* How
much equity already exists in the property?
Not exact matches
Jensen says the dollar amounts that have
already been shifted from
equities to bonds are enormous, and
much more will follow if pensions across the EU are included.
As a result, risky asset classes such as
equities and commodities will be assigned
much higher reserve requirements than bonds, which is why some insurance industry players are
already dumping
equities to hold a greater proportion of bonds.
While this schedule offers less flexibility than a HELOC does, home
equity loans are ideal if you
already know how
much you need to borrow.
If your credit score is
already on shaky ground, you might want to consider
equity financing instead, where credit scores don't play as
much of a role.
Psychologically, it's difficult to buy
equities when they have risen so
much already.
The bottom line: U.S.
equities can move higher in 2015, but as we've
already seen, the path is likely to be accompanied by
much more volatility.
But with
much of US real estate
already in negative
equity, banks are not going to start lending again on a large scale.
 The Harper government's decision last year to write off every penny of the auto aid and thus build it all into last year's deficit calculation (which I questioned at the time as curious and even misleading) has
already been proven wrong. Since the money was
already «written off» by Ottawa as a loss (on grounds that they had little confidence it would be repaid — contradicting their own assurances at the same time that it was an «investment,» not a bail - out), any repayment will come as a gain that can be recorded in the budget on the revenue side. Jim Flaherty has learned from past Finance Ministers (especially Paul Martin) that it's always politically better to make the budget situation look worse than it is (even when the bottom has fallen out of the balance), thus positioning yourself to triumphantly announce «surprising good news» (due, no doubt, to «careful fiscal management») down the road. The auto package could thus generate as
much as $ 10 billion in «surprising good news» for Ottawa in the years to come (depending on the ultimate worth of the public
equity share).
E! was
already under fire at the Golden Globes in January, where actress Eva Longoria used her interview to criticize the network over a pay
equity dispute involving former anchor Catt Sadler, who quit after learning she was making
much less than her male co-anchor.
For borrowers who
already have an FHA mortgage, regardless of how
much home
equity they have.
However, buying
equities in your child's name from any excess money (my very young niece and nephew
already each have $ 10,000 in
equities) and buying and selling to lock in tax - free capital gains each year as they grow older is a great way for them to have a really nice nest egg when they are older (but it could also be a bad thing having so
much money).
After spending too
much time doing analysis and research (I have a PhD to do) I decided to invest in Cadence Capital, a Listed Investment Company run by Karl Siegling whose investment philosophy I thought a good one (to buy undervalued and well run companies, only when prices were
already on the rise or short overpriced
equities, only when prices were declining)-- I still think this is an excellent LIC, and it has returned over 18 % p.a. since inception over 10 years ago.
The way to make these inherently profitable institutions «adequately capitalized» was to directly infuse
equity into the banks; put otherwise, it made
much more sense to buy newly issued bank common stocks from depository institutions, rather than
already outstanding common stock from bank stockholders.
Another option is to get a home
equity line of credit if that has
much less fees than the cash - out refi... however, I don't know if that makes sense if we are
already required to refinance in order to remove one of us from the mortgage.
But if the debt to
equity ratio is quite high, it may signal that the company is
already carrying too
much debt that may make it unable to pay its obligations to its creditors or lenders.
This partnership is also very
much in line with South Pole Group's constant expansion of climate impact assessments across all asset classes,
already including corporate bonds, real estate, private
equity, infrastructure as well as direct investments into forestry and agriculture assets.»
In this situation, a unilateral release of the guarantor might not be a great concern to the bank if the loan has
already been paid for a while, because the house will have
much more
equity in it, and the loan will have a
much smaller balance, after a few years, particularly if the market value of the house is also stable or increasing.
Foreign investors are thought to be the key to keeping
much afloat in Canada, but many not benefiting from
equity already gained are starting to feel enraged at the lack of will to stop so
much foreign investment and immigration where enclaves of sorts are developing instead of more living in a truly multicultural way as was intended (as a Fraser Institute article stated and with articles after stating they are misguided); plus, many are becoming citizens with little real interest in Canada aside from the passport and money, so many discussions are occurring on the coast, at least, on dual citizenship and its impact.
In situations such as this, it is advisable for potential investors to get outside advice and conduct thorough due diligence to find out the following: when will the investment be paid back; what is the anticipated return on investment, how
much equity has
already been invested and subsequently consumed, liquidity of the shares, and what rights (voting rights) accompany the shares.