most common way for a life insurance company to assess your health, find out how risky you are to insure, and classify you in order to set your premium rates.

If you purchase a long - term care hybrid policy and never actually need long - term care, most life insurance companies have set it up so that the money you've paid in for the rider will ultimately be rerouted to your regular life insurance coverage, and your beneficiaries will receive the full death benefit amount.

Most states allow insurance companies to use your credit score as a factor in setting your premiums.

Our quote engine is set up to display the most affordable Term life insurance quotes from over 40 of the most trusted life insurance companies side by side.

Few companies will even allow you to pick your own term like lets say 18 years or 11 years.If anything was to happen during this set period of time, the life insurance company would write a check to your beneficiaries tax free, since most life insurance proceeds do not get taxed.

Most insurance companies consider your daily miles driven when setting your car insurance premiums, in addition to factors such as a driver's age, credit history, and driving record.

Most times the term life insurance policy is set up so that one of the partners can purchase to company out right.

Term life insurance allows Lincoln Financial Insurance company's customers with the most economical death benefit coverage for a seinsurance allows Lincoln Financial Insurance company's customers with the most economical death benefit coverage for a seInsurance company's customers with the most economical death benefit coverage for a set period.

Most life insurance companies set a minimum amount of single premium life insurance that you can purchase.

When you select the quote you think is most advantageous for you, our partner insurance broker will set - up your coverage with the insurance company and lock - in the rate.

Most life insurance companies set their planned retirement age at 70.

This essay will boil down the key factors that companies use to set car insurance rates, explain battle - proven methods for getting rates down (without sacrificing coverage quality), and look «beyond discounts» to see how you can most effectively tailor your coverage for your needs.

Your age is one of the most important determining factors by insurance companies when setting your auto insurance rates.

In most states, the state sets out a policy form and insurance companies need to use a substantially similar form and add endorsements to it if they want to change the coverage.

The absolute most amount of money that the insurance company could be on the hook for on a given policy or set of policies.

Every insurance company has a set of rules and regulations, but most will not accept persons who are getting cancer treatments.

When several industries finally suffered major blows, most insurance companies licked their wounds and set out to reclaim their market share.

In most cases, auto insurance companies set up policies so that they automatically renew every year unless you do something about it.

However, there are a set of factors which are considered by most auto insurance companies.

Most insurance companies require a 30 day notice of intent to cancel, so setting up the other policy early makes it possible to define an exact date when you want to end the current coverage.

When applying for $ 100,000 or more life insurance, most companies will set up a free in - home or in - office medical exam to make sure to help...

Most likely, the insurance company will want to set a predefined time period, for example, three weeks, in which they will pay for a rental car.

Most insurance companies cover «CPAP,» but in at least one of the plans set forth by US lawmakers in recent months to replace the Affordable Care Act, sleep apnea was listed as a «pre-existing condition» that could potentially lead insurers to raise premiums.

RN with over 20 yrs experience in clinical setting, most recent 6 years spent in customer service area.Background includes working in call center for insurance company.