The card surpasses
most other balance transfer cards with its introductory offer.
Not exact matches
Buying products and services with your
card, in
most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points:
balance transfers, cash advances and
other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
By contrast,
most other credit
cards will typically charge you 3 % to 5 % for each
balance transfer, which will eat away into your savings.
Likewise,
most credit
cards charge their users 3 % for
transferring balances from
other cards.
This is another thing that separates the BankAmericard ® Better
Balance Rewards from other balance transfer cards, most of which don't have any rewards p
Balance Rewards from
other balance transfer cards, most of which don't have any rewards p
balance transfer cards,
most of which don't have any rewards program.
In
most cases, people will apply for a
balance transfer credit
card with the intention of relieving
other credit
card debts.
By contrast,
most other credit
cards will typically charge you 3 % to 5 % for each
balance transfer, which will eat away into your savings.
For example, Chase
Balance Transfer cards are the
most popular, allowing cardholders to consolidate existing debt by gathering
balances from
other credit
cards onto one.
Don't use the
card for any
other purpose:
Most introductory rate
cards only offer a 0 % rate on the
balance transfer, not on purchases or cash advances.
Since
most other cards charge between 3 percent and 5 percent as a
balance transfer fee, if you use this
card and
transfer your
balance right away, you can save money.
For
most people, a
balance transfer is the
most effective way to streamline credit
card debt, but
others may view SoFi as the solution.
This is a good deal for anyone in the market for a
balance transfer as
most other credit
cards usually charge a 3 % -5 %
balance transfer fee.
Most other credit
cards with
balance transfer capabilities give you 0 % APR, thus saving you much more than you'd stand to gain from waiving a
transfer fee.
Like
most other credit
cards,
balance transfer credit
cards come with a slew of features that can help your finances.
You can
transfer balances to us (# 100 minimum) from
most credit
cards and some store
cards, excluding
other Lloyds Bank products.
Most cards allow people to apply for the
balance transfer during the application process, while
others require cardholders to call the credit
card company.
If you want a personal loan to pay off credit
card or
other debt, the absolute fastest and
most effective way to lower the interest you pay is to apply for a
balance transfer, with a 0 % rate.
Buying products and services with your
card, in
most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points:
balance transfers, cash advances and
other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
There is a fee for
balance transfers, but at $ 5 or 5 percent (whichever is higher), it's on par with
most other cards.
Buying products and services with your
card, in
most cases, will count as a purchase; however, the following types of transactions won't count as a purchase and won't earn points:
balance transfers, cash advances and
other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
Buying products and services with your
card, in
most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points:
balance transfers, cash advances and
other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
Buying products and services with your
card, in
most cases, will count as a purchase; however, the following types of transactions won't count and won't earn Avios points:
balance transfers, cash advances and
other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
(
Most other cards charge 3 - 5 %
balance transfer fees, an additional cost that's tough to swallow when you're already trying to pay down debt.)
For the
most part,
balance transfer cards have the same costs as any
other credit
card.
The standard interest rate for purchases, cash advances, and
balance transfers is 25.24 % APR, which is a variable rate that can change with the Prime Rate, comparable to
most other credit
cards.
Likewise,
most credit
cards charge their users 3 % for
transferring balances from
other cards.
By contrast,
most other credit
cards will typically charge you 3 % to 5 % for each
balance transfer, which will eat away into your savings.
Other cards offer good introductory APRs on
balance transfers, so if you have credit
card debt you're looking to restructure, do your research and pick the
card that helps you pay off the
most debt in the shortest amount of time.