However, ARS § 20 - 259.01 requires that every insurer writing an automobile liability or
motor vehicle liability policy offer, in writing, uninsured and underinsured coverage to their insureds in an amount equal to the insured's liability coverage.
Reduction in premiums for
motor vehicle liability, first - party medical, and collision coverages for certain named drivers (a) For each personal or family - type
policy of private passenger
motor vehicle insurance issued or issued for delivery in this state, there shall be
offered by the insurer a reduction of not less than 10 percent in premiums for
motor vehicle liability, first - party medical, and collision coverages to the policyholder if all named drivers, as listed or who should be listed on the
policy application or provided in information subsequent to such application, of each
motor vehicle covered by such
policy satisfy the requirements of subsection (b) or subsection (c), as applicable, of this Code section.