Sentences with phrase «most of their savings»

Competition being what it is, most of those savings get passed on to PC buyers as a mix of lower prices and hardware improvements.
He dried up most of his savings trying to make it work and failed.
Then, make the most of your savings by taking advantage of catch - up contributions in your retirement plans.
According to the Government, efficiency gains are expected to account for most of the savings announced in the 2012 budget.
The House budget includes $ 4.3 trillion of policy savings, with most of the savings come from health care programs ($ 2 trillion) and other mandatory programs ($ 2.5 trillion) but also net spending cuts in domestic discretionary spending.
This means that most of its savings accounts below grow according to the various investments within the account, rather than a set interest rate.
It's nice to save a little bit on the monthly payments but putting all this money upfront could strain your budget, especially if it costs most of your savings.
Whenever Wall Street goes through some volatility, we wonder about what happens to those who've invested most of their savings into stocks, mutual funds or any other risky financial instrument.
Most of my savings is all locked up.
Spending all or most of their savings on the down payment and closing costs is one of the biggest mistakes first - time homebuyers make, Conarchy says.
But today, the very wealthy hold most of the savings, so the government doesn't want to let them take a loss.
Cheap money is good for stock prices, but not for retired folks who have most of their savings in term deposits with low interest yields.
We have went through most of our savings with my health costs lately as well so we are pretty conservative with our funds.
The agency will find most of the savings by canceling its first of two rounds of 3 - year research grants planned for 2002, forcing researchers on as many as 50 projects to seek funding elsewhere.
It would achieve most of the savings by changing farmer subsidies and food stamps, but research would also be curtailed.
This saves me a lot of time later and ensures I'm making the most of my savings by not skipping that food in my fridge!
They'll probably have to use most of their savings on the down payment, and use a big part of their income on the mortgage payments.
Two years later my husband lost most of his savings in the stock market and he said, «I'm going to invest in you.»
(Even DC's brave roll - back of their prices to a more inviting $ 2.99 doesn't change that fact, and since most of the savings seem to have been cut not from printing pages, but from paying creators to generate original pages, as every DC issue out this month has the same filler promo material in the back, the victory of «holding the line» feels a bit hollow to this DC fan.)
The reality for most people is that most of their savings are in Qualified Accounts.
Make the most of your savings with a diversified portfolio that accounts for your personal situation, tolerance for risk, and time horizon.
Keeping track of the latest interest rates is the research part of that habit, but the payoff is that the best interest rates and services can help you make the most of your savings in any economic environment.
Most of my savings are in retirement accounts.
By making the most of the savings options available to you, you can ensure that your kids will have the best start possible to their adult lives.
Marcotte, who has most of his savings in bank deposits, estimates he is earning nearly 3 percent a year on interest overall — largely because he locked in higher CD rates several years ago.
Check out these tips to make the most of your savings plan.
We live below our means and try to automate most of our savings to save and invest at least half of our income.
If such an account is available, then yes, dump most of your savings into the student loan, and keep a few hundred in your new account.
I am a UK citizen resident in Ireland with most of my savings in sterling (GB #) deposits both onshore and offshore.
One of the key components to making the most of your savings is ensuring that you are earning a high interest rate on those accounts.
The implicit assumption is that most of the savings at first will be sheltered.
Since I'll stay home once (if) we have kids, though, we've been sending most of our savings to our «new cars fund» and our «home improvement» fund.
Want to make the most of your savings in retirement with your married or common - law spouse?
«Most of those savings are going to be used for stock buyback programs and increased dividends, both of which will enhance shareholder value.»
During most of your career when growing your nest egg is important, you'll probably want to devote most of your savings to stocks.
Guaranteed lifetime income payments throughout retirement Markets ebb and flow, sometimes unpredictably, and if most of your savings are tied up in the market, your income may take a hit down the road.
At this point, most of these savings will be directed into your retirement accounts (401k, IRA, etc.).
Help make the most of your savings by converting your registered retirement savings plan (RRSP) to a registered retirement income fund (RRIF) when you're ready to start receiving income in retirement.
I plan on taking most of my savings and all of my emergency fund and putting them into $ 5,000 5 year CD's.
They had been planning to use most of their savings to make a 20 % home down payment within the next five to 10 years.
But since then Congress has cut the lender subsidies several times, redirecting most of the savings to increases in federal student aid.
Once you've cut back on your spending, make the most of your savings by putting your money where it will earn interest, such as a term deposit or a savings account.
In our case, we are DINKS (Dual Income No Kids) and automate most of our savings and investing to (hopefully) reach financial freedom in less than 10 years and pull the plug on full - time employment before our 40s.
Then they put most of their savings into paying down the mortgage in less than 10 years.
Perhaps the best part of an overall travel rewards program, though, is that you can often use your rewards in conjunction with other airline rewards, such as frequent flyer miles, to really make the most of your savings.
I have been investing for 30 years and have been through multiple bear markets, have no debt, and I do not have to access most of my savings for a long time... but, I have more than enough in pensions and savings, and I do not need to take on very much risk to maintain the lifestyle I enjoy, even after considering the effects of inflation.
I'm not your average investor anyway, as most of my savings are now in precious metals and commodity stocks.
Make the most of your savings by choosing a bank that offers products that meet your goals and needs.
Understand the role that taxes play in your retirement planning so you can make the most of your savings.
Bottomline: You'll deplete most of your savings by age 60, and at 65 you'll only have about $ 33,000 left.
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