Sentences with phrase «much higher premium rate»

This, however, will typically be at a much higher premium rate, given the insured's then - current older age.

There are options such as a no medical exam life insurance policy if you absolutely need coverage, but those will come at a much higher premium rate than the policy you got when you were younger and healthier.

Expect to pay a much higher premium rate, or purchase a policy at work during an initial open enrollment period.

Anonymous term life insurance quotes for smokers often result in much higher premium rates when compared to non-smokers.

The more accidents in which you are involved, insurance companies will consider you to be a poor risk and will charge you much higher premium rates.

Not exact matches

For 2015, premiums increased at somewhat higher rates than they had in 2014, though at much lower rate than they have overall since 2010.

Similarly, lower - tranche mortgage securities and CDOs (and increasingly the higher - rated ones) are facing disappointments in their payment streams due to mortgage foreclosures, while potential buyers of these securities require much higher risk premiums as compensation, which we observe as still lower prices for that mortgage debt.

That forced us into the high risk pool which is costing a fortune and I'm barely able to pay premiums which are much higher than what you would pay even if you paid your COBRA rate.

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When antilock brakes and airbags were significantly expensive options in the mid-1990s, customers opted for premium audio, leather seats and sunroofs at a much higher rate.

Of course, should you choose to make fewer payments, you'll have much higher rates for each premium payment.

Partially out of a mistaken belief that the equity premium is large (how much do stocks earn on average versus cash), actuaries set earnings rates too high.

While Tulsa and Broken Arrow both had premiums that were 26.4 % higher than the state average, Norman and Lawton had rates that were as much as 12 % lower.

If you decide at some point in the future that you need to take out a new policy, you may have to pay a much higher premium as insurance companies base their rates in large part on your age on the date of issue.

Mortgage rates are slightly higher with conventional loans, but the mortgage insurance premiums are typically much less.

So if investors think that bond values will drop due to increases in interest rates, they may panic and request a much higher premium for junk bonds.

You'll even earn a higher premium rate in your first year, regardless of how much you have in the account.

Most life insurance policies do require the applicant to undergo a physical exam, to determine how much of risk they may be to the insurance company, though there is the option of looking into a no medical exam life insurance policy, at a high premium rate.

Of course, several factors go into determining individual policy rates, and for many drivers in Vermont, auto insurance premiums are going to be much higher or lower than the statewide average.

This is much better redemption rate as compared to most other premium travel credit cards, which rarely offer redemption rate higher than 1 cent per 1 point.

However, while there will always be a need and a place for lawyers who do high - powered, high - prestige work at premium rates, it is clear that much of what lawyers now do can be done less expensively by other well - trained individuals and specialized companies.

However, the report noted that the average injury claim in Ontario was about five times more than the average claim in other provinces, resulting in much higher premiums here, despite having one of the lowest per capita rates of automobile - accident deaths and injuries in the country.

When compared to higher cost full coverage or comprehensive collision car insurance policies, the PLPD car insurance is often as much as 70 - 80 percent cheaper in terms of annual premium rates.

If you are approved, you most likely will be rated in a lower health class («substandard») which may only mean your premiums will be higher or have a limit to how much life insurance coverage you are eligible for.

So while you may have been drawn in by a company's cheap term life insurance rates, the actual premium the company is able to offer you may be much higher after you've gone through the underwriting process.

You will either get an extremely low quote, and be surprised by how much it increases after you provide more details, or you will be put - off and discouraged by initially high premium rates.

So, why pay high premiums when you can get the same coverage at much cheaper rates?

But because 5 years will cover most people, premium rates aren't much higher for longer benefit periods.

Your credit may not factor into your health insurance rates as much as auto or homeowners insurance, but that doesn't mean a clean bill of health makes you immune to higher premiums.

Some California auto insurance companies may charge much higher premiums for young drivers while other auto insurance companies might actually forgive a first accident and not raise your rates.

Of course, should you choose to make fewer payments, you'll have much higher rates for each premium payment.

Before the insurance company approves your application, they are going to require that you take a medical exam, unless you opt to purchase a no medical exam life insurance policy which will come with a higher premium rate, and the results of that test are going to play a major role in how much you pay every month.

Most life insurance policies do require the applicant to undergo a physical exam, to determine how much of risk they may be to the insurance company, though there is the option of looking into a no medical exam life insurance policy, at a high premium rate.

Nevertheless, if it is concluded that your health is not as good as an average policyholder, you might be assigned a substandard rating on your policy the premium will be much higher.

Whole life insurance premiums are much higher because the coverage lasts for a lifetime, and the policy has cash value, with a guaranteed rate of investment return on a portion of the money that you pay.

What is worth noting is, while the other two companies offer flat rates across the city proper, Titan, with the highest premium rates, had various rates that differed by as much as 16 %, depending on the neighborhood.

Of course, several factors go into determining individual policy rates, and for many drivers in Vermont, auto insurance premiums are going to be much higher or lower than the statewide average.

Even drivers in states with very high rates on average may be able to find much lower premiums.

With the high cost of life insurance with a smoker's rate, you will probably have to sacrifice the face amount to a much lower number due to the fact the premiums for the face amount you really need will not be affordable.

These averages, of course, take into account homeowners and renters with much higher (and much lower) premiums, and individual insurance rates can look very different than the state average depending on the specific situation.

Reminding you that anyway the premium rate will be much high for you as it depends upon the age of the insured.

Your deductible can have a large effect on your premium rates because many Peachtree City car insurance companies are going to be willing to give much lower rates to the customers that accept a higher personal risk through a larger deductible.

Since the mortality rate for whole life policyholders is higher than other types of life insurance, and the death benefit and periodic premiums are guaranteed, the premiums for whole life insurance are much higher than term insurance.

If you're a young driver, it pretty much goes without saying that your annual premium rates will be high.

Drivers that need non standard auto insurance can expect to pay a much higher rate than then standard auto insurance premium.

Coming to the two - year premium paying plan, the first - year premium is much higher with a commission rate of 40 % than 7.5 % in the second year.

It is important to note that should you choose to get a specialized policy, your monthly premium rates will be much higher so you need to weigh the risks versus the benefits.

Using the proposed premium, the current ledger (a best - case scenario) shows the death benefit and how much cash value the policy could build based on the current policy fees and a high assumed interest or dividend crediting rate.

While Tulsa and Broken Arrow both had premiums that were 26.4 % higher than the state average, Norman and Lawton had rates that were as much as 12 % lower.

While one company might view a particular person or situation as very risky (and charge a correspondingly high premium to cover that situation or person), another company may view the exact same person in the exact same situation as only moderately risky and offer a much lower rate.