Sentences with phrase «much as the deductible»

They contribute almost as much as the deductible on my health plan, so in years when I don't have a lot of medical expenses, I actually make money.

Not exact matches

And while not every out - of - pocket health - care expense counts as deductible, long - term care insurance premiums do, with age - based caps on how much you can deduct yearly (see chart below).

Takeover specialists and their investment bankers pore over balance sheets to find undervalued real estate and other assets, and to see how much cash flow is being invested in long - term research and development, depreciation and modernization that can be diverted to pay out as tax - deductible interest.

$ 2,500 can be written off as a deductible depending on how much interest was paid on a loan.

1) Charities spend their income on necessities, such as food and utilities, which ever - so - slightly re-orients our economy toward recession - resistant products, rather than luxuries 2) Charities spend their money quickly, but on independent schedules, making for a smoother stimulus effect on the economy 3) Charities make purchases tax - free, meaning that $ 1 spent by a charity generates a full $ 1 of private economic activity; furthermore, much of those tax revenues are recovered as income tax on the grocery stores, utility companies, etc. that might not have received that income otherwise 4) Charitable giving is by far the most democratic way to improve society; from birth control to bombers, government assuredly spends money on something you don't like, and charitable giving restores your say - so 5) Charitable donations are tax deductible, meaning you keep those tax dollars in your local community 6) Charitable donations provide the funds necessary for volunteers to serve the needy, thus giving «the average citizen» a chance to meet and interact with the needy, breaking down stereotypes

Consider increasing your deductible from say $ 500 to $ 1,000 or as much as you can reasonably afford in case of an emergency and you should see your premiums fall.

While it may seem tempting to save money by increasing your deductible to as much as $ 3,000 or $ 5,000, Graves doesn't recommend it.

So if you are buying a $ 500K house, you will borrow as much tax deductible interest money as you can, typically $ 400K, even if you had the full $ 500K in the bank.

If you know you've hit it, get as much medical care as you can before your deductible resets at the end of the year.»

You can not choose how much to buy as the most that an insurance company will pay out is the actual value of your car (what it was worth on the open market before damage occurred) minus the deductible amount.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

This form tells you how much you paid in interest the previous year, including prepaid «points» of interest, and may include other useful information, such as how much you paid for mortgage insurance and any property taxes paid by the mortgage company — both of which may also be deductible.

You should be clear as to how much of your interest is tax deductible and what happens if the home value drops below the initial valuation.

Raising your deductible can reduce the cost of your homeowners insurance premium as much as 20 %, but that does not mean you should raise your deductible as high as possible.

If you opt for 1 $ 1,000 deductible instead, your premium can fall as much as 25 %.

A low deductible plan will not require you to fork over as much in the event of a claim, but you will pay higher monthly premiums for that privilege.

If you're willing to pay a $ 1,000 deductible instead of $ 500, you might find Detroit insurance quotes as much as 25 % lower.

If you can afford the additional out - of - pocket expense that a $ 500 or $ 1,000 deductible would require, the premiums you'd pay for your San Angelo Insurance policy could be as much as 25 % less than you'd pay in a policy with a lower deductible.

If neither the individual nor their spouse has access to an employer's plan, a contribution to a Traditional IRA may make sense, as it will be fully deductible no matter how much they earn.

If you set your deductible too high, the cost may be much for you to pay as a single payment.

If you can afford to raise your deductible to $ 1,000, you may save as much as 25 percent.

«There are different results depending upon the character of the lender and borrower (non-profit or a c corporation, s corporation, partnership or LLC), the relationship between the parties (related party transactions may lose the interest deduction), the legal components of debt and equity of the instrument (certain preferred stock can legally be classified as debt in one jurisdiction and stock in another, so interest is a dividend in one country but interest in another and interest is deductible while dividends are not), the purpose of the loan (A CERT can trigger unintended tax costs and money borrowed to pay wages to owners is a big mistake) and much more,» says Spizzirri.

If taxpayers are close to a phaseout range of a tax benefit they're otherwise eligible for, they could try to lower their adjusted gross income (AGI) so they can claim the tax benefit, for example by contributing as much as possible to a pre-tax retirement plan, such as a 401 (k) or 403 (b) or a deductible IRA.

