Once a given Climate is identified, we don't believe it's possible to go that one step further, and forecast whether a specific market
movement over a specific time period will be positive or negative (which puts us strongly at odds with investors who believe that these movements can or should be «timed»).
In addition to the company offering its own declared interest rate, IUL also offers an interest option linked to the
movement of a selected stock market index
over a
specific period of
time.