Sentences with phrase «most necessary investments»

Health Insurance is one of the most necessary investments at a time where the cost of living is spiraling., including medical costs.

Not exact matches

It's still early days for this category of wearable, as most consumers have yet to be convinced that a smartwatch is a necessary investment.
It's the routing piece that is the most important; Uber investor Bill Gurley has called the development of the necessary algorithms to make UberPool a success a BHAG: Big Hairy Audacious Goal, and it's an investment that will be critical for Uber going forward.
But most economists believe such extraordinary intervention was necessary, particularly after the bankruptcy of Lehman Brothers, the nation's fourth largest investment bank, put the stock market in veritable free fall and took the U.S. economy along with it.
Galvin said in releasing the policy statement that «entities that create computer - generated portfolios but fail to do the necessary customer due diligence to know their customers and who specifically decline most if not all the fiduciary duty are not performing the duties of investment advisors.»
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Provision for old age (the most tax - efficient investment) will become an increasingly significant and necessary part of the nation's investment portfolio in years to come.
According to the Chief Executive Officer of Dusk Capital, Bernard Osei - Tutu, the #ConquerYourFears campaign is necessary due to the fear most customers have towards investment.
It's arguably the most important and vital piece of equipment necessary to produce a blog (and run your life), so it's a worthy investment piece.
While we are grateful for additional investments in public education during this difficult budget season, as we look to the future, we most strongly encourage Harrisburg to take steps toward generating the new revenue that will be necessary to adequately fund our public schools system and ensure that every child will have an opportunity to learn.
When rebalancing your portfolio becomes necessary, your investment representative may help you consider any moves to make in the most tax - efficient manner.
Compounding is the most fascinating concept in investments and it is necessary for every investor to understand its importance.
This «Little Book» is one of the most appealing investment books available because it contains a straightforward strategy (a «magic formula») for long - term value investing and provides readers the education and tools necessary to achieve long - term success.
First, most funds are run by a team of people who research opportunities, buy and sell individual investments, and do other work necessary to maintain the fund.
The question I think you should ask yourself, though, is whether it's really necessary to limit yourself to only the most secure investments.
Diversification is necessary if you don't know which stocks to pick, don't have time to research investments, or, as is the case of the most fund managers, you are scared of underperforming your index and your job or compensation depends on it.
Even though the most employed and popular approach to buy and sell investments is to open a brokerage account, the truth of the matter is, it is not very necessary.
Swensen provides a good overview of investments to avoid, necessary core investments, satellite investments, prudent portfolio management, and reasons why active portfolio management most often fails.
An investor simply could not have certainty that it could earn the necessary return (or in most cases any return) without realizing value from the credit, so no investments were made.
None of the companies — BP Plc, Royal Dutch Shell Plc, Total SA, Statoil ASA, Eni SpA and BG Group — is based in the U.S. Still, their argument should resonate in Washington: «Clear, stable, long - term» policies that make carbon more expensive (the letter never uses the word «tax») are necessary to reduce uncertainty, stimulate investment and encourage the most efficient reductions in emissions.
I see biomethane as the most likely option, right now, because AFAIK all the necessary technology is either already mature or maturing, or suitable for being ramped onto an exponential cost reduction curve through appropriate (societal) investments in R&D.
It is wrong to consider that there are no investment plans present for NRI; however, it is necessary to have an understanding of the same to make the most of such options.
This minimum investment requirement excludes most of us from even attempting to jump through all the hoops necessary to participate in this scheme, so it's better to save the time and heartache and just pay your taxes.
Specializing in this technology and other tools of the trade necessary for today's sellers ensures her clients get the most from their largest investment.
Specializing in this technology and other tools of the trade necessary for today's sellers ensures her clients get the most from their largest investment.
Since most investors consider shopping center REITs to be a more defensive investment because they are associated with necessary retail rather than discretionary retail, they were trading at a 10.5 percent discount to NAV, according to Lail.
And sheer complexity, along with the necessary investment of time and money, has made aligning with a mortgage brokerage unfeasible for most mid - or small - sized real estate companies.
There is a veritable cornucopia of information available on the pro's and con's of Fix & Flip investments, I myself have described this very topic, at length, several times so I'll spare you the details until a later time... Either way, the most savvy investors with more intestinal fortitude know that there are several creative and unorthodox options available to those willing to put forth the effort necessary to achieve financial freedom.
And most importantly, they can't offer you the most important necessary ingredient for success: A well - founded cohesive investment strategy.
Accurate and reliable information on home prices, their movements through time and recent trends is necessary from an investment point of view since the purchase of a house is for most households the largest capital expenditure and it should be viewed as an investment that can increase their wealth through value appreciation.
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