The always entertaining Insurance Fraud mode also returns, a bizzaro version of Burnout's Crash mode, as you hurl yourself into vehicles and attempt to bounce your ragdolling body into the paths of other vehicles, racking up as
much bodily damage as possible.
Not exact matches
The combat is also
much more visceral and bloody than in past games, enemies for example, actually show
bodily damage where you hit them.
If your body is in shock, you may not be able to notice the extent of your
bodily damage until
much later.
Carrying Illinois state minimum liability limits of 25/50/20 — $ 25,000 per person and $ 50,000 per accident for
bodily injury and $ 20,000 for property
damage — doesn't give you
much protection if you own a home or have savings.
Plus Coverage gives you
much higher coverage limits: 50 / 100/50 for
bodily injury and property
damage, 50/100 for UMBI, and $ 2,000 in medical payments.
If you don't have good enough coverage (e.g. you only buy third party car insurance) and you don't have enough to pay for property
damage or all
bodily injuries, you may end up having to pay money out of your own bank account and your insurance company won't be able to help you out
much.
In pretty
much every state, you need two types of liability coverage:
bodily injury and property
damage.
Property
Damage Liability insurance works
much like the above
Bodily Injury Liability coverage — except it covers property, such as the other cars in the accident, and not people and their injuries.
The next level up gives her
much higher coverage limits: 50 / 100/50 for
bodily injury and property
damage, 50/100 for UMBI, $ 2,000 in medical payments and $ 50,000 in uninsured motorist property
damage.
The first number indicates how
much the policy will pay towards
bodily injury per person, the second number indicates how
much it'll pay towards
bodily injury per accident, and the third number indicates how
much the policy will pay towards property
damage per accident.
Coverage amounts along the lines of $ 100,000 / $ 300,000 for
Bodily Liability, and $ 50,000 for Property
Damage Coverage are
much more realistic starting points if you want to adequately protect yourself and your finances in the event of a serious auto accident.
If you caused the loss, you're on the hook for
damage to your apartment,
damage to the building,
damage to the personal property of others, any
bodily injury arising from the incident, and
much more.
Bodily injury maximum limits per incident are always higher than property
damage since medical bills tend to add up
much quicker than property
damage expenses.
How
much could your annual premium increase after filing one of these claims:
bodily injury, property
damage and comprehensive?
It is invariably a good idea to purchase as
much bodily injury / property
damage liability coverage as you can afford to fully insure your business against potential claims.
Bodily injury and property
damage liability can save you money, but not as
much as comprehensive and collision Lake Havasu auto insurance.
Policies with only what the state requires for
bodily injury and property
damage liability protection cost significantly less than those with
much higher limits of coverage.
With so
much traffic flowing across the state every day, lawmakers have mandated that every driver have minimum coverage of $ 20,000 for personal injury protection, $ 40,000 for
bodily injury liability and $ 5,000 for property
damage liability.