Sentences with phrase «much higher insurance premiums»

If you're listed as a smoker on your insurance application, you're going to be facing much higher insurance premiums.

Smoking can lead to much higher insurance premiums, easily double what a nonsmoker would pay.

IF you're listed as a smoker on your whole life insurance plan, you can expect to pay much higher insurance premiums.

If you're a driver with a less than perfect driving record, you can find yourself paying much higher insurance premiums over the years.

This is extremely advantageous for truck drivers who often paid much higher insurance premiums and could experience trouble at work for a personal violation.

Tree trimmers as an example, would have much higher insurance premium than an IT developer.

Not exact matches

Motorcyclists themselves pay a much higher premium for their insurance coverage, and their plans come with vastly different stipulations.

In a crucial difference with the version of the legislation that failed to win sufficient Republican support earlier this year, the current incarnation allows states to individually decide which pre-existing conditions insurers must cover and removes caps on how much the afflicted can be charged, and includes an age tax that allows insurance companies to charge higher premiums to individuals between the ages of 50 and 64 — allowing it to win votes from the previously recalcitrant Tea Party - aligned Freedom Caucus and pass by a margin of 217 in favor to 213 against.

The ACA's tactic was, rather than reducing premiums to make them lower than how much a person would pay without insurance, to increase the cost of not getting insurance to make it higher than premiums.

While their tentative contract with the state includes assurances against paying a higher share of health insurance costs, Public Employees Federation members will have to wait a bit longer to find out how much the coming year's health insurance premiums will be.

Q: The penalty for not having insurance is only $ 95 and my monthly premium will be much higher.

(a) The premium for a whole life insurance policy is generally much higher than that of a term life insurance policy.

Anonymous term life insurance quotes for smokers often result in much higher premium rates when compared to non-smokers.

Consequently, Berkshire will be able to charge higher premiums than the other monolines by taking a higher percentage of the spread (perhaps as much as 80 % or more) that is saved through the use of insurance, and still provide the issuer with an overall lower cost of borrowing that if they bought insurance from a traditional monoline.

The more accidents in which you are involved, insurance companies will consider you to be a poor risk and will charge you much higher premium rates.

High - deductible health plans offer lower premiums than traditional health insurance plans, with the trade - off being much higher deductibles (the amount that the insured person must pay before the insurance company will begin covering part or all of the cost of the medical treatment or item) than traditional health insurance plans.

The good news about high - deductible plans is that monthly premiums are typically much lower than they are for health insurance policies with standard deductible levels.

This may seem like a fast, easy way to get life insurance, but because the insurance company has no insight into your health condition, your premium will be much higher for the amount of coverage that you buy.

If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.

Mortgage rates are slightly higher with conventional loans, but the mortgage insurance premiums are typically much less.

Variable universal life insurance is going to give you the least amount of flexibility in how much you can change your premiums, but it will also give you the highest cap on how much growth you can get from the cash value.

However, should you choose to go with whole life insurance — whatever the reason — one way you can offset a much higher premium cost is by going with a dividend -LSB-...]

There's also guaranteed life insurance — it's exactly what it says it is — however, the premiums will be much higher to match the risk of insuring someone with an unknown background.

Raising your deductible can reduce the cost of your homeowners insurance premium as much as 20 %, but that does not mean you should raise your deductible as high as possible.

Because whole life has a time frame that can stretch much longer that term life insurance, premiums are often higher.

The study, which gathered hundreds of quotes from five major carriers, also shed light on the cost of renters insurance in California's largest cities — most of which have much higher premiums than other large cities in the country.

Most life insurance policies do require the applicant to undergo a physical exam, to determine how much of risk they may be to the insurance company, though there is the option of looking into a no medical exam life insurance policy, at a high premium rate.

Of course, several factors go into determining individual policy rates, and for many drivers in Vermont, auto insurance premiums are going to be much higher or lower than the statewide average.

However, should you choose to go with whole life insurance — whatever the reason — one way you can offset a much higher premium cost is by going with a dividend paying life insurance policy.

For one, you pay much higher premiums to keep a whole life insurance policy in effect.

Premiums are often much higher than a term life insurance policy with the same amount of coverage because you're paying for an insurance policy as well as putting money into the cash value portion of the policy.

If you are receiving health insurance benefits through your work, be aware that while the costs may seem high when they are deducted from your paycheck, your employer is likely paying about three times as much as you are toward your premiums.

When it comes to health insurance, many median - income families find themselves in a familiar predicament, in which they make too much to qualify for Medicaid but too little to be able to afford high premiums.

So you can charge a much higher premium for the insurance you are selling than you paid earlier for the insurance you bought.

If you buy permanent insurance that is guaranteed to age 120, your premiums will be much higher, because you are likely to die prior to age 120.

The bad news is that you'll probably face much higher costs since age is one of key factors used to determine life insurance premiums.

If you want a lower monthly premium, consider a high deductible health insurance plan — this is particularly fitting for people who don't rely on regular medications or go to the doctor all that much, and simply need coverage for a health emergency.

«If we had never created the National Flood Insurance Program (NFIP), the private market would be charging much higher premiums and it would be much more of a deterrent for people living in these places,» says Eileen Fretz, director of flood management at the non-profit, American Rivers.

I don't have a problem with it when it comes to health insurance except perhaps people who voluntarily participate in high risk activties (whether it's too much Texas BBQ or too much hang gliding) probably ought to pay a fair premium for their risky choices.

Since anesthesiologist errors are so numerous and devastating, anesthesiologist medical insurance premiums are much higher than other medical specialties.

Then you get a letter from the insurance company that says that you can keep the policy beyond the 20 years or the 30 years depending upon the policy that you bought, but you're going to have to pay a much higher premium to keep it.

If your diabetes isn't controlled, you may have to look at a guaranteed issue life insurance policy which often comes with much higher premiums for your coverage with a lower total death benefit.

The bad news is that you'll probably face much higher costs since age is one of key factors used to determine life insurance premiums.

It is important to note that because the applicants for guaranteed issue life insurance are typically those who have health issues, the premiums for these policies are much higher than those of traditional life insurance plans.

You run the risk of much higher premiums or getting declined life insurance if you postpone coverage now.

Smokers have a much higher risk of suffering from a heart attack or being diagnosed with cancer, and the insurance company is going to offset the risk by charging much higher premiums.

If you're listed as a smoker on your application, you should expect to get much higher premiums for your insurance plan, regardless of which company that you chose.

It's not a good idea to buy too little insurance, but buying too much is unnecessary and will only cause your insurance premiums to be higher.

When compared to higher cost full coverage or comprehensive collision car insurance policies, the PLPD car insurance is often as much as 70 - 80 percent cheaper in terms of annual premium rates.

If you are approved, you most likely will be rated in a lower health class («substandard») which may only mean your premiums will be higher or have a limit to how much life insurance coverage you are eligible for.