Sentences with phrase «much credit which»

Giving them a rating of 1 star is giving them too much credit which they do not deserve.

Not exact matches

Not only will your credit score increase over time, you won't pay as much interest — which, if you think about it, is just giving lenders money you would rather stayed in your pocket.

Much of the growth in recent years has come from household spending, which must slow eventually because so much of that spending was done on creMuch of the growth in recent years has come from household spending, which must slow eventually because so much of that spending was done on cremuch of that spending was done on credit.

Asset Finance requires assets of course and invoice discounting or invoice factoring depends on the business providing products or services on credit, which excludes much of our high street.

Recent studies have shown that more than half of America's 27 million small businesses still don't accept credit cards, which is very surprising when you consider how much they're worth to the economy.

Though it ended without an accident, this is just the latest of a string of incidents in which drivers seem to have given autopilot a bit too much credit.

Darby notes that tourism — which accounts for 6.5 % of the Thai economy — has been dampened at times; he chalks much of the economy's resilience up to continued foreign direct investment, conditions that have favored Thailand in global trade, and strong credit growth.

She credits a large part of her success to absorbing as much as she could in each of her positions along the way — which, by the way, means she wasn't rushing through each part of the journey.

Though much of the success of craft breweries (which are technically defined as those that make less than 6 million barrels per year) and microbreweries (which make less than 15,000 barrels) can be credited to shifts in public taste, those in the industry say they've learned a few truths along the way that have aided in their success.

Even if you have exceptional credit, the likelihood of receiving a startup loan or line of credit from a bank without personally guaranteeing it — which you should never ever do — is pretty much zero.

However, sometimes all the relevant information was given upfront and sometimes a key detail — which professor was teaching a course the students were thinking of taking or how much credit card debt an otherwise exceptional applicant for a loan had outstanding — was held back but then later revealed.

Of course, closing a credit card could be problematic for another reason: The effect it has on your credit utilization rate, which is how much credit you're using out of the total amount available to you.

But she has met resistance from the Republican Party, which, as part of the House's tax overhaul plan unveiled on Thursday morning, proposed a much more modest expansion of the credit than that Ivanka has been pushing for.

Lenders, which can be anyone from whom you want to obtain credit, look at a score when deciding if they should charge you interest or give you a credit limit, and how much that should be.

If you're paying your bills on time, utilizing not too much of your credit limit, and only opening new credit accounts when you need to, you'll be able to maintain a good score — no matter which bureau is reporting it and no matter which version of the algorithm they use.

11 There seems to be more diversity in interest rate investing than in corporate credit investing, which makes the worries about Treasury market liquidity seem a bit smaller, even though the market is of course much larger.

Unlike personal cards, which are pretty much open to anyone with a high enough credit score, business credit cards require you to own a business to apply.

Description: An important aspect of personal finance is the way in which individuals and households manage their debt, how much it costs and the different types of credit they can or can not access.

Beijing can manage a rapidly declining pace of credit creation, which must inevitably result in much slower although healthier GDP growth.

Your credit utilization makes up another 30 percent of your FICO score, which means how much you owe in relation to your credit limits plays a huge role in your credit health.

However much time they have — and in my opinion they are unlikely to have much more than 2 - 3 years in which to get credit growth under control, but there is no science to this so I can not know for sure — as Beijing moves forward in its struggle to rebalance the Chinese economy, we should keep three things in mind:

No matter how much you're earning, it can seriously impact the debt - to - income ratio, which is a crucial component to determining your overall credit score.

In addition, carrying balances on a credit card will affect your credit utilization — or how much you borrow compared to your credit limit — which also affects your credit score.

A secured loan is much easier to obtain than a home equity line of credit, which is a second mortgage.

China has only completed the first part of the rebalancing — interest rates, wages and the currency have all moved sharply closer to healthy levels, levels at which the imbalances are no longer getting worse, in other words, but Beijing has still not got its arms around credit growth because to do so would cause GDP growth to drop much more sharply than Beijing is willing to tolerate.

I based my growth expectations on what I think were conservative estimates of consumption growth and the growth in productive investment (with which the reported data is currently consistent, although do not prove my assumptions one way or the other), but I always pointed out that as long as credit growth accelerated, the growth in non-productive investment would remain high, in which case reported GDP would also remain high for much longer.

The operative question was, how much was mortgage credit and stock market credit fueling a financial boom that increased the prices at which assets were being transferred above what it would cost someone to simply create these assets afresh.

«We're entering year nine of the longest uninterrupted auto credit cycle on record, and auto makers and suppliers will find it hard to push earnings much higher, which will drive them to get creative on expanding the multiple.

