Sentences with phrase «much a future payment»

Not exact matches

For decades, elected officials jeopardized the region's future by spending too much money on things that haven't translated into growth, then delaying payments.

«The private sector is generally regarded as the engine of innovation in the United States, but on the 50th anniversary of Medicare and Medicaid, health care's 2 largest public health insurance programs are playing a much larger role in innovation in payment and delivery reform and reshaping the delivery of care for the future.»

This rate is set by actuaries, who determine how much needs to be contributed annually to fund the future pension payments due to retirees.

I'd much rather lose a royalty payment for one book if it means getting a fan who will buy my books in the future and who will tell his friends to buy my books.

There isn't much function for Near Field Communications but Google seems to be looking into mobile payments or quick data and file transfers in the future.

If you are saving up for a vacation, car purchase, down payment, or some other future goal you may want to keep track of how much money in your savings account is allocated to those specific goals.

Like an immediate annuity, a longevity annuity provides guaranteed income for life, except that while you invest your money now, the payments don't begin until later, typically much later, say, 10 to 20 years in the future.

But once that ceased to be true, the path of expected benefit payments was much higher then before, and steeper going into the future.

We want to help you save as much as possible so you can put that money towards your down payment, home improvements, future mortgage payments, or even buying down your interest rates to keep more cash in your pockets in the long - run.

But rather than waiting for a larger monthly check in the future, I think I'd be much better off collecting Social Security as soon as I can and investing the payments.

But the amount of AMT you pay is less than the tax you would have paid if you exercised a nonqualified option — and you may be able to recover much or all of the your AMT payment by claiming an AMT credit in future years.

While having a temporarily delinquent account can be rectified by making consistent payments in the future, it is much more difficult to resolve a defaulted loan — especially if you don't have a lot of cash on hand.

If you know how much you plan to invest each year and the fixed rate of return your annuity guarantees — or, for loans, the amount of your payments and the given interest rate — you can easily determine the value of your account at any point in the future.

For several years I resisted setting up online bill payment because I liked the fact that by getting a bill in the mail, it (A) forced me to review the charges and verify their accuracy and think about why we are spending that much and how we might reduce it in the future, and (B) the physical act of writing the check made it a bit more real than we were really spending that money and that it was flowing out and we (in most cases) would not be seeing it again.

When a company or government pledges to pay its long - term employees a portion of their salary in retirement — a pension — the entity estimates how much it (and its employees) will need to set aside in order to make those payments in the future.

«If making mortgage payments is going to take away a lifestyle they enjoy, cause too much stress to stay in a job they hate, or further stress an unstable relationship with a co-signee, perhaps it is better to come up with a homeownership strategy now to find the balance in the future.»

This means that the returns, while often much higher than traditional dividend payments, are volatile, and the future is a bit uncertain.

If you're making loan payments but are unable to set aside money for the future, then you may be borrowing too much.

Unfortunately, this can go as high as 30 %, which will only increase your minimum payment due and make it that much harder to make future payments.

For example, you might be turned down if they thought you'd struggle to make future contractual payments — they'd want to keep hold of as much of your money as they could in that case.

In this case, it's how much you would pay today to get a set of future coupon and principal payments.

If you can afford to make your standard payment while also paying your other bills, these plans will cost you too much more money in the future to make them worthwhile.

As an example, if you're looking to figure out how much you must invest each year (periodic payment) in order to save $ 600,000 by retirement, you would enter this number as the future value.

Missing a payment on one of your business debts can knock as much as 100 points off your personal score, making it harder to get new credit in the future.

This will give you a pretty good idea of what needs to be fixed for the future, whether it's missed payments, too much debt or something else.

When it comes to borrowing money a mortgage, lenders prefer your debt - to - income ratio, including your future mortgage payments, to be under 36 %, but Federal Housing Authority backed loans will allow a debt - to - income ratio of as much as 41 %.

«The potential for much larger payments if future interest rates are significantly higher... have led consumers to prefer fixed - rate loans instead of ARMs.»

Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

Not sure how much that is and would one or two future payments cover it off.

Part of this stems from demographics: the Baby Boomers and others still sock away money so that they can get payments in the future, when they are too old to work much.

Your adviser could also show you how much income you might generate by using a smaller portion of your savings to buy a longevity annuity, a type of annuity that doesn't begin making payments until the future, say, 10 or 20 years from now.

I couldn't make the loan payments due to the fact that they'd accrued so much interest by that point, so I deferred them again - always thinking that in the future (due to my fabulous education) I would at some point be able to make payments.

Never mind the wisdom of fighting a crisis of too much leverage with more leverage, consumers hopefully have learned their lesson from the past few years that it matters if they can afford the mortgage payments in the future, not just in the first month.

Visit MySmartBorrowing.org to help you determine how much you may make in your future career, how much your student loan payment may be with the amount you intend to borrow, and how that will fit into a monthly budget.

Look carefully at your income and expenses to determine if the monthly payments, interest and fees on your loan are actually within your budget, both now and (as much as possible) in the future.

(In the case of a longevity annuity, you would receive nothing if you die before payments start, although in return for much smaller future payments the insurer would return your premium to your beneficiary.)

Default — things are so bad that I can't make payments now, much less years into the future.

Because the payments start later, you can get relatively large payments in the future for a much smaller upfront premium than with an immediate annuity.

The first - of - its - kind proposal asked Chevron to increase dividend payments to shareholders instead of spending so much on unconventional oil, tar sands and other projects that could be rendered unprofitable by future climate policies or a related drop in oil prices.

«What is also striking is that digital currencies like Bitcoin don't get much of a look in in terms of how people expect to be banking and making payments in future.

To determine just how much coverage you need, consider the amount of income you earn annually, any debts like credit card or auto and mortgage payments and future expenses like college education.

Life insurance coverage can assist in future college expenses, past debt like medical bills and mortgage payments, funeral expenses and much more.

However, since the insurance is taking on additional risk by promising payment of all future premiums, you can expect mortality charges (charges for life cover) to be much higher than in case of a regular ULIP.

As you can imagine, this makes anything from payment and work agreements to essentially futures contracts much more fair, objective, transparent and efficient.

As a bonus, it also means these apps will be ready to support much more sophisticated features in the future, such as smart contracts, the Lightning Network and other payment channel solutions.

New graduates are often anxious about finding employment soon after finishing school and curious about how much money they will make, especially if they have student loan payments looming in their future.

Important information presented in the Loan Estimate include the estimated interest rate, monthly payment, and total closing costs for the loan, estimated costs of taxes and insurance, and how the interest rate and payments may change in the future, and much more.

«The potential for much larger payments if future interest rates are significantly higher... have led consumers to prefer fixed - rate loans instead of ARMs.»