Sentences with phrase «motorist bodily injury limits»

For example, Uninsured motorist bodily injury limits of $ 100,000 / 300,000 on two policies owned by the same person may be added together to pay a loss.

You must also carry uninsured / underinsured motorist bodily injury limits of $ 20,000 for yourself and $ 40,000 for others.

You must also carry uninsured motorist bodily injury limits of $ 25,000 for yourself and $ 50,000 for others.

Not exact matches

For example, if you had limits of $ 100,000 uninsured / underinsured motorist bodily injury coverage on the policies for each of your two cars and were injured in a crash caused by an uninsured motorist while driving one of your cars, you could add the limits from your two policies together to help pay for the damages — to a combined limit of $ 200,000.

By law, the minimum coverage and liability limits required in Maryland are bodily injury, personal injury, and uninsured motorist liability.

Coverage includes and is not limited to: bodily injury liability, collision and / or comprehensive coverage, full glass, loan / lease gap, medical payments, non-owned automobile, personal auto plus, personal injury protection, pet medical coverage, physical damage plus and / or liability, rental car, road trouble service as well as underinsured or uninsured motorist liability.

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In this scenario, the BI (bodily injury) limits of $ 10k, plus $ 40k from your underinsured motorist policy would make you whole again.

If the bodily injury limits are $ 300,000, then your Underinsured Motorist benefits are reduced by $ 300,000.

Underinsured Motorists Coverage — Provides coverage for bodily injury, and in some states property damage, for losses incurred by an insured when an accident is caused by a motorist who does not have sufficient insurance limits.

Also be sure to have high limits for bodily injury caused by an underinsured or uninsured motorist.

Underinsured motorist bodily injury (UIMBI) coverage will help cover your costs for bodily injury when the other driver's insurance is not sufficient, as long as your UIMBI limit is higher than the at - fault driver's liability limit.

When the person at fault for an accident does not have insurance, Uninsured Motorist Bodily Injury will cover injuries and damages you incur that the at - fault party is legally liable for, such as medical treatment and lost wages up to the limits you select.

For most categories, NerdWallet averaged rates from the largest insurers for 30 - year - old men and women in 10 ZIP codes and with 100 / 300/50 liability insurance limits, 100/300 uninsured motorist bodily injury coverage limits, and collision and comprehensive coverages each with a $ 1,000 deductible.

When you consider your desired coverage amounts for uninsured and underinsured motorist bodily injury coverage, make sure you understand how these limits work.

«Stacked» coverage increases the limits on your uninsured motorist bodily injury coverage if you have multiple cars.

The uninsured motorist bodily injury portion of your policy will pay for your medical expenses (up to your limits).

Uninsured motorist bodily injury coverage will pay for the costs of your injuries up to your policy limits in cases of a hit - and - run or miss - and - run (where a driver is forced to swerve and has an accident).

You have to have underinsured motorist coverage limits that are HIGHER THAN the limits of the at - fault driver's bodily injury liability coverage, or you may not receive benefits.

If your injury expenses exceed the at - fault party's Liability limits, you can use Underinsured Motorist Bodily Injury coverage to pay for the amount not covered by the at - fault person's insurance.

Motorists must carry limits of $ 50,000 for bodily injury or death per person, $ 100,000 for bodily injury or death per accident, and $ 10,000 for property damage per accident.

South Dakota car insurance policies must include liability insurance and uninsured / underinsured motorist bodily injury coverage with at least the following limits:

Plus raises the bodily injury / property damage liability limits to 50 / 100/50, and also increases uninsured / underinsured motorist bodily injury to 50/100.

Plus coverage includes 50 / 100/50 limits for bodily injury, uninsured / underinsured motorist and property damage.

Offset or Difference in limits coverage — In most states, underinsurance motorist bodily injury coverage is allowed to have a reducing clause that allows your insurance company to reduce, or offset, your payout by any amounts recovered from another party's liability policy.

In Florida, drivers can stack their uninsured / underinsured motorist bodily injury coverage limits to get more money if they're hurt in an accident involving a driver with little or no insurance.

Bodily injury liability coverage per person: $ 15,000 for a standard policy (see notes) Bodily injury liability coverage per accident: $ 30,000 for a standard policy Property damage liability coverage: $ 5,000 for a standard policy Personal injury protection: $ 15,000 per accident, plus up to $ 250,000 for severe injuries for a standard policy Uninsured / underinsured motorist coverage: Must match liability limits if purchasing a standard policy

Plus includes higher coverage limits: 50 / 100/50 for bodily injury and property damage, 50/100 for UMBI, $ 2,000 in medical payments and $ 50,000 in uninsured motorist property damage.

