Sentences with phrase «much as an insurance policy»

I'd suggest considering an annuity to guarantee income to cover rock - bottom expenses (under the Bogleheads idea of «once you've won the game, quit playing»), but beyond that it's not really an investment so much as an insurance policy (guaranteeing you X per month for life).

Not exact matches

While it's true that a good insurance policy can do much to reduce lawsuit worries and that many small, savvy businesses don't have debt problems, it's also true that businesses which face significant risks in either of these areas should probably organize themselves as a corporation or LLC.
According to a new report from health care researcher Kaiser Family Foundation, premiums for policies purchased through the health insurance exchanges could rise by as much as 25 percent in 2017.
While it's always recommended that families meet with a financial advisor to decide what level of life insurance protection would benefit them the most, a supplemental policy could act as a financial safety net, providing much needed normalcy during a very difficult time.
Mobile home insurance policies generally include $ 100,000 in liability coverage but policyholders can purchase as much as $ 500,000.
The changes wrought by the proposed legislation will have a much bigger effect on some groups — especially those who get insurance through their employers and those on Medicaid — than estimated by recent analysis from independent healthcare policy experts such as the Brookings Institution and credit rating agency S&P Global Ratings
Then we are going to trade for Trevor Simiens (sp) as insurance policy, much like Case Keenum was last year.
The Senate Republicans have already taken out an insurance policy on whatever 2016 may bring in the form of an ongoing relationship with Brooklyn Democratic Sen. Simcha Felder, who continues to caucus with the GOPl; and with the IDC, whose leader, Sen. Jeff Klein, has been included in this year's budget negotiations — much to the chagrin of the Senate Democrats, who are pushing to have their leader, Sen. Andrea Stewart - Cousins, included as well.
He was real glad that we got the health insurance for all of the children in the state, and he was very happy that we had the change in the reimbursement policy for heath - care institutions, a process known as rebasing, and he told me about that and, uh, he didn't say too much about what he was going to be doing and oh, what was that — it was a nice conversation — I also talked to Silda.
The rate of adults without health insurance across the U.S. dropped nearly twice as much as in Texas from 2013 to 2015, according to a new report released today by Rice University's Baker Institute for Public Policy and the Episcopal Health Foundation (EHF).
Hawking characterized that bet as his insurance policy because he had so much invested in it turning out to be a black hole, so he bet against his hopes.
Since I am not getting as much variety in my diet as I usually do, this greens powder is really a nice insurance policy.
Effective Coverage also makes available to you renters insurance experts who can help you determine coverage, see how much coverage you need, and make sure you're getting the best value as well as the best policy.
As a matter of fact, if you place your Elizabeth renters insurance side by side with a New Jersey homeowners insurance policy, you'll find much of the exact same verbiage.
Most condo insurance policies have limits on how much coverage you can purchase under certain categories such as electronics, jewelry and art.
As a result, it's difficult, if not impossible, to price personal lines insurance policies for more than a year at a time, as a direct result of that limitation on how much of the future underwriters can seAs a result, it's difficult, if not impossible, to price personal lines insurance policies for more than a year at a time, as a direct result of that limitation on how much of the future underwriters can seas a direct result of that limitation on how much of the future underwriters can see.
Texas Renters Insurance written on a standard HO - 4 form is very much the same as a policy anywhere else in the country.
As a result, it is often unclear how much your term life insurance rates will be, how long you are covered under a policy, and the amount of insurance coverage you need.
As it turned out, the cash price was much cheaper than the copays for the same medication being run through my insurance policy.
Insurance policies are high credit quality obligations, they don't vary as much as bonds that are risky.
Comparing the best life insurance policies can be a challenge because, even if you find a range of appealing quotes online, you'll need to take into account certain factors — such as your job, medical history, lifestyle, or hobbies — that will impact your eligibility for certain rates and how much insurance you require.
As you prepare for what's shaping up to be a harsh and snowy winter for much of the country, don't forget to make sure your home insurance policy provides adequate protection from storms... more
Even going one day without auto insurance means the rate on your next policy could go up as much as 17 %, depending on the state where you live.
