«I thought we'd be making
a much higher household income by now,» Elliot said.
Not exact matches
While
household spending is similar in some areas, low - income Americans spend a significantly larger proportion of their money on housing, while
high - income Americans spend a
much higher proportion on insurance and retirement expenses.
«For decades,
households in Ontario had incomes as
much as 20 per cent above the Canada average, and 10 per cent
higher as recently as the turn of the century.
Together, Lane and Comley looked at the Broadway theater demographics, which has remained the same for many years — over 40 years old, Caucasian, largely female,
higher average education and
much higher disposable income than an average American family (the latest figure places the average annual
household income of the Broadway theatergoer at $ 194,940).
With the rate of home ownership now close to 70 %, and with
household debt at a record
high,
much of the financial health of Canadian
households is inextricably linked to home values, making it the kind of dominant concern that not only affects
household finances, but consumer psychology and confidence.
On the
household - debt - to - disposable - income ratio, some experts see it as just one number out of many and insist that consideration must be given to the composition of the debt, such as how
much of it is
high risk.
High - income
households, meanwhile, will pay
much more in taxes under a Clinton White House.
At a price tag roughly $ 15,000
higher than the median
household income in the U.S., I guess you'd expect as
much.
In a low - inflation environment, nominal interest rates are also low, and
households are able to service
much higher levels of debt than they could in the past.
Likewise, the disinflationary tailwind of lower oil and gas prices should provide a
much greater disposable income boost to lower income
households than
higher income groups, as the former generally spend a larger share of income on energy.
For lower income
households, food makes up a
much higher percentage of incomes at 32.6 % — and how individual foods change in price can make a big difference at the dinner table.
A
high DTI commits
much of your
household income to housing payments.
In WILTW May 26, 2016, we pointed out that more Americans in the 18 to 34 - year old age group were more likely to be living with their parents (32.1 %), the
highest percentage since the 1930s, as opposed to living with their spouse or partner in a separate
household (31.6 %)-- the unfortunate result of too little
high - wage job creation and too
much student loan debt.
In the US one
households can walk away (and this is a viable circuit breaker) but in Aus the stakes are so
much higher — because the debt follows the mortgagee for life.
Many kids are raised in emotionally, physically or verbally abusive
households, and let's not forget that numerous studies indicate that kids who grow up in a
high - conflict family suffer as
much as those whose parents are divorced, and that they do often better if their parents split.
Families with incomes just above 185 percent of the poverty line face
much tighter
household budgets than those with significantly
higher incomes.
When a teachers assistant at Chicago's North - Grand
High School handed in her child's lunch form last school year, it showed that her
household made too
much money for the child to receive free lunches.
Median adjusted annual income5 for a single dad
household of three is about $ 40,000 — a far cry from the $ 70,000 median among
households headed by married fathers, but
much higher than that of
households headed by single mothers, where the median adjusted annual income for a three - person
household is only $ 26,000.
While that number is still
much too
high — almost one in five
households — it does represent a slight decrease from 2009 (by.8 %).
Improving the homes of all low income
households, rather than «LIHC fuel poor»,
households is required as it helps overcome the difficulty of «churn» arising from the relative Low Income
High Cost (LIHC) definition and make the delivery and targeting of programmes
much more straightforward.
This is still
much higher than at the start of the Great Recession in 2008, when 39 percent of children were considered low income and 18 percent lived in poor
households.
However, clearly poorer
households still have less healthy shopping baskets and the broad reformulation of foods
high in salt has not reached them as
much as we would have hoped.»
The general poverty reduction was
much higher among older people and in
households with no youths or children.
A child who comes to school malnourished, from a poor
household, having a mother with less than a
high school education, or a parent whose primary language is not English is
much more likely than a classmate without those factors to have academic and behavioral problems later on.
The number of children living in food - insecure
households was
much higher — 13.1 percent.
High boundary participation neighborhoods have
much lower shares of family
households headed by a single mother (15 percent, compared to 56 percent in low boundary participation neighborhoods).
