Insurance industry experts recommend beefed up liability protection for drivers; in fact, most default policy offerings contain
much higher levels of coverage unless the driver specifically asks for pricing on a bare bones plan.
So even if you figure out that you only need a certain amount of coverage to protect your loved ones, it may be worth asking how
much a higher level of coverage costs.
Not exact matches
In
much of the
coverage which has followed this announcement, the
level of misinformation has been
high, so I am going to use this post to look back at fiscal year 2012 - 2013, to parse some
of the statements made by the Premier and others, and to take a look ahead.
The most recent statistics from the National Athletic Training Association suggest that almost 4 out
of 10 U.S.
high schools still do not have access to an athletic trainer (although this statistic may be somewhat misleading, as the percentage
of high school students with AT
coverage is
higher, perhaps as
high as 70 %, due to the fact that larger
high schools in more densely populated states are
much more likely to have one or mor athletic trainers on staff), and the likelihood that trained personnel will be present during games or practices at the youth
level is low).
While
higher amounts
of coverage and lower deductible are often good, you can raise your
coverage levels later if you can not afford as
much insurance as you want right now.
In fact, experts in the insurance industry usually recommend
much higher levels of protection because liability
coverage is cheap as far as auto insurance goes and because accident damages for medical costs and auto or property repairs can far exceed the minimums in many cases.
Indeed, there are a lot
of instances when a
higher level policy can prove to be
much better than liability
coverage.