Not exact matches
Most people now just use online
applications for their
credit card applications, which is
much easier and way more painless.
We can't offer
much advice here as the companies are legally allowed to do check your FICO
credit scores when they decide whether to solicit you
for credit card applications.
In contrast to how they handle
applications for a personal loan or
credit card, lenders are
much pickier when it comes to approving financing
for small businesses.
The process is
much like a
credit card application, the financial institution will evaluate your
application and approve you
for an amount with a predetermined interest rate and payment terms.
I argued the angst over the new «5/24 rule» (meaning Chase only approving new UR
cards for folks with no more than 5
credit card applications in the last 24 months) was misplaced because Ultimate Rewards no longer have the same cachet they used to, so there's not as
much reason to care about churning Ultimate Rewards
cards nowadays.
I don't like giving too
much advice about getting approved
for cards because there are simply too many variables that go into a
credit card application approval decision.
Along with offering 50,000 points after spending $ 3,000 in the first 90 days of opening your account and rewards on every purchase, the Bank of America Premium
card offers travel perks that usually accompany
cards with a
much higher annual fee, including an annual $ 100
credit for airline incidentals, a $ 100
credit for Global Entry and TSA PreCheck
application fees every four years, and some very generous travel protections.