Sentences with phrase «most substantial business»

Not exact matches

In addition to the substantial financial impact of closing those stores, laying off all of the people was one of the most difficult business decisions of my life.

While both companies have a substantial base in the People's Republic — 10 percent of Walmart's business is in China, as is 20 percent of Apple's — Cramer said Apple is the most vulnerable.

So it's no surprise that most have begun to realize that without a substantial investment in technology tools to help manage daily business operations, it will be difficult for them to take their businesses to the next level.

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

This can take up to three business days and requires you to submit a substantial amount of personal information, but it's easily the most thorough source of information about the rate and fees you can expect.

Another sought after benefit is that most businesses pay a subscription over time, avoiding the substantial upfront software license fees.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

• A U.S. aid package to Nicaragua approved by the U.S. Congress in 1980, a year after the ouster of the U.S. - backed dictatorship, targeted the most reactionary business organization for substantial aid.

Corporate gift - giving was also a substantial part of the online business, with most of the corporate headquarters located in Melbourne and Sydney.

His matches are usually foregone conclusions to most fans that seriously pay attention to the business; because of his dates, he removes a key plot device from television being the top tiered belts; his bumps in viewership and ticket sales are not substantial.

A former president and CEO of Mid-Hudson Pattern for Progress and the Orange County Partnership, respectively, DiTullo has a substantial background in economic development including his most recent position, managing director of the Orange County Business Accelerator where he established a high - tech incubator and attracted more than 22 early stage innovators focused in such industries as the life sciences, bio-medical and web - based software development, to name a few.

This can take up to three business days and requires you to submit a substantial amount of personal information, but it's easily the most thorough source of information about the rate and fees you can expect.

The aggressive strategy is the more equity focused version of our Moderate Countercyclical portfolio and will seek to generate higher returns with the understanding that stocks tend to generate strong 5 and 10 year rolling returns, but also seeks to protect the investor from substantial downturns during periods in the business cycle when large downturns are most probable.

And, certainly, most of our businesses, if we sold them whole, would sell at a substantial premium to tangible book value.

Perhaps the biggest difference between this portfolio and most other similar funds, however, was its substantial allocation to mining and mining services businesses.

Walsh warned shareholders and employees of the painful restructuring, cost reduction & rationalisation still to come, and then began systematically ticking each action item off his list: i) After one last kitchen sink loss in 2012 of EUR 116 million (mostly goodwill impairment), One51 actually recorded a net profit in 2013 for the first time in 7 years, ii) free cash flow increased from just EUR 1.1 million in 2011 to 15.4 million in 2013, iii) almost EUR 100 million was raised in two years from the sale of the plastic extrusion business, the disposal of stakes in Island Renewable Energy, Thirdforce, IFG, and (most significantly) Irish Continental Group, in addition to a substantial 2013 capital redemption from NTR, and iv) net debt (exc.

Home ownership is one of the most common ways people gain a substantial increase in net worth, said Crystal Stranger, an enrolled agent and president of 1st Tax, a nationwide tax firm that serves small businesses.

Most business are a principal asset in the family estate, and most are large enough to generate substantial federal estate taxes which is essentially a «death tax» that may be 45 % of the estMost business are a principal asset in the family estate, and most are large enough to generate substantial federal estate taxes which is essentially a «death tax» that may be 45 % of the estmost are large enough to generate substantial federal estate taxes which is essentially a «death tax» that may be 45 % of the estate.

The top 24 ranked travel blogs have Domain Authority between 53 and 36, and each of these blogs is competitive in the global travel blogging industry and most are operated as substantial blogging businesses.

«As a popular destination for both leisure and business travel, Los Angeles is also one of the most substantial economic engines within the United States.

Most destinations from the west coast to Paris (CDG) or Amsterdam (AMS) will also see a substantial increase of 8,500 to 9,500 miles for business class awards which means awards that were previously 62,500 miles will be 71,000 or 72,000 miles.

Most businesses can save a substantial amount of money by reducing waste.

Forming a business entity or incorporating a business offers numerous benefits, one of the most substantial of which is asset protection.

Consider that for most family business owners, the business is probably the most valuable, and the most illiquid asset in the marriage, meaning that it can not be easily sold or exchanged for cash without a substantial loss in value.

One of the most substantial challenges to law firm business development and CRM we hear is getting busy attorneys to use the system.

Our demonstrated abilities, strong work ethic, faith in our legal system and constant accessibility has continually arrived at substantial success in some of the most complex personal and business matters in southern Nevada.

Bitcoin exchanges, on the other hand, will be able to continue operating, since Bitcoin exchanges are not «financial institutions» or «payment institutions», and most of them will not need to make any substantial changes to the way that their businesses operate.

The most reliable services are, therefore, the most long - lived, possessed of a substantial, occupationally - diverse client base whose satisfaction generates referral business.

I am an attorney with substantial business experience across multiple worldwide industries and governments, most recently with AOL.

While Douglas Elliman has increased in size and business since Herman took ownership, the most substantial growth has occurred throughout the last four years.