Sentences with phrase «motorist policy provisions»

For insurance companies, Jim litigates and arbitrates coverage cases involving construction mishaps, professional liability claims, uninsured / underinsured motorist policy provisions, subrogation claims, third - party additional - insured disputes, lead paint exclusions, and «other insurance» provisions.

Not exact matches

A policy with an uninsured motorist provision will pay damages if an uninsured motorist or a hit - and - run driver injures you and / or your passenger (s).

Thus, the plaintiff filed a claim under her own insurance policy's underinsured motorist (UM) provision.

In hopes of fully recovering for her injuries, the plaintiff then added her own insurance company to the lawsuit, claiming that the accident triggered the underinsured motorist provision of the policy.

Unlike a typical car accident claim, hit and run claimants must look to their own auto liability insurance policies for compensation under the uninsured motorist provisions (UM) in their policies if the hit and run motorist can not be located or that motorist lacked insurance coverage.

If both parties only carried the minimum coverage, the accident victim would only be entitled to $ 20,000 from the at - fault driver's policy (under the liability insurance provision) and another $ 20,000 from his own underinsured motorist provision.

If you do not have an uninsured motorist provision on your insurance policy, it is important to involve a Salt Lake City uninsured motorist accident lawyer from the beginning.

Even if the negligent driver can not be found, compensation may still be available under your own insurance policy if it contains uninsured motorist provisions.

In Maryland, if you suffer personal injuries as the result of the negligence of a hit - and - run driver, you may still recover for your lost wages, medical bills, and pain and suffering as if you knew the identity of the driver by bringing a claim under your own insurance policy's uninsured motorist provision.

There is a provision in your own auto insurance policy called Uninsured / Underinsured Motorist (UIM) Coverage.

The RI Supreme Court determined that the Insurance policy exclusion commonly known as the «owned but not insured exclusion» * (policy provision set forth below) precluded uninsured motorist coverage to the estate of the man who died in the bike and car collision.

If you aren't sure if your policy has provision for underinsured motorist coverage, check your insurance contract or talk to your insurance broker or agent to find out.

If a driver is hit by someone without insurance, he may be able to collect for damages to his vehicle under the uninsured motorist property damage provision of his insurance policy.

In addition to the above requirements relating to uninsured motorist insurance, every policy of bodily injury liability insurance covering liability arising out of the ownership, maintenance or use of any motor vehicle, which policy is delivered or issued for delivery in this State, shall be subject to the following provisions which need not be contained therein.

Notwithstanding the provisions of this subsection, no policy of motor vehicle liability insurance applicable solely to commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) or applicable solely to fleet vehicles shall be required to provide underinsured motorist coverage.

While auto insurance policies for Nevada driver mandate uninsured motorist coverage for $ 15,000 per person and $ 30,000 per accident — in the event that the driver at fault is uninsured — motorists may choose to reject this provision.

Any motor vehicle liability policy that insures both commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) and noncommercial motor vehicles shall provide underinsured motorist coverage in accordance with the provisions of this subsection in an amount equal to the highest limits of bodily injury liability coverage for any one noncommercial motor vehicle insured under the policy, subject to the right of the insured to purchase greater or lesser underinsured motorist bodily injury liability coverage limits as set forth in this subsection.

Notwithstanding the provisions of this subsection, no policy of motor vehicle liability insurance applicable solely to commercial motor vehicles as defined in G.S. 20 - 4.01 (3d) or applicable solely to fleet vehicles shall be required to provide uninsured motorist coverage.

An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver.

Some states» laws also allow additional insurance coverage to the insured policyholder through policy stacking provisions, whereby a claim may be made against multiple uninsured motorist policies.

The insurance policy that needs to be purchased must have all the necessary provisions such as liability, comprehensive and collision, theft and uninsured motorist.

Additionally, while insurance companies must include Tennessee drivers uninsured motorist coverage at those same levels in their policies, drivers can choose to decline this provision.

Area motorists have their choice of additional insurance policy provisions once they meet minimum D.C. legal requirements.

North Tonawanda drivers can also modify their policies by adding other endorsements like underinsured motorist plans to supplement the uninsured provisions.

Any driver with a car policy in the state can add to their liability, uninsured motorist or no fault provisions to increase the monetary limits of any or all of these areas of protection beyond the state minimums.