State law also says that Louisiana insurance policies must include uninsured / underinsured
motorist bodily liability, unless the policy holder rejects this coverage in writing.
Not exact matches
We used a slightly more comprehensive policy for the study, and added on uninsured
motorist bodily injury
liability and property damage to match.
However, in order to ensure you're financially protected if involved in an accident, we recommend that you consider purchasing
bodily liability coverage, property damage
liability coverage, uninsured
motorist coverage, personal injury protection, comprehensive coverage and collision coverage.
Minnesota state requires minimum auto insurance
liability of $ 30,000 per person for
bodily injury protection up to $ 60,000 per accident, $ 10,000 for property damage per accident, $ 40,000 per person for personal injury protection, and $ 25,000 per person for uninsured and underinsured
motorists up to $ 50,000 per accident.
Be sure to ask your member agent about ATV policies like comprehensive,
bodily injury and property damage
liability, and uninsured / underinsured
motorists coverage to determine which of these options makes sense for your vehicle and use.
South Carolina state requires three types of
liability coverage in auto insurance policies in the state:
bodily injury, property damage, and uninsured
motorist.
North Carolina requires minimum limits of $ 30,000 per person and up to $ 60,000 per accident for
Bodily Injury
Liability, and Uninsured
Motorist Coverage.
Ordinarily you could file a claim for $ 20,000 from the at - fault
motorist's bodily injury liability coverage, but since the other driver is uninsured, you need to tap into your Uninsured Motorist In
motorist's
bodily injury
liability coverage, but since the other driver is uninsured, you need to tap into your Uninsured
Motorist In
Motorist Insurance.
They include:
liability,
bodily injury
liability, property damage
liability, personal injury protection, collision, comprehensive, and uninsured / underinsured
motorist coverage.
The SR22 Non-Owners policy would be required if the driver wishes to maintain a driver's license but does not own a vehicle, and will typically cover basic
liability coverage, uninsured
motorist bodily injury protection, and uninsured
motorist property damage coverage.
Progressive snowmobile insurance coverage options include
Bodily Injury and Property Damage
Liability, Comprehensive & Collision, Uninsured / Underinsured
Motorist, Roadside Assistance, and more.
By law, the minimum coverage and
liability limits required in Maryland are
bodily injury, personal injury, and uninsured
motorist liability.
Coverage includes and is not limited to:
bodily injury
liability, collision and / or comprehensive coverage, full glass, loan / lease gap, medical payments, non-owned automobile, personal auto plus, personal injury protection, pet medical coverage, physical damage plus and / or
liability, rental car, road trouble service as well as underinsured or uninsured
motorist liability.
(1) Compulsory Coverages: BI Liab =
Bodily injury
liability PD Liab = Property damage
liability UM = Uninsured
motorist PD = Physical damage Med = First party (policyholder) medical expenses UIM = Underinsured
motorist PIP = Personal Injury Protection.
While different states mandate different types of insurance and there are several additional options (such as gap insurance) available, most basic auto policies consist of:
bodily injury
liability, personal injury protection, property damage
liability, collision, comprehensive and uninsured / underinsured
motorist.
Both
bodily injury and property damage
liability coverage is required in almost every state, and some states require personal injury protection and uninsured
motorist coverage as well.
Florida does not require drivers to carry
bodily injury
liability or uninsured / underinsured
motorist coverage.
Although it is mandatory for everyone to obtain minimum
liability auto insurance before registering their vehicle — which includes $ 25,000 / $ 50,000 for
bodily injury, $ 25,000 / $ 50,000 for uninsured and underinsured
motorist bodily injury, $ 10,000 for property damage and $ 50,000 for personal injury protection — some drivers continue to get behind the wheel without adequate coverage.
Basic coverage consists of $ 30,000 per person up to $ 60,000 per accident of
bodily injury
liability and uninsured
motorist liability as well as $ 15,000 of property damage protection and uninsured
motorist property damage.
Because your underinsured
motorist coverage is LESS than the at - fault driver's
liability bodily injury coverage, you would not be able to collect for the damages.
Bodily injury and property damage
liability, uninsured
motorist, personal injury protection required
New Mexico requires
motorists to
liability insurance of just $ 25,000 per person and $ 50,000 per accident for
bodily injury and $ 10,000 for property damage.
In Vermont, drivers must carry policies that include
bodily injury and property damage
liability as well as uninsured / underinsured
motorist coverage.
Uninsured
motorist bodily injury coverage is usually sold in amounts that mirror the
liability insurance you bought.
In Indiana, it's necessary for
motorists to have
bodily injury
liability and property damage
liability.
