Sentences with phrase «much debt when»

Not exact matches

When both lender and borrower are businesses, much of the evaluation relies on analyzing the borrower's balance sheet, cash flow statements, inventory turnover rates, debt structure, management performance, and market conditions.

Pretty much from his first statements as governor in 2013 — that's about $ 100,000 ago in real estate appreciation terms — through to last week when the bank released its latest financial system review, Poloz has walked a tightrope between admitting that elevated house prices and debt levels pose a risk to the economy, and assuring Canadians that the likelihood of a crash is actually pretty low.

When Hausmann was challenged on the point that the U.S. was actually paying to service its debt, he replied: «Yes, but they are making much more money on their investments abroad than they are paying on their liabilities abroad.»

For more than 20 years she has helped consumers push the financial reset button when debt triggered by divorce, unemployment, or a costly illness or medical episode became too much to handle.

Unlike the years before the crisis, the global consensus now is that governments should be agnostic when it comes to fiscal policy; too much debt is problematic (Greece, Spain, etc.), but it can take more than a balanced budget to inspire business confidence and get executives to spend.

The looming sense of dread you feel when you can't pay off a credit card bill at the end of the month could later remind you not to take on too much debt at your company.

When liquidity is flowing, valuations don't matter as much, and the risk of default goes way down for venture debt investors.

When consolidating debt, you'll reduce the number of payments you have to make each month, making your payments much easier to keep track of.

This would sharply enhance growth rates during the expansion phase, much like margin borrowing enhances returns when market prices are rising faster than the debt servicing costs, but at the expense of sub-par performance once conditions reverse.

The problems can become much more acute when factoring in stress caused by student debt.

You may dismiss this as politically unthinkable, but when the next recession comes, we will start with much higher debt levels than we had in 2008.

It is only when credit growth begins to decelerate much more rapidly than nominal GDP growth that we can begin to talk hopefully about China's moving in the right direction, and it is only when credit growth falls permanently below the growth rate of the economy's debt - servicing capacity that China will have adjusted.

Selling that much debt, especially at a time when emerging markets are suddenly out of favor, «will require the government to do a good job communicating its strategy on the fiscal and monetary side.»

Assuming that the total amount of bad debt in the banking system exceeds total bank capital — something which is almost certainly true — the conversion of debt which can not be serviced into an equity position that is unlikely to generate much more (and in an economic downturn, which is when we are most concerned about the debt burden, we can assume that the decline in value of these equity positions will be highly correlated) leaves the net indebtedness of the banking system unchanged, and so the contingent liabilities of the government are unchanged even as reported debt in the system declines.

In «Clark Smart Parents, Clark Smart Kids,» he addresses everything from allowances — when and how much to give — to teaching teens about credit cards and navigating the purchase of a first car — how to get it, pay for it, and insure it — to saving for college, paying off loans, staying out of debt, and much more!

When Christine Lagarde started to repeat his refusal to back the recent IMF staff report endorsing write - down of Greek debt, the staff leaked it this spring, much to her embarrassment when the IMF signed onto a troika program with no real debt relWhen Christine Lagarde started to repeat his refusal to back the recent IMF staff report endorsing write - down of Greek debt, the staff leaked it this spring, much to her embarrassment when the IMF signed onto a troika program with no real debt relwhen the IMF signed onto a troika program with no real debt relief.

The problem with all this is that when large banks are funded by so much debt (and so little equity) they're in much greater danger of insolvency during an economic downturn.

This is the next great challenge for Beijing, and when the regulators finally do start to repair overextended balance sheet, with a much higher debt - to - GDP ratio than any other country at China's stage of economic development, according to a presentation Monday night by my very smart former student, Chen Long, I expect annual GDP growth rates will continue dropping steadily, by 1 - 2 percentage points a year through the rest of this decade (and there has been increasing talk in the past month or two that GDP growth rates are already 1 - 2 points below the printed rates).

That's because the IRS considers forgiven debt to be taxable income so if you borrowed a substantial amount and didn't make much of a dent in the balance, all that money has to be reported when you file.

If not, you could end up in debt for much longer when the introductory rate expires.

The study points out that borrowing so much could stretch these young peoples» budgets, especially when one considers many also may have a mortgage, as well as significant student debt.

With corporate leverage, too little makes you a takeover target, and too much means bankruptcy when rates rise and you can't roll the debt.

The rotation from long to short term is much more pronounced when it comes to funds dedicated to investment grade corporate debt.

Restricting your spending when you are young, only to die with too much is the mirror image of spending too much while you are young, and dying in debt with nothing to leave behind.