Then she can raise her coverage to the Plus level, which increases bodily injury and property damage liability to 50 / 100/50, with the same limits for uninsured motorist liability.

Bodily injury liability coverage per person: $ 25,000 Bodily injury liability coverage per accident: $ 50,000 Property damage liability coverage: $ 25,000 Personal injury protection: Optional Uninsured / underinsured motorist coverage: Coverage must equal liability limits, so $ 25,000 per person and $ 50,000 per accident

Uninsured / underinsured motorist coverage covers bodily injury to you, your relatives who live with you and your passengers if they are injured in an accident caused by an uninsured motorist, a motorist whose bodily injury liability limits are less than your uninsured / underinsured motorist limits or a hit - and - run driver.

The limits of such uninsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits and (ii) a named insured may purchase greater or lesser limits, except that the limits shall not be less than the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell uninsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

An «uninsured motor vehicle,» as described in subdivision (3) of this subsection, includes an «underinsured highway vehicle,» which means a highway vehicle with respect to the ownership, maintenance, or use of which, the sum of the limits of liability under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.

(5) The named insured may purchase uninsured motorist bodily injury coverage and, if applicable, underinsured motorist coverage with limits up to one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident.

(4) The named insured's underinsured motorist bodily injury coverage limits, if applicable, shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy unless the insured elects to purchase greater or lesser limits for underinsured motorist bodily injury coverage.

For purposes of an underinsured motorist claim asserted by a person injured in an accident where more than one person is injured, a highway vehicle will also be an «underinsured highway vehicle» if the total amount actually paid to that person under all bodily injury liability bonds and insurance policies applicable at the time of the accident is less than the applicable limits of underinsured motorist coverage for the vehicle involved in the accident and insured under the owner's policy.

The next level up gives her much higher coverage limits: 50 / 100/50 for bodily injury and property damage, 50/100 for UMBI, $ 2,000 in medical payments and $ 50,000 in uninsured motorist property damage.

The basic coverage in Missouri includes bodily injury liability ($ 25,000 per person up to $ 50,000) and property damage protection ($ 10,000); however, you might also want to look into higher limits as well as extras such as personal injury protection, collision coverage, comprehensive coverage and uninsured / underinsured motorist coverage.

Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.

With Uninsured / Underinsured Motorists insurance for bodily injury and property damage, you're covered (up to your limits) against:

The limits of such underinsured motorist bodily injury coverage shall be equal to the highest limits of bodily injury liability coverage for any one vehicle insured under the policy; provided, however, that (i) the limits shall not exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident regardless of whether the highest limits of bodily injury liability coverage for any one vehicle insured under the policy exceed those limits, (ii) a named insured may purchase greater or lesser limits, except that the limits shall exceed the bodily injury liability limits required pursuant to subdivision (2) of this subsection, and in no event shall an insurer be required by this subdivision to sell underinsured motorist bodily injury coverage at limits that exceed one million dollars ($ 1,000,000) per person and one million dollars ($ 1,000,000) per accident, and (iii) the limits shall be equal to the limits of uninsured motorist bodily injury coverage purchased pursuant to subdivision (3) of this subsection.

Not all of America's drivers may know about this kind of insurance, but underinsured motorist coverage is becoming an essential part of protecting a driver's investment in a vehicle and in limiting bodily injury liability.

Wisconsin actually reduced its liability insurance requirements recently — cutting the $ 100,000 per person bodily injury limit to $ 25,000 and the property damage limit from $ 15,000 to $ 10,000 — and also made formerly mandatory underinsured motorist coverage optional.

Also, by law a driver has to purchase uninsured motorist protection (UM) and the amount must provide limits equal to the amount of bodily injury liability coverage.

For example, if you had limits of $ 100,000 uninsured / underinsured motorist bodily injury coverage on the policies for each of your two cars and were injured in a crash caused by an uninsured motorist while driving one of your cars, you could add the limits from your two policies together to help pay for the damages — to a combined limit of $ 200,000.

Policy limits for uninsured motorist bodily injury coverage are per person and per accident and coverage is written as such.

Uninsured motorist bodily injury protects an insured from bodily injury caused by an uninsured driver up to the policy limits.

When a motorist buys auto insurance, it must include bodily injury and property damage liability coverage with minimum limits, but these limits may not be...