Sentences with phrase «much equity you hold»

Your application will be assessed and if approved, you will be given a loan based on how much equity you hold and how much the lender thinks you can afford to repay.

Make sure you understand these projections and how changes in circumstances could change how much equity you hold in your home.

Not exact matches

As a result, risky asset classes such as equities and commodities will be assigned much higher reserve requirements than bonds, which is why some insurance industry players are already dumping equities to hold a greater proportion of bonds.

This doesn't hold much significance for business owners, because it doesn't show how the owner's equity is grown.

Because hedge funds are not required to report their bond holdings to the SEC (although they do have to report equity positions), we don't know exactly who owns how much of which Puerto Rico bonds.

Junior creditors led by Appaloosa Management remain the biggest hold - outs in the CEOC bankruptcy, and have said they have as much as $ 12 billion in claims against Caesars Entertainment and its private equity backers, Apollo Global Management LLC and TPG Capital LP.

After all, the currency fueling much of the deal - making — those companies» inflated equity valuations — is now depressed, and acquisition targets may prefer to hold out for a higher price.

Owned by private equity group Leonard Green & Partners after a leveraged buyout for $ 1.3 billion in 2006, the company is entering bankruptcy in a bid to held shed much of its debt and clean up its balance sheet.

It doesn't offer much for startups without a product, nor does it hold out any promise of equity funding.

Common Equity - Common equity are a measure of how much equity is held by common stockholders of a company or corporEquity - Common equity are a measure of how much equity is held by common stockholders of a company or corporequity are a measure of how much equity is held by common stockholders of a company or corporequity is held by common stockholders of a company or corporation.

CPPI rebalancing must be used in tandem with rebalancing and portfolio optimization strategies as it fails to provide details on the frequency of rebalancing, and only indicates how much equity should be held within a portfolio rather than providing a holding breakdown of asset classes along with their ideal corridors.

I measure my success as an adviser with one eye on the growth of the core business and the other on how much equity the founders are able to hold on to through that process.

Pretty much everything and everyone says that now I'm older I need to reduce risk and volatility by holding bonds (e.g. McClung receommended 50 - 60 % equities).

As households have simultaneously increased their debt levels and equity holdings, they are now much more exposed to changes in interest rates and equity prices than has been the case in previous cycles.

Although its unclear the size of the stake the Microsoft currently holds — shares could have been sold or transferred over the last two years that would modify equity percentages — the relatively small amount of cash that B&N is paying Microsoft suggests that Nook Media is not worth all that much.

You will need to check with your present lender to see how much equity the home now holds.

With housing values still falling in many areas, you may want to hold on to as much equity as you can

The first thing you have to examine when deciding how much you can spend on your new home is how much you are worth, taking into account your income, savings, investments and other holdings such as Individual Retirement Accounts (IRAs) or Keogh plans, the cash value of your life insurance, pensions or corporate savings plans, and equity in real estate.

The US and other governments demonstrated their commitment to prevent the collapse of those «too big to fail» and with that government backstop, coupled with a global equities rally, it's become more evident that the underlying holdings are that much less likely to default on their debt obligations.

They hold potential to offer much higher returns but are unpredictable and hence equity mutual funds are riskiest when compared to SCSS & Debt funds.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

The data presented above shows that when equity funds were divided into quartiles based on their average holding period, a much higher percentage of funds with longer holding periods outperformed the benchmark over the full period than did funds in any of the other quartiles.

As Joe will note in his article, I'm an advocate of much more caution about stock investing than seems to prevail today (thanks, in my opinion, to Wall Street marketing), and I hold what many would consider heretical views on equity investing.

If you're holding bond funds in non-registered accounts and Canadian equity funds in your RRSP, for example, you're paying too much tax.

As long as your child is eight or younger, you can hold as much in equities as you can stomach.

Well, unless you've been rebalancing periodically (or pulling money from your stock holdings), the fact that stocks have returned roughly four times as much as bonds over the past five years would have significantly titled your portfolio mix much more toward equities, making it more vulnerable to a setback than it was five years ago.

When deciding whether to invest in equities, and how much you can allocate to them, on top of your time horizon is the matter of risk tolerance: your ability to receive a statement from your financial institution showing that the value of your investments had been cut in half, and to not panic or lose sleep at night — or worse yet, log in to your account and sell all of your holdings out of fear or disgust.

(Most bondholders have no desire to hold equity at all, much less an illiquid penny stock, thus the 54 % lockup).

Today, Annaly is holding five and a half times as much debt as equity, and American Capital Agency has seven times.

So, unless there is very much over-weight situation in Portfolio skewed towards equity or some cash - flow requirement, there is no point of holding back from investments.

Investors should reexamine their current allocation to determine how much international small - cap stocks exposure they have truly gained via their other international equity holdings.

For many investors, equities and bonds comprise their entire portfolio, as the risk of inflation is too great to hold much cash - equivalent assets in a long - term portfolio.

«It's a very simple strategy,» says Stevens, who stresses this only works for people who hold much of their RRSP in equities.

Sharpe's CAPM was widely held as the explanation of equity returns until 1992 when Nobel Laureate Eugene Fama and Kenneth French introduced their Fama / French Three - Factor Model, identifying market, size and value as the three factors that explain as much as 96 % of the returns of diversified stock portfolios.

Since the return on short - term cash investments is generally much less than that of riskier asset classes like equities, holding these higher cash levels can end up reducing an active manager's returns.

American home equity has recently recovered, but much of this household wealth is more likely to be held by older, high - credit - score borrowers less exposed to financial shocks.

Now as noted above, in pretty much every law firm I've encountered, it's assumed that power resides with the partners based on their «ownership» of the firm, the equity stake they hold in it.

(Equity partners, that is — I'm not bothering with the transparently profiteering holding pen of the «non-equity partner,» a term that still makes about as much sense as «non-lawyer attorney.»)

The first thing you have to examine when deciding how much you can spend on your new home is how much you are worth, taking into account your income, savings, investments and other holdings such as Individual Retirement Accounts (IRAs) or Keogh plans, the cash value of your life insurance, pensions or corporate savings plans, and equity in real estate.