We lend against collateral, and your collateral mainly is real estate, and real estate is still so
much a negative equity that we're not going to lend.
Not exact matches
«Europe's status as the world's market darling for
much of 2014 has all but evaporated in the past month, with a big
negative swing in the number of investors currently overweight European
equities and an even greater
negative swing in sentiment about the future,» Harnett said.
We suspect that
much of the projected growth benefit from corporate tax reform comes from enacting expensing of equipment, which reduces the entity - level effective tax rate to zero on
equity - financed investment and makes it
negative if financed in part with debt.
Asset - price inflation gives way to crashing prices and
negative equity for real estate and for
much financial debt leveraging as well.
But with
much of US real estate already in
negative equity, banks are not going to start lending again on a large scale.
Germany experienced the largest percentage loss, followed by Switzerland and Spain, but the
negative contribution of the U.S. to the total loss was the greatest, due to the Fund's
much higher weighting in U.S.
equities.
At issue is whether Lehman's crisis was merely a temporary «liquidity problem,» that time would have cleaned up
much like BP's oil spill in the Gulf; or, did the firm suffer a more deep - seated «balance sheet problem» (
negative equity), as Federal Reserve Chairman Ben Bernanke claims — a junk balance sheet, composed of assets that not only had no buyers at the time, but had no visible likelihood of recovering their market price even after the $ 13 trillion the Treasury and Federal Reserve have spent to bail out Wall Street.
The actual real estate market is
much worse even than the present price statistics show, because many people are frozen in with
negative equity.
Maybe rightly so Wenger is concerned this bubble may pop and players values will decrease outside of the UK at least, (
much like property
negative equity).
The growth acceleration that cancels the
negative equity duration is the same growth that propels small - caps so
much, putting them in a leading spot to rise with interest rates — especially since monetary policy is not too tight so that rising interest rates don't hinder the borrowing by small companies too
much.
Under the Exposure Analysis conducted by IB, if an account would lose so
much value that its
equity would be eliminated and it would then additionally have an unsecured debt to IB (i.e.,
negative equity), this would represent an Exposure to the firm (since IB is legally obligated to guarantee its customers» performance to the clearinghouse even if the customer has no remaining
equity).
-LSB-...] Great read by Wade Slome of Investing Caffeine about how the stock market has gone up so
much over the past couple of years while fund flows for domestic
equity funds have been massively
negative.
Combined with a minimum 5 % down - payment, and it doesn't take
much of a move downward in house prices at all for that person to find themselves in
negative equity (or effective
negative equity, where their
equity is not enough to allow them to sell the house and cover closing costs without finding additional funds).
If the appraisal is
much lower than the purchase price, you could wind up in a
negative -
equity situation right from the start.
Others like me are saying cash is
negative, but the danger of owning
equities that are way too expensive is just
much worse.
And it adds up higher and higher over the entire time you are paying the mortgage as you build
equity so
much faster since you're putting a
much higher percentage of payment toward principle (which is a cash outflow but only a net worth transfer) versus interest (which is a
negative to your net worth)
Because where my head is at, I've been paying way to
much in rent over the last 10 years without owning anything so if I can find a 3 or 4 unit that's not
negative cash flowing and have tenants that are helping with
equity build, then I'm in a
much better spot than current.
With Instant Offers, our premise is that there are some situations that necessitate a consumer wanting a simpler, more streamlined sale in a shorter period of time — whether it's
negative equity, financial pressures, personal life changes like divorce or a family member passing away whose property is in a different state — and for those situations, we are the only company offering a solution that empowers the consumer to weigh investor offers against an estimate of how
much the home would sell for on the open market.
(Dear Zillow, Can you please break out your
negative equity data by year of home purchase so we can see how
much of today's
negative equity comes from homes purchased 2005 to 2008?
Negative equity is keeping many potential sellers out of the market, which keeps a lid on inventory and complied with the reduced flow of REO properties has led to
much tighter market conditions for lower priced properties, particularly in the hardest hit markets, according to CoreLogic Economist Sam Khater.
Tight inventories driven by
negative equity and slow foreclosure processing and rising prices are having
much less impact on luxury homes than on less expensive homes.