Sentences with phrase «much higher credit»

Couple that with the FACT that mortgages of the last 5 years have been of MUCH higher credit quality (no more people that couldn't buy homes could anymore, and are therefore less likely to default), we see an ever - improving real estate market that should stand on its own after years of being propped up by Washington.

«The vast majority of our customers have been successful with their loans and leave us with a much higher credit score,» said Mr. Hyde, Prestige's chief operating officer.

One of the first time home buyers we helped a few years ago was proudly showing off his new and much higher credit score - a 100 points higher than before he bought his home.

The investment is well worth it because in the end, you may be able to achieve a much higher credit rating once these changes to your credit report are recalculated into your FICO score.

This means that two credit reports may produce a much higher credit score, while the third report may produce a much lower score.

However, a home equity line of credit often comes with a much higher credit limit than traditional credit cards as well as a lower interest rate over time.

You'll need a much higher credit rating in order to access the same financing options at USAA, so if you're not sure of your credit, it may be better to start at Navy Federal.

Finally, I have access to a much higher credit limit than I do savings.

Because it hasn't, the only other way I can get reported GDP growth to reconcile with much higher credit growth is to assume that much of the investment will never result in increased productivity, and so will never cause GDP growth to pick up.

Then we want to give you a much higher credit limit because now you have a much better risk profile.

Not exact matches

Asset Finance requires assets of course and invoice discounting or invoice factoring depends on the business providing products or services on credit, which excludes much of our high street.

«If we can be exposing a sixth grader to the idea of FAFSA and student loans and credit history and credit reports, that student will be in a much better position in high school and beyond.»

Over the long term, if you maintain a balance on a store credit card, for example, the fees and interest charges are often much higher than a major credit card.

Bonds of companies with high credit scores haven't suffered much yet, but those companies typically borrow from the bond market.

The program would credit the business owner an extra $ 750 per employee, the brief says, and there would be limits on how much high earning executives could put away.

It has a much higher annual fee than the Preferred — $ 450 — but in exchange for that, you'll get a $ 300 statement credit each cardmember year to cover your first $ 300 of travel charges, and a higher earning rate of 3x points on travel and dining purchases.

Interest rates are generally a little higher than what a bank will charge, but it's much less than what you'll have to pay on many credit cards.

Unlike personal cards, which are pretty much open to anyone with a high enough credit score, business credit cards require you to own a business to apply.

yields will hit the highs on close end of the day... equity markets setting up to be slammed tomorrow maybe but today they have run over weak shorts in the face of rates... the federal reserve see's this and again will wonder if they are behind on hikes, strong data, major expansion in credit, lack of wage growth rising bond yields and ballooning debt... rates will go much higher and equities will have revelations as to what that means for valuations

The share of credit on interest - only terms has always been much higher for investors than owner - occupiers (consistent with the associated tax benefits for investors).

It will take time for the elimination of these transfers to work themselves fully though the economy, but we are already seeing their very obvious initial impacts in the much lower GDP growth numbers, even as credit creation remains high.

The rates are typically much more favorable with these options compared with credit cards, with the best rates going to consumers with higher credit scores.

The researchers use the same trick as before to work out how much more likely people are to default when offered a higher credit limit.

While the rates offered by the company were much higher than those for other online lenders, customers are not required to provide collateral, and rates are still lower than what you would see for payday loans or no credit check loans.

Comparing our opportunity to Japan's, isn't our sovereign credit risk much higher than Japan's in terms of per capita GDP growth, structural balance - of - payments deficit, history of default and history of inflation?

The card's early spend bonus is quite attractive for the VentureOne ®, but for users with longer - term horizons and higher amounts of charges, the Capital One ® Quicksilver ® Cash Rewards Credit Card is much better.

This is much higher than the minimum requirements — Prosper only requires a minimum credit score of 640 and at least $ 1 in stated annual income (other requirements apply).

I based my growth expectations on what I think were conservative estimates of consumption growth and the growth in productive investment (with which the reported data is currently consistent, although do not prove my assumptions one way or the other), but I always pointed out that as long as credit growth accelerated, the growth in non-productive investment would remain high, in which case reported GDP would also remain high for much longer.

If the company has so much cash reserve and is willing to lend to people who joined their network, why would they want you to negotiate with your credit card company for a higher credit limit?

If you don't have much in the way of credit references on your credit reports, you'll have what's called a «thin file» and it will be harder to earn a high score.

«We're entering year nine of the longest uninterrupted auto credit cycle on record, and auto makers and suppliers will find it hard to push earnings much higher, which will drive them to get creative on expanding the multiple.

Now high - interest short - term loans can be found online, making it that much easier to ensnare borrowers who think they have no credit options.

It's like getting a credit card, except it comes with a much higher limit and is secured by your house.

Default on your mortgage and every future lender will either deny you credit or charge you much higher rates... and rightly so.

BHP Billiton, on the other hand, has a much stronger balance sheet, with the highest credit rating in the mining sector thanks to an A credit rating.

Consumers with excellent credit profiles typically pay interest rates below the 60 month average of 4.21 %, while those with credit profiles in need of improvement should expect to pay much higher rates.

While no one is expecting a new peak in trading like the ones that occurred in 2009 and shortly before the financial crisis, the trading desks of the biggest U.S. banks are expected report revenue as much as 5 % higher than a year ago, say analysts at Credit Suisse.

Credit scores are not only higher, but they also understate the quality of recent borrowers, who have earned these scores during a much tougher environment.

«The new credit applies on a much higher income level,» said Leon LaBrecque, CEO of LJPR Financial Advisers in Troy, Mich. «A lot of people will get to use it who didn't get a child credit before.»

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

Compare how much you could potentially save in interest payments with an Express Personal Loan vs. a traditional high - interest credit card.

They include good cash reserves, excellent credit, conservative use of debt, a career in a lucrative industry, and a new house payment that's no higher (or not much higher) than the previous housing expense.

Since central governments are already effectively underwriting high street banks» credit creation processes, and emoney is spreading like wildfire, why bother with high street banks for the payment function, especially when they charge so much for so little?

By contrast, high - quality bonds such as those found in investment - grade corporate funds like the iShares 1 - 3 Year Credit Bond ETF (CSJ A-89) and the iShares iBoxx $ Investment Grade Corporate Bond ETF (LQD A-66), etc.), or in Treasury portfolios such as the iShares 1 - 3 Year Treasury Bond ETF (SHY A-97) or the iShares 10 - 20 Year Treasury Bond ETF (TLH B - 65), etc.) tend to buffer portfolio volatility to a much greater degree.

Rates tend to be a little higher compared to other peer loans sites from 7 % to 28 % for poor credit borrowers but still much lower compared to payday lenders.

However, certain banks or lenders often try to weed out potential borrowers that could be a credit risk, which means they'll have a much higher minimum credit score guideline.

The average debt per account is close to $ 1,700, according to information from the New York Federal Reserve, but since consumers often hold more than one credit card, the credit card debt per American is much higher — estimated at over $ 5,000 by CreditCards.com and Transunion in separate analyses.

Once this promo period expires, often the rate you'll see on a balance transfer credit card is much higher than on a personal loan.

«Make minimum payments on the necessities and other debt, and pump as much money as you can into your highest rate credit card or loan,» she said.

They failed to take credit or make the case for the economic upturn, and how their policies have much to do with lower unemployment (5.8 %), significant debt reduction, healthy corporate balance sheets, greater financial stability (Dodds - Frank), record stock market numbers, as well as reducing the gap between high earners and the middle class through Obamacare and reducing the Bush tax cuts.