Sentences with phrase «most substantial credits»

One of the most substantial credits for taxpayers is the Earned Income Tax Credit.

Not exact matches

Unfortunately, the plan presented by his advisers, Peter Navarro and Wilbur Ross, suggests an approach based on tax credits for equity investment and total private sector participation that will not cover the most important projects, not reach many of the most important investors, and involve substantial mis - targeting of public resources.

Most low - income households do not pay federal income taxes, typically because their incomes are lower than the combination of their allowed standard deduction and their personal and dependent exemptions, or because they receive substantial rebates via refundable tax credits.

I continue to expect that we will gradually increase our exposure to inflation - protected securities and commodities on substantial weakness in these areas, but as inflation pressures are most likely still several years away, our primary concern here is with fresh credit weakness, and that concern still translates into a moderate exposure to interest rate fluctuations.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Most substantial among a modest slate of special features is «School Daze: The Making of Back to School» (17:05), a featurette which supplies new interviews with director Alan Metter; Harold Ramis (one of the film's seven credited writers);

A guarantor is essentially the same thing as a cosigner and is most commonly seen when a parent or guardian acts as a guarantor for their college - aged child when they are attempting to obtain a student credit card but do not have substantial proof of income required for approval.

Perhaps the most substantial difference between lines of credit and credit cards is the interest rates they charge.

Payment history carries a substantial amount of weight in your credit score, and the past two years are the most important.

Shoppers may want to consider a store credit card as a way to get the most from their holiday purchases, especially if they are particularly loyal to one retailer and the card offers a substantial discount on your first purchase.

The Navy Federal Credit Union Cash Rewards card isn't the most generous cash back card on the market, but it's a good deal for cardholders who want substantial rewards without a complicated redemption scheme or a sky - high APR..

However, it's worth noting that if you have substantial savings, paying off most loans and credit cards is a good idea (see the Should I Pay Off My Debts?

In most cases, a person can get substantial savings every month by using a second mortgage to pay off credit cards and other unsecured debts.

Enrolling in an extended debt repayment plan, like debt settlement or credit counseling, can wind up costing you a substantial amount of money in lost savings when you will need it most.

Because most young students don't have a substantial credit history, lenders suggest applying for a private loan with a cosigner.

Talking about the trends in travel and tourism industry in India, it is one of the most profitable industries in India credited with contributing a substantial amount of foreign exchange.

So instead of paying the 3 to 5 percent fee that most cards charge each time you transfer a balance, you can make transfers for free — making Navy Fed cards ideal if you have a substantial amount of credit card debt that you want to transfer.

And just like the airlines, most of the large hotel groups have their own credit cards and lucrative bonuses that will allow you to earn substantial amounts of points quickly.

This strategy has been spurred in part by substantial solar tax credits, net - metering rules in place in most states, and the availability of solar financing that reduces or even eliminates the initial purchase price, replacing the up - front cost with monthly payments that extend over many years.

Payment history carries a substantial amount of weight in your credit score, and the past two years are the most important.

NAR supports the proposed amendments that will provide consumers with their credit score used in making a credit decision when the score results in less favorable terms to the consumer than the most favorable terms available to a substantial proportion of consumers or when a creditor notifies consumers against whom it has taken an adverse action.