So what Singapore is doing, which I think is so interesting and is a reminder that there are much more radical fusions of left wing and right wing ideas than people give credit for, is the government is overwhelmingly regulating both supply and prices to keep costs down.

Other specific factors to have contributed to the CPI increase over the past year have been large increases in insurance and tobacco prices, much of which were tax - related, and house purchase prices, which have been partly driven by strength in housing demand attempting to avoid the GST (and accommodated by easy credit availability).

And — unlike your personal score, which measures credit history — your business score is measured on credit «worthiness» or how much your business deserves a loan and how likely you are to pay it back.

After submitting a request, there's a wait of up to 5 business days before funds are credited into the account, which is much less than the traditional wait period of up to several months for most brokers.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

The challenge of judging how much response was necessary has been complicated by the global credit turmoil, which has had the effect of pushing up actual borrowing costs relative to the cash rate the Reserve Bank sets.

However, certain banks or lenders often try to weed out potential borrowers that could be a credit risk, which means they'll have a much higher minimum credit score guideline.

How much you earn, and what you earn extra points for, depends on what type of loyalty program you are enrolled in and which credit card you are using.

A mile is valued at 0.7 cents / point, much lower than booking cash tickets using credit card points which are usually 1 cent / point at minimum.

Over the year to February, credit to the household sector grew by 11 per cent, compared with growth in households» nominal income which has been running at around 5 per cent; much of the growth in debt has occurred in home mortgages.

These include a much better customer experience (especially on mobile, which is a key driver for e-commerce in emerging markets), better privacy (particularly relevant for cross-border payments), the ability to do smaller transaction sizes, a global and fast - growing merchant acceptance network, and of course, for many people in emerging markets, the ability to transact online whereas otherwise they would not be able to, either because they don't have a credit card in the first place, or their credit card is rejected because of fraud risk associated with a particular country.

There are different ways by which you can check your credit card balance so that you don't charge too much amount to the card.

The household that earns $ 75,000 a year but saves 20 % and thus spends only $ 60,000 need not squirrel away as much as a household earning $ 60,000 a year but which through credit spends $ 75,000.

 Almost a quarter of that was the auto aid. It was important for preserving jobs, for sure. But does it count as «stimulus,» in the sense of stimulating expenditure? I don't think so. It was more in the realm of a balance sheet transfer that kept an important company going. If the auto aid was «stimulus,» then so too was the much larger line of credit which Ottawa advanced to the banks (they could have tapped $ 200 billion under Mr. Flaherty's EFF mechanism)-- all of which was also repaid. In that case, Ottawa's «stimulus» was more like a quarter - trillion dollars... far outpacing everyone else in the OECD as a share of GDP! Of course that's nonsense. This was just one of many ways that Ottawa inflated the true value of its stimulus effort last year (including counting as «stimulus» the increase in EI payouts that automatically accompanied last year's mass layoffs).

The International Monetary Fund (IMF) has published very robust research involving more than 140 countries around the world which demonstrates that countries with extreme levels of inequality (1) tend to experience much slower rates of economic growth; and (2) are far more susceptible to the kind of severe financial / banking / credit crisis that America just went through five years ago.

These patriarchs had lived, and fulfilled their vocation, had done that which God purposed for them to do; now they were unforgettable, not only in the trite and obvious sense that they were great men with great achievements to their credit, but in the much more serious sense that they had altered for ever «how things were to go» between God and the world and between the world and God.

Witness to the collapse of an empire and the rise and fall of two brutal totalitarianisms, he was at the vortex of world - historical events; in part because of what he had observed, he could never credit the nostrums by which so much of modern opinion is sustained.

StudioPress is having a great sale on their Pro Plus Theme Package, featuring the Genesis 2.0 framework, which I credit for much of the traffic on my blog.

To Tour's credit, at least he dismisses the creationist denial of radiometric dating; however, his opinions, which are targeting an area outside of his actual research area, are worth only as much as the evidence and arguments he presents.

Before the «disenchantment of the world,» something for which Protestants generally and Calvinists most especially can be credited or blamed, the presence of the divine in human affairs was everywhere acknowledged, however much some might deplore the more «superstitious» responses to it.

Loma's store accepts all major credit cards and was devised to eliminate the burden of customers having to complete internal paperwork, obtain purchase order numbers and process bank payments, which results in a much quicker and easier process.

Either you've got two equally matched teams playing to a draw, in which case it seems silly to give them each no credit relative to the teams around them, or you've got an undermatched team equaling a much better squad, in which case it seems silly to give them no credit.