Sentences with phrase «most significant asset»

In addition to the marital home, retirement plans are often the most significant asset spouses have.

The marital home is often the most significant asset most divorcing couples own.

The marital home is usually a couple's most significant asset.

Human capital (aka people) is a company's most significant asset.

Mortgage protection insurance is one way to protect the most significant asset that most families will ever own.

This will usually be followed by a broad - brush outline of the mechanics of implementing the arrangement after the first death, ie by using a debt or charge to satisfy the nil rate band legacy in situations where the family home is the most significant asset.

Diamond points out that the residence is usually the couple's most significant asset and it can be heavily leveraged.

All too often lawyers must learn to manage their firm's most significant asset — its people — on the fly and without a great deal of support.

Often the most significant asset in a bankruptcy is the bankrupt's interest in the family home.

For many businesses, intellectual property is their most significant asset and their greatest vulnerability.

The ease of use is the most significant asset to the Jackbox titles, allowing anyone with access to a browser to join the action.

But their most significant asset, from a medical standpoint, is their ability to provide protection from cancer, heart disease and cognitive decline.

Your business capital is perhaps your most significant asset to staying afloat as a startup or growing business.

That the Parliament recognises that contract research staff in Scotland's universities and research institutes are one of the most significant assets in Scotland's knowledge economy; notes that more than 90 % of such staff are employed on insecure fixed term contracts, resulting in a systematic failure to properly exploit our science and social science base to the benefit of the Scottish economy and society; further notes that this highly educated human resource, comprising graduate, postgraduate and postdoctoral level workers, is subject to constant wastage, to the detriment of Scotland's universities and economic potential; and believes that the Scottish Executive should act with clarity, urgency and determination to secure a complete overhaul of the management of the contract research workforce with a view to eliminating the current insecurity and wastage and establishing a radical new approach in partnership with higher education employers and representatives of the research staff.

The most significant assets in the Virginia divorce case were the husband's military pension and the former marital residence.

The family home is generally one of the most significant assets a married couple has.

Not exact matches

«In Canada as in the U.S. and Europe, the most common question investment consultants are asked by clients about ESG is whether an ESG - based approach will negatively impact investment performance,» said Andrew Sweeney, Institutional Portfolio Manager at RBC Global Asset Management Inc. «This and other data from the survey reveal a high level of interest and curiosity about responsible investing, including areas of significant uncertainty.

Where these balance sheet improvements are most advanced, future financial distress will look more like what we typically see in instances of financial stress in the major economies — substantial asset price volatility and the potential for substantial financial losses, but less in the way of a significant disruption to either short - run or long - run real economic growth.

Faced with the challenge of living off their assets for 30 - plus years after their working lives are over, it is not surprising that for most people around the world, retirement security is a significant, if not the most significant, financial goal.

Hedge fund assets have climbed from $ 38 billion in 1990 to $ 2.8 trillion in 2015,1 representing a significant change in asset allocation, perhaps the most meaningful shift since many investors began moving their money from bonds to stocks in the early 1980s.

Many investors find that their most appreciated assets come in the form of real estate — a piece of raw land, an investment property or a vacation home — that has been held for a long period of time and could create significant capital gains taxes when sold.

Mr Ward noted that «the emergence of hotels as a mainstream real estate asset and the development of lodging REITs» has been one of the most significant changes to the industry over the past 20 years.

But it marks a significant development, giving international asset managers their most direct access yet to mainland investors.

CoinJanitor will become one of the most significant sources of data, code and other IP assets in cryptocurrency markets.

More than 46 million workers are currently covered by employer - provided retirement plans in the United States, according to the U.S Department of Labor.1 For most of them, these plans are a significant portion of their total assets.

These are businesses that aren't great or good businesses, but that are still FCF positive and trading at a significant discount to liquidation value, after giving most of the weight to current assets and assigning little value to fixed assets.

I'm afraid it will take a significant event to wake people out of their slumber; and then it will be too late for most to scramble for rapidly disappearing hard assets.

[9] Cato's former chairman Bill Niskanen found that variation around that trend «had significant effects on asset prices and the real economy, and most of this variation was a consequence of the Fed's response to financial crises.»

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Liu pointed to the European debt crisis as «the single most significant risk to the city's economy this year,» and said that even a mild European recession would be bruising, since European banks have more than a trillion in assets in New York City offices and employ approximately 45,000 people here.

One of the most overlooked and underused resources a school has is it's car park — an asset which could be bringing in a significant amount of extra income every year if utilised properly.

One of the most significant benefits of Adobe Captivate (2017 Release) is its media library, which boasts more than 50,000 assets.

One of the most significant difference between Instant X-Ray and Asset Allocator is how the data is entered.

You will most likely be safe from federal student loans collection only if you do not have significant federal benefits or wages, you do not get a tax refund, and you do not have any other collectible assets.

Most Canadians with significant assets work with advisors, but the proportion of DIY investors is surely much higher among regular visitors to websites like this one.

One of the most significant benefits of the new tax law was the creation of a permanent 15 % federal long - term capital gain rate (for certain taxpayers) on the sale of capital assets (held for more than one year).

The most obvious candidates for personal liability insurance are people that own a business, have significant assets to protect, or that face the risk of lawsuits.

While there are exemptions that allow you to keep assets like most household furnishings, clothing and a car valued at less than $ 6,600, if you have significant equity in your home (beyond the seizure limits set by Ontario exemption laws) or investments, bankruptcy may not be your best option.

In one sense, if you wait too long, the opportunity cost of cash could be significant, but over most 5 - year periods there is a drawdown in asset prices that avail good opportunities.

Those with significant liquid assets may choose to self - insure, but most others can not afford to do so.

You probably own a house, like most Canadians, and it is probably your most significant financial asset.

For those of us who are older, our asset allocation should be such that we can tolerate significant stock market losses without threatening our financial survival; i.e., most of us should have a relatively high allocation to fixed income (bonds and cash).

Let's take the Canadian portfolio, the most significant components of my investment assets.

Gross goes on to note that «homes are the most highly levered and monetarily significant asset that American consumers own, if they decline much further they will drag the rest of the economy with them,» and therefore any further decline needs to be stopped quickly in order to avert additional crises.

Despite the significant premium (at # 2.50 per share, a 39 % premium vs. the market price), we've seen no sustained improvement in sentiment or the share price, which is pretty frustrating... However, this reflects a prevailing market theme: While small / micro cap stocks are oft - neglected these days, those which get «classified» as discounted asset plays (& specifically those which earn an insufficient return on equity) appear most shunned of all.

Since then, Argo's assets under management have continued to decline, no significant fund realisations have been reported, fee receivables from three separate Argo - managed funds have been written - off, free cash flow has turned negative, additional shareholder funds have been invested in illiquid loans and investments, an emphasis of matter paragraph has been added to the most recent audit report, and the dividend has been eliminated.

That is liquidity, and as such most risky assets do not have significant liquidity, though many trade every day during bull markets.

Prior to the BAPCPA reforms, most people qualified for a Chapter 7 bankruptcy so Chapter 13 was mostly used by homeowners that wished to keep their home and had significant equity, or those who owned other assets with substantial value that they did not want to expose to liquidation and disbursement to creditors.

This deduction is referred to as Income in Respect of Decedent (IRD), and it is one of the most significant deductions available for inherited assets.

In 2008, most asset classes produced significant negative returns.