Most standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost
of most renters policies.
Most renters policies come with an «loss of use» portion which is meant to cover living expenses should your home become unlivable due to fire and smoke.
The second type of liability coverage offered
by most renters policies pays for any damage done to your TX rented residence that is determined to be your fault.
Most standard renters insurance policies include at least $ 100,000 in liability protection (in addition to personal property and loss of use coverage), which is good value for the cost
of most renters policies.
Most renters policies come with an «loss of use» portion which is meant to cover living expenses should your home become unlivable due to fire and smoke.
SafeStor is one company that sells storage unit policies that can get you upwards of $ 15,000 worth of coverage — three times the coverage afforded to
most renters policies.
Also worth noting:
Most renters policies, especially actual cash value policies, are cheap, averaging less than $ 20 a month.
And speaking of claims,
most renters policies will have a deductible, or an amount you have to pay before insurance kicks in.
Most renters policies are listed as «Named Peril» policies, meaning that your policy will identify exactly what you're insured against.
Also worth noting:
Most renters policies, especially actual cash value policies, are cheap, averaging less than $ 20 a month.
Most renters policies are «named perils» policies, which simply means that the insurance will cover a sudden and accidental loss from specific causes of loss — things like fire, hail, or lightning, says Mike Short, an Allstate agency owner with offices in Denville, New Jersey and Long Valley, New Jersey.
However,
most renters policies will not expressly cover earthquakes or floods.
SafeStor is one company that sells storage unit policies that can get you upwards of $ 15,000 worth of coverage — three times the coverage afforded to
most renters policies.
Most renters policies cost between $ 10 and $ 20 per month.
Most renters policies will not pay for veterinary care, for instance and those that do may have relatively low limits for the care.