Sentences with phrase «much credit history if»

While you may not have much credit history if it's your first credit card application, other details such as your employment and income can help you get approval.

Not exact matches

Before figuring out how to price your sale and design its terms, you need to learn as much as you can about the country's payment norms, creditor protection laws (if any), and your customer's credit history.

«If we can be exposing a sixth grader to the idea of FAFSA and student loans and credit history and credit reports, that student will be in a much better position in high school and beyond.»

If you built up a bad credit history in the past for example, but you know hold down a very well paying job then the lender may choose to not place as much importance on the credit score itself.

In addition, if you develop a history of bouncing checks or overdrawing your account, it can lead to a poor credit score and make it that much more difficult to access more traditional lines of credit, perpetuating the cycle.

If you assume the Hell of Dante is the Hell we believe in, you give us much too much credit for knowledhe of Medieval History.

It would be extremely difficult to get approved for a private student loan without a cosigner if you don't have much credit history, so if you can't find a cosigner you will have to build up your credit score with other types of loans first (like loans on college furniture, or even federal student loans — both of which can boost your credit).

If you are just finishing high school, chances are you don't have much credit history and will need a cosigner to get approved for a private loan.

You lender will not pay much, if any, attention to your credit history.

If that hadn't happened I don't know if I would have learned this much about credit history, identity theft and all thaIf that hadn't happened I don't know if I would have learned this much about credit history, identity theft and all thaif I would have learned this much about credit history, identity theft and all that.

If you have a bad history of paying bills or if you have been bankruptcy or you take too much debt without paying your credit score will be pooIf you have a bad history of paying bills or if you have been bankruptcy or you take too much debt without paying your credit score will be pooif you have been bankruptcy or you take too much debt without paying your credit score will be poor.

One late payment wouldn't hurt your credit score as much if you had a spotless credit history.

As long as you aren't paying your credit card company a yearly fee, it will be beneficial for you to build your credit history even if you aren't using the card too much.

Your access to cash back cards depends upon your credit history, but if you qualify for one of the better cards, you can earn as much as 5 or 6 percent of your money back on everyday purchases.

If you've had credit problems, or if you haven't yet established a decent credit history, you're probably going to be asked to pay a much higher interest rate than someone with a decent track recorIf you've had credit problems, or if you haven't yet established a decent credit history, you're probably going to be asked to pay a much higher interest rate than someone with a decent track recorif you haven't yet established a decent credit history, you're probably going to be asked to pay a much higher interest rate than someone with a decent track record.

With so much competition, you'll need to do what you can to increase the likelihood of getting your credit card application approved, especially if your credit history isn't stellar.

One 90 - day late payment or a collections history, a short credit history — as in, if a credit card account is less than two years old — or just applying for too much new credit in a short period of time can lower your credit score.

When you apply for a loan, creditors will check your credit history to determine if they're willing to lend you money and how much interest they'll charge you.

If you have poor payment history reflected on your credit file, you may find it hard to get approved for a rental property, much less a mortgage.

These factors could lead to a refinance with low interest rates, even if you don't have much credit history.

And if some collateral is provided, getting approval with poor credit histories is much more likely.

Unsecured loans may be difficult to obtain if you do not have much positive credit history or don't have a regular income.

In addition, if you've made any sort of credit mistake, like missing a payment, this mistake will appear much more glaring compared to another applicant with a long credit history.

If Jane had used credit after her bankruptcy, she would have established some good credit history and been rewarded with a much lower interest rate on her new car loan.

If your credit history is already completely trashed, this may not make matters much worse.....

If you don't pay bills in Canada, own and use a Canadian credit card, or make other debt payments to a Canadian institution than you won't have that much - needed domestic credit history.

If you're fairly new to credit, you can't do much about the length of your credit history.

Many factors go into determining whether you'll get a home loan — and, if so, for how much — including your individual credit profile, income, current debts, and employment history.

iam in a similar position as you are but just like you my credit score is crap thats because we tend to pay cash and we really do nt have much of a credit history if any but honestly i couldn't care less i wouldn't worry about it they can stick there credit cards and interest.

If the person has a history of problems, the credit company will be much less willing to reward the person with help for their credit repair efforts.

Known as a «hard inquiry,» the process empowers credit issuers to review details about a potential customer's other credit accounts, the balances on them, and payment history, to determine how much risk a potential customer presents if they are offered a line of credit.

These companies view your credit report and use your history to determine if they will loan you money, how much, and at what interest rate.

If you have 22 or more long term revolving accounts, opening or closing some additional accounts won't have as much of an impact if you have an established credit history then if you are just starting ouIf you have 22 or more long term revolving accounts, opening or closing some additional accounts won't have as much of an impact if you have an established credit history then if you are just starting ouif you have an established credit history then if you are just starting ouif you are just starting out.

If your credit history is just fair, but you shop at JCPenney and want to build credit, the JCPenney credit card may be an option as store - branded cards are typically much easier to secure that other credit cards.

I like that card much better than even this great Chase Ritz Carlton bonus, and I'm not sure if my wife is going to be able to stack both of them successfully (shorter credit history, lower income, as she was a stay - home mom for a long time, and a few Chase cards already under her belt).

If you have great credit, a high income and a history of on - time payments, you can probably get away with less; if you don't have good credit, you should wait longer — as much as a yeaIf you have great credit, a high income and a history of on - time payments, you can probably get away with less; if you don't have good credit, you should wait longer — as much as a yeaif you don't have good credit, you should wait longer — as much as a year.

If you know anything about the history of science, you'll know how much credit goes to someone who overturns a major theory or consensus.

These factors include: location, how much coverage you want, prior claim history, credit score, if your building is stick frame or brick, and many more.

Your credit history will indicate if you are financially stable to rule out the possibility of suicide stemming from depression from money problems or suicide to trigger the payout of a life insurance policy to provide your family with the much needed funds that you can not provide while you are alive.

So in your pursuit to find ensure that you are not paying too much for auto insurance, if you provided your social security number to 7 - 10 insurance companies that then each sent requests to the credit bureaus inquiring about your credit history, you may be inadvertently hurting your credit score.

If you have a good credit score and good insurance history, getting a quote from a company that uses insurance credit scoring could make your insurance much less expensive.

But your Fulton County home may cost much more to insure, particularly if you have made claims in the past, if your neighborhood has a history of crime and theft, or if you have a less than stellar credit score.

If you have a good credit score and no claims history, you are going to be much more eligible for some of the cheapest renters insurance protection.

A few late payments do not automatically destroy your credit score if your overall history is good, but your FICO ® score considers how late your payments were, how much was owed, how recently they occurred and how many late payments there were.