Then there is the lack of
high - quality data on district and school performance, which is as
much a problem for highly - educated
households as it is for less - educated ones.
For instance, the southern part of East Harlem reported
much higher home values than the upper half, despite
household incomes remaining fairly similar.
A city of 13,000 located north of Odessa, Andrews stood out among the top 5 most affordable Texas locations with a
much higher median home value and
household income.
Plus, it's essentially a city of loners: 57 % of
households are «nonfamily,» according to the Census Bureau, a
much higher rate than the 33 % of the
households across the country that are categorized this way.
If your debt - to - income ratio is
higher than 43 percent, lenders might worry that a mortgage loan will be too
much of a financial burden on your
household budget.
Have the
higher income spouse or common - law partner assume most or all of the personal
household expenses, leaving the person with the lower income with as
much disposable income as possible to invest.
The area doesn't stand out as
much for the percentage of
high - earning
households, but at 10.9 percent, it's still a bit
higher than the average.
So, if you can just show, for example, that the odds of a stock market crash are far
higher in years when the P - E ratio is
much higher than average (or for housing crashes the buy - rent, or price -
household income ratio), or that the expected risk - adjusted long run return is
much lower than average, or other «anomalies» (anomalous to the EMH) like this, then you can show that the EMH is substantially far from the truth.
As CIBC economist Avery Shenfeld noted recently,
much of the growth in
household borrowing is coming from those who already have
high debt burdens, not «less indebted families getting drawn to the punch bowl by the promise of low [interest] rates.»
Ian Lee, a professor at the Sprott School of Business at Ottawa's Carleton University, predicts businesses will feel the sting of
higher rates right away, but he expects the effect on
households to be
much more muted.
So with debt rising at a
much higher rate than income growth, we get that rising debt to
household income ratio seen below, which currently sits at 170 %, up from just 87 % in 1990.
Where
high net worth
households tend to separate from the pack, in terms of estate planning
households, is the use of irrevocable trusts with a
much greater emphasis on asset protection and federal estate tax planning.
A
high DTI commits
much of your
household income to housing payments.
Support for raising taxes on
high income
households dissipates quickly once how
much they are already paying is understood.
The middle - class couple earns $ 50,000 each (by the way, this $ 100,000 of
household income is still
much higher than the median Canadian
household income of $ 76,000), and spends collectively $ 60,000 a year.
Because the 39.6 percent top rate under the regular income tax is
higher than the 28 percent top statutory AMT rate,
households with very
high incomes who do not attempt to shelter
much income typically pay based on the regular income tax system.
American home equity has recently recovered, but
much of this
household wealth is more likely to be held by older,
high - credit - score borrowers less exposed to financial shocks.
Depending on how
much peanut butter your
household consumes per month on average, you may find it worth it to shell out a few extra bucks for
higher quality peanut butter.
Much like pooling Avios in a British Airways Executive Club
household account, more points in one place usually makes it easier to book
high value awards like downtown luxury hotels or tropical resorts.
Furthermore, smaller retailers may not accept Amex (the merchant fees that businesses pay are
higher for American Express cards than for Mastercard and Visa), and the variable cash - back rates and capped categories aren't as simple as the rewards for our top pick, which will earn nearly as
much cash for most
households.
The difference between the DRA in Gomboc and the electricity records in Plant is that the former revealed electricity consumption patterns at a
much higher level detail, such that stronger inferences could be drawn about the precise
household activities giving rise to those consumption patterns (e.g., marijuana grow operation).
Therefore, if a spouse meets all of the qualifications, he or she can file as head of
household, avoid the
much less favorable filing status of married filing separately, and enjoy a
higher standard deduction and lower tax rates.
There is another, smaller demographic that could benefit from a policy of this size, and that's any
household that has a
much higher mortgage or amount of debt.
However this is for low value items only,
high value items which are easy to transport represent a
much higher level of risk for your insurer and these items vary from
household to
household, making it impossible for insurers to determine the precise level of risk involved for any particular policy owner or purchaser.