For that reason, you are much more likely to be accepted for a debt consolidation loan if you've put up a significant asset, such as a retirement fund, a vehicle, life insurance policy, or your home.
For this reason, you are unlikely to find an RV insurance policy that will provide liability coverage as low as the state minimum requirements, so you should purchase as much liability insurance as you can comfortably afford.
If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.
For this reason, many financial advisors recommend that you either purchase as much liability coverage as you can comfortably afford, or that you protect your assets with an umbrella insurance policy.
These tests dictate how much premium can be paid into a policy and how quickly the cash values can build up inside of a cash value policy before the policy is no longer treated as a life insurance policy.
An accident that results in serious injuries or death can easily exceed these coverage limits, so many California financial advisors recommend that you either purchase as much liability coverage as you can comfortably afford, or an umbrella insurance policy.
First, because it is no longer considered life insurance, the policy can be funded with as much premium as you want.
And with a properly designed policy, you can use the cash value life insurance as a safe bucket, conducting much of your financing in and through the policy.
Since a universal life insurance policy's premiums are split between the cost of coverage and the cash value, you can choose how much you pay so long as it falls between the minimum and maximum premium amounts.
Policy averages should be used only as a reference to help you get an idea of how much you might pay for your own Denton homeowners insurance pPolicy averages should be used only as a reference to help you get an idea of how much you might pay for your own Denton homeowners insurance policypolicy.
When purchasing life insurance coverage, it is important to determine what type of policyas well as how much in death benefit (face amount)-- will be right for you and your survivors.
Since much of the rental housing in Eugene, OR is of the privately owned variety rather than the apartment complex variety, we'll use a Eugene, OR Renters Insurance policy as an example.
In some cases, condo associations do have much more extensive insurance policies, which can include coverage for fixtures and structural components inside your condo as well.
Much like a home insurance policy, you can purchase coverage for the structure of your home or business, as well as the contents kept inside.
For more information on renters insurance credit - based insurance scores, or to find out about policies that might not assign as much weight to credit, contact Effective Coverage today at (800) 892-4308 or click above for online renters insurance quotes.
The IRS has rules that prevent someone from putting too much money into a life insurance policy because such a policy may be seen as a tax haven.
His conclusion is that tontine annuities should be added to the «approved and endorsed» menu of financial and insurance products available to de-accumulate wealth at retirement; in addition to stocks, bonds, cash, real estate, long - term care policies and even conventional annuities, so long as the insurance companies don't charge too much for the guaranteed.
Bundle the policy with other types of insurance, such as auto coverage, and you may qualify for a discount of as much as 20 percent.
Mobile home insurance, also known as manufactured home insurance, is much like a homeowners insurance policy in the sense that it provides financial protection in the event that your home is damaged.
Thus, it makes sense to roll the dividends back into the policy by purchasing additional whole life insurance so that your cash value grows, compounded by a guaranteed interest rate and dividend growth and your death beenfit grows, so you leave as much money as possible to your estate.
That is why we often recommend a hybrid long - term care life insurance policy as an alternative if you are considering this type of coverage and long - term care insurance costs are too much.
Thus, as the investor in a private placement life insurance policy, you get to determine your desired investments from a list pre-selected from the insurance company that is much broader than what is offered by conventional polices.
Opportunities to bundle renters insurance with other policies, such as car insurance, can further reduce the price — in some instances by as much as 10 percent.
We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.
Here's what you need to know to find the best health plan for your household, while tamping down as much as possible the stress and shenanigans of buying a health insurance policy.
You'll often find that your premiums on auto and home insurance decrease as much as 15 % if you combine your policies.
If you can afford the additional out - of - pocket expense that a $ 500 or $ 1,000 deductible would require, the premiums you'd pay for your San Angelo Insurance policy could be as much as 25 % less than you'd pay in a policy with a lower deductible.
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