Sentences with phrase «much higher debt»

This is the next great challenge for Beijing, and when the regulators finally do start to repair overextended balance sheet, with a much higher debt - to - GDP ratio than any other country at China's stage of economic development, according to a presentation Monday night by my very smart former student, Chen Long, I expect annual GDP growth rates will continue dropping steadily, by 1 - 2 percentage points a year through the rest of this decade (and there has been increasing talk in the past month or two that GDP growth rates are already 1 - 2 points below the printed rates).

You may dismiss this as politically unthinkable, but when the next recession comes, we will start with much higher debt levels than we had in 2008.

Not exact matches

«Their economies are actually growing more than other economies, their quality rating is higher, the debt to GDP is much lower than the industrialized world.

And while Macdonald did not look into it, other studies have pointed to another major influence China has had lately on many countries, including Canada: how its high savings rate and mounting foreign currency reserves, much of it invested in benchmark U.S. government debt, have depressed interest rates around the world.

While the high level of existing debt means rate hikes will have a stronger impact in cooling demand than they did in previous years, it is still too soon to know just how much of an effect the bank's three rate hikes have had, Poloz said.

Most companies experience cash flow challenges within the first few years of operation and, for a large percentage of those businesses, the obstacle of high operating expenses and compounding debt proves to be too much -LSB-...]

Now even the Chinese have debt, and the debt is much higher.

But he points to a report from the Parliamentary Budget Officer released earlier this year showing that, since 2009, the debt service ratio — a measure of income spent to pay debt — has remained steady at around 14 per cent, not much higher than the long - term average.

Most companies experience cash flow challenges within the first few years of operation and, for a large percentage of those businesses, the obstacle of high operating expenses and compounding debt proves to be too much to handle.

Although that's technically your lowest - rate debt, it may be a more pressing priority if you'll soon have a much higher rate.

«Much of the welfare state concept was always an illusion, one financed by lavish amounts of debt for which present and future taxpayers will pay in the form of higher taxes and reduced services during their lifetimes,» writes University of Calgary lecturer Mark Milke in a recent article.

With the rate of home ownership now close to 70 %, and with household debt at a record high, much of the financial health of Canadian households is inextricably linked to home values, making it the kind of dominant concern that not only affects household finances, but consumer psychology and confidence.

On the household - debt - to - disposable - income ratio, some experts see it as just one number out of many and insist that consideration must be given to the composition of the debt, such as how much of it is high risk.

Part of what has supported this recovery since the crisis has been fiscal policy, so we have much higher government debt than we had before, where is the room for governments to do fiscal expansion in a renewed downturn?

yields will hit the highs on close end of the day... equity markets setting up to be slammed tomorrow maybe but today they have run over weak shorts in the face of rates... the federal reserve see's this and again will wonder if they are behind on hikes, strong data, major expansion in credit, lack of wage growth rising bond yields and ballooning debt... rates will go much higher and equities will have revelations as to what that means for valuations

China certainly has a high absolute level of debt, with levels much higher than those seen in other emerging market (EM) countries who experienced debt crises, according to Bloomberg data.

This means that countries that owe foreign debt, that's almost all denominated in dollars, especially to the International Monetary Fund or the World Bank, they're going to have to pay much more money in higher - priced dollars for their own currency.

If this ratio is too high, meaning you have too much debt relative to your income, you may be turned down for a loan.

In the end, revolving debt almost always has a much higher interest rate.

In a low - inflation environment, nominal interest rates are also low, and households are able to service much higher levels of debt than they could in the past.

A world of excess savings is prone to bubbles, and either debt - fueled consumption or high unemployment, and this pretty much describes the world we have been living for the past two decades.

The Pennsylvania legislature recently passed a bill that will ensure borrowers are up - to - date on their student loan debt.The average Pennsylvania college student graduates with $ 35,000 in student loans, which is higher than any other state in the U.S. And within three years of graduation, 10 percent of Pennsylvania student loan borrowers default on their debt.In order to combat this problem, the Pennsylvania House of Representatives recently passed a bill that would ensure students stay informed about how much debt they are accumulating.HB 2124 would require all colleges and universities to provide annual notices to students about their outstanding student...

And third, China could simply reduce its capital exports abroad, in which case it would be forced into a lower trade surplus, which could only be countered, in China's case, with higher unemployment or a much faster increase in debt.

College graduates (with or without debt) have significantly higher incomes, but aren't saving much more: overall, they allocate 25 % of incremental income towards rent, 65 % towards other expenses, and only 10 % towards savings.

