Sentences with phrase «much debt we had accumulated»

Once Andrea and I realized how much debt we had accumulated, we decided we had to learn more about money.

Here's why you shouldn't: It can hurt your debt - to - credit utilization ratio — a fancy term for how much debt you've accumulated on your credit card accounts, divided by the credit limit on the sum of your accounts.

Debt relief programs are ideal for the person who's credit has already been negatively affected, and too much debt has accumulated to pay off on your own.

Not exact matches

Another layer to this story is the fact no other country in the history of the modern world has accumulated as much debt as fast as China.

In order to combat this problem, the Pennsylvania House of Representatives recently passed a bill that would ensure students stay informed about how much debt they are accumulating.

This may seem counterintuitive because the math would seem to tell you to pay off the highest interest debt first, but accumulating debt is as much a behavioral problem as a math problem, so get some easy wins under your belt by purging some easy debts first.

Huge data sets were shared with IDEO staff for their project, but even members of the SF Board of Education have no access to files showing how many students at each school have not yet returned a meal application, or how many ate school lunch in October, or how much cafeteria debt each school is accumulating.

When consumers come to us, most of them have no idea how they accumulated so much debt or how to resolve it.

Although sadly in the past two years, the average 4 year graduate accumulates $ 26,000 to $ 29,000 in loans, and their yearly salaries are not much higher than that, or even worse, their salaries are even lower than what they have accumulated in debt.

Unfortunately, a scenario we see too often is a cardholder who has accumulated too much credit card debt and ends up spending most of their monthly payments paying off the interest, rather than reducing their total debt.

Rising health care expenses and the cost of living, combined with a reduction in retirement income, have made the golden years much more challenging and caused seniors to accumulate significant debt.

When you've accumulated credit card debt that you can't repay each month, it can be easy to ignore how much you owe.

Others have simply accumulated far too much consumer debt, such as credit cards.

Depending on just how much student loan debt you have accumulated, the PSLF program can be extremely valuable.

When enough has accumulated, the debt settlement company will contact your creditors and attempt to get them to accept a much smaller amount, say 10 % to 50 % of the total you owe, and write the rest off as a bad debt.

Whether you've defaulted in the past or accumulated too much debt, the important thing is to make sure you have a plan to either rebuild your credit or pay down the debt.

If someone knew that accumulating too much credit card debt could prevent them from making a large purchase such as a home or car, it would likely cause them to rethink their spending.

The Bank of Canada has long warned about Canadians accumulating too much debt in this unusual era of low borrowing costs, but has been restrained from pushing back with higher rates for fear of damaging the economy.

«In this cohort, unprepared households have failed to save sufficiently or have accumulated too much debt,» the report said.

Another layer to this story is the fact no other country in the history of the modern world has accumulated as much debt as fast as China.

And the wealth gap is also large for households headed by young adults without a bachelor's degree: Those with no student debt have accumulated roughly nine times as much wealth as debtor households ($ 10,900 vs. $ 1,200).

When lenders review your credit report, they are not only reviewing your repayment habits but also how much you owe and what types of debt you have accumulated.

Debt consolidation and debt management programs are offered as alternatives during those classes, but Badgley said when too much time and debt have accumulated, bankruptcy is the most viable optDebt consolidation and debt management programs are offered as alternatives during those classes, but Badgley said when too much time and debt have accumulated, bankruptcy is the most viable optdebt management programs are offered as alternatives during those classes, but Badgley said when too much time and debt have accumulated, bankruptcy is the most viable optdebt have accumulated, bankruptcy is the most viable option.

One way of answering this question is to look at how much income you make after grad school compared to the amount of debt you've now accumulated.

Native peoples would no doubt be amused that much of our «ownership» is now «underwater,» submerged in debt accumulated in a frenzy of consumption and greed.

She ran a day care from her home but had accumulated too much debt and not enough down payment to qualify for a mortgage.