Sentences with phrase «most substantial benefit»

However, the most substantial benefit is the continued protection of the insurance policy.
Further, patients reporting the worst pain and higher degrees of disability received the most substantial benefit from the treatments.
One of the most substantial benefits of building on the Ethereum Blockchain is the ability to interact instantly without the need for any third parties such as payment platforms, banks or other verification systems.

Not exact matches

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Given that Social Security faces a substantial funding shortfall and that most workers don't appear to face a retirement crisis, there is a strong case for gradually slowing benefit growth, particularly for wealthier workers who are currently slated to receive millions in lifetime benefits despite being able to live comfortably off their private retirement savings.
Another sought after benefit is that most businesses pay a subscription over time, avoiding the substantial upfront software license fees.
In our main research summary, The Costs and Benefits of Active Fatherhood, we have gathered a substantial weight of evidence drawn both from the UK and internationally, to provide the most comprehensive analysis yet of the difference dads can make.
Joint child custody is often a «forced» arrangement, meaning that the courts believe that children benefit the most from spending a substantial and continuous amount of time with both parents.
It is well - known that most European countries remain committed to public service broadcasting, but it is less well known that private sector print publishers in most countries benefit from very substantial forms of indirect support.
Contrary to widespread view that the recession led to a substantial backlash against immigration, Professor Timothy Hatton, at the University of Exeter, found that the two most influential variables shifting public opinion on immigration are actually the share of immigrants in the population and the share of social benefits.
In other words, these bonuses provided a substantial monetary benefit to most recipients.
We set up models to test whether teachers whose pension incentives were most affected by this substantial enhancement were more likely to remain in the system due to the enhanced benefit formula.
The most important lesson we draw is that finding policies to raise the quality of teaching is likely to yield substantial economic and social benefits.
Among them are deleterious effects on children of unregulated and often substandard childcare; [9] lost productivity for employers due to parents missing work to handle gaps in childcare or to care for a sick child; [10] lost wages and reduced retirement benefits for parents who have to drop out of the labor market to provide at - home care for their young children; [11] a substantial downward pressure on the wages of childcare workers with effects on the quality and stability of the childcare workforce; [12] and lost opportunities for further education, [13] college savings, and other investments that working parents could make in themselves and their children but can not afford because they are spending most or all of their disposable income on childcare.
And the decades of research demonstrating the substantial benefits of school diversity have also proven insufficient to move most leaders to act.
While many educational leaders give lip service to the concept of decentralization, most principals and superintendents continue to debate about how much of the decision - making process should be shared — despite substantial research that validates the benefits of teacher empowerment for classroom learning (Hannoway and Cannoy 1993).
Quiet, composed, and more capable than most premium sport - utility vehicles when the going gets rough, the Grand Cherokee also benefits from the high performance SRT model, which adds a substantial dose of horsepower (470 ponies, to be exact) to complement its luxurious environs.
Since most of the measures required to slow the warming, from greatly increasing energy efficiency to land reform in poor nations, would carry other great benefits, and since the probability of unprecedented change appears to be in the vicinity of 50 percent, a very large social effort, one incurring substantial costs, seems to us not simply justified but virtually mandatory.
For most Canadians, ownership of a family home provides a substantial inflation hedge, and it also comes with substantial tax benefits.
Most banks and financial institutions offer lots of substantial benefits such as rebates, discounts, and reward points.
Her disability benefits, most of which aren't taxable, provide substantial income.
Social Security might offer some disability protection, but the $ 1,171 average monthly benefit would not provide substantial income replacement for most workers.
Since most CSRS employees have less than 20 substantial years of private sector earnings their benefit was reduced by $ 413 if they retired in 2015.
If you work for one of the larger city employers, like American Airlines or GE Manufacturing, your employer most likely offers you group healthcare benefits for which they pay a substantial part of the premium.
There is the obvious benefit of targeting multiple platforms, most notably reaching more players which will hopefully generates more sales, but just recently this has provided a very substantial additional benefit — cross network play.
«This new research confirms what has been concluded in previous research; that is, the Torpedo Factory Art Center is the most significant single visitor attraction in Alexandria and that, in combination with other attractions in Old Town, together they generated a substantial level of visitor spending to the benefit of the City» says Fuller.
... Even meeting the physical activity guidelines such as walking for as little as 30 minutes on most days of the week had a substantial benefit.
Here, a concerted effort to extend the benefits of the Green Revolution to those who have missed out — Africa being the most notable example — could be a rapid and substantial counterweight to the growing threat of climate change.
At ClimateCare we are focused on robust and measurable outcomes, and always work to make the most effective use of our clients» budget, to deliver programmes that generate substantial emission reductions, alongside health, economic and social benefits
With some of the most favorable conditions for offshore wind in the United States, the coast of Long Island has the potential to bring an enormous amount of renewable energy, and substantial job creation and economic development benefits to all New Yorkers.
Forming a business entity or incorporating a business offers numerous benefits, one of the most substantial of which is asset protection.
There are many firms that are comprised of people who received the benefit of big firm training and have substantial experience handling the most complex matters for large clients.
It acknowledges that «there are a number of options presented but most are highly complicated, would take years to deliver and could create issues of their own» and concludes that «in order to assess the viability, benefits and impacts of any change in this area, a substantial amount of further work is required».
To crudely sum up our various conclusions, we basically claim that the state should exercise substantial caution and indeed hostility to most attempts to distribute these benefits or burdens based on one's family status.
[61] The Defendant's interpretation of Article 24 (a)(iv) of the SISIP Policy... results in the substantial under - compensation of disabled CF members following their release [and]... creates particular hardship for those who are the most in need of their Pension Act benefits because of disabling injuries.
Term insurance is the most affordable type of coverage and offers a substantial benefit payable upon death.
If you work for one of the larger city employers, like American Airlines or GE Manufacturing, your employer most likely offers you group healthcare benefits for which they pay a substantial part of the premium.
Wisconsin operates under the presumption that a child most benefits from having quality, substantial time with both parents.
Fact: «While it would be a seemingly obvious proposition to most of us, that fathers» consistent and substantial involvement in child care would benefit the child, this appears to have not been well established.
Joint child custody is often a «forced» arrangement, meaning that the courts believe that children benefit the most from spending a substantial and continuous amount of time with both parents.
«While it would be a seemingly obvious proposition to most of us, that fathers» consistent and substantial involvement in child care would benefit the child, this appears to have not been well established.
You have the tax benefits (which turn out to be substantial each year in most cases), you have appreciation, and you have equity build (whether appreciation happens or not).
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