The job growth is fake, there's been no wage growth since 1999, inflation numbers are false, government debt is too high, corporate profits are too low, corporate profits are unsustainably high, companies aren't reinvesting their profits, companies are buying back too much stock, the Federal Reserve is propping up the market, the Federal Reserve is keeping rates artificially low, and so on.

You can invest in higher yielding properties at much lower valuations for $ 5,000 — $ 10,000 minimums versus coming up with a $ 200,000 + downpayment and taking on $ 1,000,000 in mortgage debt for the median SF or NYC home price.

As much as paying off debt is important, if you won't be able to pay off all your debt, you can use the deductibility you have from some to save on taxes and create an income to pay off the high - interest or bad debt.

This may seem counterintuitive because the math would seem to tell you to pay off the highest interest debt first, but accumulating debt is as much a behavioral problem as a math problem, so get some easy wins under your belt by purging some easy debts first.

With a relatively high rate of saving and no expensive debt, you can fairly quickly eclipse people who earn much more than you, but overspend like crazy.

Enter a higher figure to see how much money you can save by paying off your debt faster.

However the firm does have first rate assets, a fairly high debt load, and it's big enough to move the needle for a major company but small enough not to cause too much indecision for a nervous acquirer's board.

Under the AFS, there would be a much higher fiscal gap of 3.9 percent of GDP (the equivalent of $ 9.7 trillion over ten years) for stabilizing the debt and 5.1 percent ($ 12.9 trillion) for reducing it to 40 percent of GDP.

Relatively high debt loads as featured on pretty much every junk - rated issuer's balance sheet must be serviced with cash.

For instance, a big special dividend financed by debt would still leave shareholders with a period of high leverage and potential earnings volatility before they have as much in their pockets as the buyout price.

Adair Turner, former chief regulator of the British banks, argues that we need to reign in the growth of unproductive private debt by imposing tighter controls on banks through much higher capital requirements and by imposing limits on borrowing, such as maximum loan to value mortgage rules.

Once you've paid off the highest interest debt, start paying as much as possible to the next highest interest rate debt.

This means that Governments around the world will be competing with their own Central Banks to sell debt, and the result could be much higher bond yields going forward.

«To succeed in the Gig Economy, we need to create a financially flexible life of lower fixed costs, higher savings, and much less debt,» Diane Mulcahy, a senior analyst at the Kauffman Foundation and a lecturer at Babson College, writes in her book «The Gig Economy,» which is part economic argument and part how - to guide.

The notorious debt - to - income ratio, at a record high, has been cited time and again by Finance Minister Flaherty and Carney as a sign consumers have taken on too much debt.

They include good cash reserves, excellent credit, conservative use of debt, a career in a lucrative industry, and a new house payment that's no higher (or not much higher) than the previous housing expense.

Today the position of the USA isn't what it was in the 1970's, and the debt load relative to GDP is much, much higher.

Many students are graduating with much higher loan debt, and this is just the average for under graduate degrees.

In WILTW May 26, 2016, we pointed out that more Americans in the 18 to 34 - year old age group were more likely to be living with their parents (32.1 %), the highest percentage since the 1930s, as opposed to living with their spouse or partner in a separate household (31.6 %)-- the unfortunate result of too little high - wage job creation and too much student loan debt.

The average debt per account is close to $ 1,700, according to information from the New York Federal Reserve, but since consumers often hold more than one credit card, the credit card debt per American is much higher — estimated at over $ 5,000 by CreditCards.com and Transunion in separate analyses.

Additionally, card companies can add a late fee of $ 35 to $ 40, as well as apply a penalty interest rate — which will make the cost of the outstanding debt much higher.

Similarly, lower - tranche mortgage securities and CDOs (and increasingly the higher - rated ones) are facing disappointments in their payment streams due to mortgage foreclosures, while potential buyers of these securities require much higher risk premiums as compensation, which we observe as still lower prices for that mortgage debt.

«Make minimum payments on the necessities and other debt, and pump as much money as you can into your highest rate credit card or loan,» she said.

In the US one households can walk away (and this is a viable circuit breaker) but in Aus the stakes are so much higher — because the debt follows the mortgagee for life.

They failed to take credit or make the case for the economic upturn, and how their policies have much to do with lower unemployment (5.8 %), significant debt reduction, healthy corporate balance sheets, greater financial stability (Dodds - Frank), record stock market numbers, as well as reducing the gap between high earners and the middle class through Obamacare and reducing the Bush tax cuts.

People frequently use Home Equity Lines of Credit to pay off high - interest rate debt like credit cards since HELOC interest rates are much lower and repayment terms can be interest only.