Sentences with phrase «much better credit risks»

«Our blue - collar borrowers, in many cases, proved much better credit risks than their higher - income brethren,» Buffett wrote.

The idea is not so farfetched when you reflect that many companies are now much better credit risks than their governments.

Not exact matches

Then we want to give you a much higher credit limit because now you have a much better risk profile.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

These include a much better customer experience (especially on mobile, which is a key driver for e-commerce in emerging markets), better privacy (particularly relevant for cross-border payments), the ability to do smaller transaction sizes, a global and fast - growing merchant acceptance network, and of course, for many people in emerging markets, the ability to transact online whereas otherwise they would not be able to, either because they don't have a credit card in the first place, or their credit card is rejected because of fraud risk associated with a particular country.

Having a good credit history makes it possible for service providers to gauge how much of a risk you are, a good rating means more financial options and opportunities — this makes it possible to apply for a bigger bond with home loan providers at low interest rates, plus you can also get various other loans from other institutions at affordable rates.

When you maintain good credit, you are not much of a risk to the issuer.

Putting your house on the line is a serious risk, and while you can refinance your home with a minimum credit score of 620, you're likely to get a much better rate through student loan refinancing with a higher credit score.

You'll want good prospects for reasonable returns without taking on too much credit risk or interest - rate sensitivity.

A creditor will use all of the gathered financial information to determine if you are a good credit risk, and if so, how much credit you can receive and how much it will cost you in interest.

A credit report is an accumulation of information about how you pay your bills and repay loans, how much credit you have available, what your monthly debts are, and other types of information that can help a potential lender decide whether you are a good credit risk or a bad credit risk.

These are people with good credit history and do not pose much risk for the mortgage brokers who know they will be paid by the banks immediately the loan closes.

The less credit you use or money you borrow, the better it looks on your credit score, since it tells the bureaus that you don't rely too much on credit to get by, thus, posing a lower risk of going into debt.

That good, not just because of the time value of money, but also so we don't have to worry too much about credit risk since most of Mallinckrodt $ 5.9 billion in debt is due between 2022 and 2025.

Your credit score measures how well you've handled borrowed money, and lenders use it to determine how much of a risk it would be to let you borrow their money.

Ben Dor, Dynkin, Hyman, Houweling, Leeuwen, and Penninga (2007) demonstrate that spread changes are proportional to the level of spreads, i.e., the volatility of percentage spread change is much more stable than absolute spread volatility, and therefore they propose that the better measure of exposure to credit risk is not the contribution to spread duration, but the contribution to DTS.

An excellent score shows lenders that you're good with your credit and you pay on time — you're basically not much of a risk.

Some lenders will reduce the interest rate by as much as 0.50 percent even if the cosigner does not have a better credit score, since having two people responsible for repaying the loan instead of just one reduces the risk that the loan will become delinquent or go into default.»

As for credit risk, RRBs are primarily issued by the federal (and to a much lesser extent, provincial) governments, all with good credit standing.

The less credit you use or money you borrow, the better it looks on your credit score, since it tells the bureaus that you don't rely too much on credit to get by, thus, posing a lower risk of going into debt.

While credit card theft is not good, if that's all the criminals took then you're not going to be exposed to that much risk in terms of identity theft.