«We rarely use much debt and, when we do, we attempt to structure it on a long - term fixed rate basis.

The answer is that Fed policy is the primary factor driving the returns of short - term bonds, meaning that they tend to hold up much better than long - term debt when the Fed is expected to keep rates low as was the case in 2013.

When it comes to mortgage approval, much depends on the borrower's total debt load at the time of application, as well as the payment history.

Tronc said it would use the sale proceeds to extinguish about $ 340 million in long - term debt, much of it attributable to the 2014 spinoff when Tribune Co. split into Tribune Media and Tribune Publishing.

When you compare all of those numbers together, it should become apparent how much money you could be throwing at your debts every month.

Much of that debt has been taken on over the last decade, when rates were very, very low.

Much of Neiman Marcus's debt load stems from its $ 6 billion leveraged buyout in 2013, when Ares and Canadian public pension fund CPPIB acquired it from other private equity firms.

If you have debt across multiple credit cards, it can be tough to remember how much you owe and when your monthly payments are due.

When assessing how to fund growth, it's essential to calculate how much debt you're already carrying — and your comfort level adding to that debt.

And so for example, if you look at U.S. government debt, which is the one almost everyone always talks about, most people aren't sitting there worrying about how much debt does Amazon have, when you look at government debt, interest payments on government debt as a percent of GDP or as a percent of tax revenue, currently because interest rates are relatively low, are very low, are running half, literally half of what they were in the second half of the»80s and the first half of the»90s.

When you only have so much money to go around, do you use it to pay down your student loan debt or add to your retirement fund?

If you own shares of McDonald's, Johnson & Johnson, an S&P 500 index fund, or any other countless security, when you glance over your reports, you should know exactly why you own them — how much you expect earnings per share to rise over the next decade, management's capital allocation policies (dividends vs. share repurchases vs. debt reduction vs. acquisitions, vs. growing organically), as well a legal and economic trends that might affect your position.

Those are just some of the risks that debt adds to your life — risks we don't think about too much when everything is going well.

My main goal right now is to get out of debt, I often here many people say that but when I ask them how much debt they have they respond with «I have about...» or «I don't know more than I want» if they don't even know how much debt they have how can they know how much they need to pay it off.

I try to be open minded and not judge, but when people complain about how much debt they have or how they can't afford a home when they're spending on so many luxuries, are we going to sit back and say that's okay when it's not?

That's why your pre-existing debt will affect how much home you qualify for when it comes to securing a mortgage.

This is what we found out: The major reasons why firms cut their dividend had to do with preserving cash amid a secular or cyclical downturn in demand for their products / services or when faced with excessive leverage (how much debt they held on their respective balance sheets) during tightening credit markets.

When you finally start repaying your loans, you're looking at more than $ 30,000 in debt — even though you didn't borrow that much.

It's these things that put me off organised Christianity amongst other horrible experiences I've gone through like tithing while in debt and battling to feed my kids to a pastor who is much richer than me and having to fast when I'm working a day job and if I don't fast and pray I'm sending people to hell.

It's always amazing to me when I help someone organize their finances and they have no idea how much debt they have.

When owners are personally liable for the effects of what the business does, and for paying the debts the business incurs, their relation to the business are much closer.

This helps explain why our debt burden has not yet triggered what standard economic theory would dictate: a steep decline in the value of the U.S. dollar followed by a severe contraction of the American economy when we found we could no longer afford the foreign goods we like so much.

When seen for what it is, much of debt is the Negative Unreal which is Hell.

But when he actually describes the intellectual debts of the pro-American team, it's pretty much ME, that is, my singularly judicious mixture of John Courtney Murray and Orestes Brownson.

We had — family come from as far as Edinburgh and Devon, 2 Christmas dinners to accommodate said family, 2 present opening sessions, some good long walks to work off excessive food, cousins all catching up with each other, a bit too much to eat and drink, relaxing afternoons when we could do nothing because it was raining and anyway it was getting dark soon so we might as well call it a day, and a mammoth monopoly game, which carried on so far that someone had bought jail, chance and community chest, and someone else had «banker» debt status, which meant he could borrow as much as he wanted.

I have example to Back my Statement... In 2003 Real Madrid bought Beckham from Man Utd for 25M which highest transfer amount that time and now if look at the transfer then average player also cost for 30 to 35M easily... So it very difficult to know how much we have earned from every year making Champions League but yes certainly we must have earned lot because we were 500M debt ridden club when we moved to Emirates Stadium and now we are debt free entity so there is good possibility that we have earn lot from Champions League qualifications and also from Highbury real estate projects as well....