Your insurance rates could be much higher — or lower — given factors such as the safety of your neighborhood, the security you have on your home and car, your credit score, your driving habits, and the deductible you have on your policies.

You can find lower Rhode Island home insurance quotes — possibly as much as 25 % — by opting for a higher deductible.

«That can save you as much as 25 percent on premiums, and more than the deductible over time,» Hallowell says.

Also, when you consider what the value of the property is likely to be in 35 years the interest paid is likely to be much less than the total interest paid — this is why people investing in real estate choose to borrow as much as possible, even though it increases the interest paid to be more than the rent income received (here in OZ the overall loss is tax deductible against other income, eg.

$ 2,500 can be written off as a deductible depending on how much interest was paid on a loan.

Jackson said a policy with Healthy Paws covers as much as 90 percent of treatment with a deductible as little as $ 100.

As an an all - volunteer, non-profit organization, the rescue depends on your generous tax - deductible monetary donations and gifts of much - needed supplies to care for homeless guinea pigs.

Complaints include the companies not paying a claim during a waiting period, not paying as much of a claim due to the deductible and reimbursement level selected, not covering pre-existing conditions, etc..

Your gift is very much appreciated and fully deductible as a charitable contribution.

Your tax - deductible donation will help provide much - needed care for the senior dogs currently in our care, as well as provide Tails of Gray with the ability to save additional senior dogs.

COTAP was born specifically because we felt that accredited forestry carbon projects in least developed countries could be much better funded if their poverty - alleviating potential was highlighted and if the credits were made available to individuals as a tax - deductible donation.

The term «divorce lawyer» generated phrases such as «are divorce lawyer fees tax deductible» and «how much are divorce lawyers fees.»

Options can vary from a $ 250 deductible up to as much as $ 1,000 or more.

Most health insurance policies come with deductibles and co-pays that can be as much as $ 5,000 a year.

«In addition, uninsured individuals, who often are the least knowledgeable about how health insurance works — including such cost considerations as deductible and plan coverage — may not recognize how much help they may need,» said Yuliya Babushkina, senior analyst with LIMRA, in a written statement.

While the overall price of the plan is important because it will determine how much you will be paying for coverage, the other factors such as deductible amounts, long term versus 6 month car insurance policies, and the companies that provided offers are also important to ensuring you receive the best deal.

As tips will tell you, when you compare car insurance quotes, the deductible amount should be evaluated because this will determine how much you will have to pay for car damages before the company will pay their portion.

Know how much and what type of coverage you need, as well as how much of a deductible you can afford, so that you can be sure you aren't comparing policies that aren't adequate for your needs.

The higher your deductibles, the lower your insurance premium, so raise them as much as you can.

Find out with the help of this tool, that how much will be your savings as you raise your deductible for home insurance policy.

Loretta Worters, the III's vice president of communications, says you can save as much as 15 to 30 percent on collision and comprehensive coverage by raising your deductible from $ 200 to $ 500.

If you agree to pay for a larger portion of your own damages by raising your deductibles, your car insurance company automatically knows they won't have to pay as much for your claims.

For example, if your deductible is currently $ 200, raising it to $ 500 or even $ 1,000 can make a big difference on your premiums — possibly saving you as much as 25 per cent.

Also, many policies that feature lower deductibles ($ 1,000 - $ 3,500) often include out - of - pocket maximum limits as much as $ 7,000.

As an example, by increasing the deductible from $ 1,000 to $ 5,000, rates can reduce by as much as $ 4,000 - $ 5,000 per year for families and $ 2,000 per year for an individuaAs an example, by increasing the deductible from $ 1,000 to $ 5,000, rates can reduce by as much as $ 4,000 - $ 5,000 per year for families and $ 2,000 per year for an individuaas much as $ 4,000 - $ 5,000 per year for families and $ 2,000 per year for an individuaas $ 4,000 - $ 5,000 per year for families and $ 2,000 per year for an individual.

If you can afford to raise your deductible from $ 500 to $ 1,000, you could save as much as 25 %.

If you're going for a Platinum plan, the yearly deductible can be zero, but the monthly premiums are oftentimes twice as much than a Bronze plan.