In Nevada, a
motorist must maintain minimum
Bodily Injury
Liability limits of $ 15,000 per injured person up to a total of $ 30,000 per accident, and Property Damage
Liability coverage with a minimum limit of $ 10,000.
Unfortunately, Puerto Rico does not require that its
motorists maintain any
liability coverage on their vehicles, though it is strongly recommended that all Puerto Rican
motorists obtain minimum
bodily injury protection of $ 100,000 for a single person and $ 300,000 for multiple persons as well as $ 100,000 in property damage
liability for their vehicle.
If you're a driver in the Badger State, you're required to have
bodily injury and property damage
liability as well as uninsured
motorist coverage on your auto insurance policy.
Underinsured
motorist bodily injury (UIMBI) coverage will help cover your costs for
bodily injury when the other driver's insurance is not sufficient, as long as your UIMBI limit is higher than the at - fault driver's
liability limit.
The basic factors included in these insurance plans are
bodily injury, personal property
liability, collision, comprehensive, uninsured
motorist, and personal injury protection.
For most categories, NerdWallet averaged rates from the largest insurers for 30 - year - old men and women in 10 ZIP codes and with 100 / 300/50
liability insurance limits, 100/300 uninsured
motorist bodily injury coverage limits, and collision and comprehensive coverages each with a $ 1,000 deductible.
The state of New York calls for each driver to carry
bodily injury
liability, property damage
liability, uninsured / underinsured
motorist bodily injury and personal injury protection before he or she can register a vehicle.
Motorists are required to carry minimum
Bodily Injury
Liability limits of $ 15,000 per injured or dead person and a total coverage of $ 30,000 per accident.
Motorcycle insurance coverage options available through Freeway Insurance include
bodily injury and property damage
liability, comprehensive and collision, uninsured / underinsured
motorist, roadside assistance, and more.
In Virginia, drivers must have
bodily injury and property damage
liability and uninsured / underinsured
motorist coverages included in their auto insurance policies.
In Massachusetts,
motorists must have policies that include
bodily injury and property damage
liability, personal injury protection, and uninsured / underinsured
motorist coverage.
In Maine, drivers must carry policies that include
bodily injury and property damage
liability, as well as uninsured / underinsured
motorist coverage.
Additional Interest Insured Anti-Theft Device B
Bodily Injury
Liability Coverage C Comprehensive Coverage > Collision Coverage Continuously Insured D Declarations Page Deductible Discounts Driver Status G Garaging Location L Limits Loan / Lease Payoff Coverage N Named Insured O Occasional Driver P Policy Expiration Date Policy Term Primary Residence Primary Use Principal Driver Property Damage
Liability Coverage S Second Named Insured SR - 22 U Uninsured
Motorist Coverage Underinsured
Motorist Coverage Uninsured
Motorist Property Damage Coverage Underinsured
Motorist Property Damage Coverage V VIN
These areas of protection include
bodily injury
liability, property damage
liability, personal injury protection, collision, comprehensive and uninsured
motorist coverage.
This includes
bodily injury
liability, property damage
liability, personal injury protection, uninsured
motorist coverage and uninsured
motorist property damage.
Bodily injury and property damage
liability, personal injury protection, uninsured
motorist required
If you choose to buy
liability coverage that is higher than the state minimum of 25/50/25 — a good idea, we think — you no longer have the option of declining uninsured and underinsured
motorist bodily injury coverage.
To drive legally, Virginia mandates every
motorist have at least $ 25,000 in
bodily injury
liability coverage ($ 50,000 per accident) and $ 20,000 to pay for property damage.
Typically refers to a policy that provides
liability coverage (Property Damage,
Bodily Injury, Uninsured
Motorist) as well as physical damage coverage (ex: Collision, Comprehensive, Rental Reimbursement).
Florida does not require drivers to carry
bodily injury
liability or uninsured / underinsured
motorist coverage.
They include:
liability,
bodily injury
liability, property damage
liability, personal injury protection, collision, comprehensive, and uninsured / underinsured
motorist coverage.
This involves
bodily injury
liability, property damage
liability and uninsured
motorist coverage.
In Montana, you're also required to carry 25/50 uninsured
motorist bodily injury
liability, unless you opt out in writing.
It's important to ask about details such as the amount of
liability protection,
bodily injury protection and the kind of coverage provided if you're hit by an uninsured or underinsured
motorist, notes Deeia Beck, the state insurance consumer advocate in Texas.
You must have a
liability policy with a minimum of $ 15,000 in
bodily injury
liability, a $ 30,000 minimum for multiple injured
motorists, and a $ 5,000 minimum in property damage
liability.