Due to the flexibility of variable life, however, this type of policy can allow policy holders to obtain
a much higher rate of return on invested funds, while at the same time getting the protection of a guaranteed amount of death benefit coverage.
Third, the funder is taking on more risk than a traditional collateral - based lender; therefore, the funder is seeking
a much higher rate of return than a traditional lender.
In other words, you could take that extra money you'd apply towards your mortgage and put it in something that has
a much higher rate of return than a house.
Furthermore, he states that if you look for special value situations which occur in many spin - off's you can earn
much higher rate of return.
These 7,500 points could get you from Dallas to Vail, Colorado, for example, and offer
a much higher rate of return of 1.5 cents since that flight can easily cost $ 300 or more during ski season.
For their part, Consumer B and his friends get to enjoy
a much higher rate of return than they would be able to reach with cash sitting in the bank.
This is in contrast to those mutual funds that offer dividends with
a much higher rate of return.
Borrowers come to the various peer - to - peer lending websites looking for loans — and better terms than what they can get through their local bank — while investors come looking to lend money at
much higher rates of return than what they can get at a bank.
However, many people bought UL policies when
much higher rates of return were considered realistic.
Not exact matches
U.S. interest
rates are currently
much higher than in Europe and Japan, and with neither the European Central Bank nor the Bank
of Japan planning any
rate hikes this year, foreign capital seeking
higher returns could put a lid on
rate rises here.
The benefits: investors often get a
higher rate of return on their investment and the entrepreneur gets a
much needed cash infusion.
Managers
of big banks claim that they can't fund themselves with more equity and still lend as
much as they do now because stock holders require a
higher rate of return than lenders do.
These public - private investments can yield private investors very
high rates of return, while leaving the government take
much of the risk.
We
much prefer the bumpy road to
higher rates of return than a smoother rise to more modest profits» Bill Ackman
Only world - class investors like Warren Buffett can achieve 15 % +
rates of return on stocks, but you have a
much better chance
of earning
high returns like that through small - scale entrepreneurship.
Later, when the mice were
returned to the original arena, they showed a
much higher rate of behavioral freezing — the innate, «paralyzed with fear» reaction that most mammals show in response to frightening situations.
It stands in contrast to the models
of online education that preceded it, which involved either highly ranked institutions offering online degrees that cost as
much as their in - person equivalents, lower - ranked institutions offering inexpensive online degrees with low labor - market
returns, or a variety
of institutions offering free massive open online courses (MOOCs), with unclear
returns and very
high attrition
rates.
It is also instructive to note that teachers working in private schools quit teaching at a
much higher rate than their counterparts in public schools, and almost two - thirds
of these leavers rank an increase in salary to be very or extremely important in any possible decision to
return to teaching.
We've definitely seen a
much higher rate of homework being
returned, in comparison to paper - based tasks.
Among associations representing pension managers, for instance,
much debate has focused on whether the 8 percent
rate of return assumed over the valuation period is too
high.
Yes, the pension debt is
much higher than CalPERS has declared, and its assumed
rate of return on its investments is
much more optimistic than it should be.
More than half
of Utah's youth offenders
return to detention Recidivism» More than half
of young criminals
return to detention —
much higher rate than neighboring states.
Base automatic versions
of the Mazda3 hatch (30/40/33) and Ford Focus (26/38/30) are
rated much higher; the SportWagen
returns similar mileage (25/35/29).
It is invested primarily in the credit market, not so
much in government bonds because government bond yields are so low, but we're looking for absolute
returns even if interest
rates go up, so some
of the portfolio, a significant piece
of it actually, is floating
rate, so if interest
rates go up, you just get
higher cash flows, which will support
higher returns, and the rest
of the portfolio is in relatively short maturity bonds, which will have some price volatility and if there's bad market conditions, will have temporary losses, so the goal is to offer something that is absolute
returns.
Conversely, if
rates stay tame and / or fall, NWN's total
returns could be
much higher as the value
of its dividend — which is extremely safe and well - covered — relative to the risk - free
rate would increase.
If you invest in an E
rated borrower, who typically has a credit score
of 680, you could earn as
much as a 15 %
return, but your risk
rate is
much higher.
High - yield bonds are into their second year
of sub-par
returns, and
much of Canada's preferred share market (fixed floaters and
rate resets) has declined approximately 25 per cent in the past year.
From my experience, when I set my expected
return to 8 %, most
of the purchased loans have
much higher interest
rates.
But when valuations are low the expected
rate of return is
much higher than average.
With a laddered CD portfolio, however, they can still achieve quarterly payments, but with a
much higher total portfolio
rate of return, because longer maturity CDs generally pay
higher interest.
You could do very well and earn a
high rate of return that might allow you to draw
much more from your savings than you could with an annuity.
Your investment strategy will change over time, reflecting your investment horizon (how
much time there is between now and when you want to access the money you are investing) and your risk tolerance (how
much risk you are willing to take in exchange for a possible
higher rate of return.)
With three percent down, and making adjustment for
rate and PMI, the
rate of return on a low - down - payment loan is still 106 percent —
much higher than if you made a large down payment.
He said he had $ 174K and needed $ 12k for annual living expenses, so he was basically financially free at 26, because his $ 174K would easily compound at
rates of return much higher than the $ 12K he needed to take for bills.
Much like
high interest bank accounts, certificates
of deposits and money market accounts can also gain a
higher return when the interest
rates go up.
Equity investors often feel obligated to remain fully invested, because equities have a
much higher average
rate of return, at least historically.
Offering one
of the
highest rates of return for your money, a Money Market Account with Dime is similar to a savings account but with a
much higher interest
rate and annual percentage yield.
The smarter approach would be to put your money into a long - term index securities since the
rate of return is
much higher.
In either case a professionally managed, diversified account that utilizes segregated, or mutual funds, with the top
rated money managers will provide a
much higher return with almost no risk, net
of fees.
A thirty year mortgage is a great thing at these
rates (I wish I could get a 50 year mortgage), especially if inflation
returns to its historical averages
of 3 — 4 % or
higher, and if you can invest the difference between the monthly payments for the 15 and 30 year mortgage and earn more than 3.88 % on that money you will be
much better off than if you'd gotten a 15 year mortgage.
We
much prefer the bumpy road to
higher rates of return then a smoother ride to more modest profits.
My annualized
rate of return went up
much higher as you predicted into the 17 % range and would probably be even
much higher with the last few «up» days in the market.
- the game's shading mechanism has changed, which allows for increased gear texture quality - all graphical aspects and programming mechanisms have been built up from scratch for this sequel - maximum resolution is 1080p in TV mode - a bigger focus for Nintendo was the 60 frames per second - occasionally the resolution will be scaled down when there is too
much ink displaying on the screen - Nintendo reduced the CPU load and refined the way to use CPU power effectively to maintain 60 fps in all matches - weapons were tweaked to let players be more creative by thinking about unique weapon characteristics and their best uses - weapons are designed to be effective when they are used during the right occasion - Special weapons are stronger than the original ones when used in the right situation, but weaker otherwise - the damage and effect
of slowing down your movement when you step in the opponent's ink are reduced from original - you can jump up in rank if you're good enough, but only up until S - you can't jump up from C, B or A to S + - when you win battles in Ranked mode, the Ranked meter fills and your rank goes up when its fully filled - when you lose a battle, the gauge does not decrease, but the meter starts to crack - once the meter reaches its limit, it breaks - when the meter breaks, you have to start over again from the beginning or from a lower rank -
highest rank is still S +, but if you fill up the Ranked meter, you get numbers after the alphabet such as «S +1», «S +2» and so on - maximum number is «S +50», but this number will not be displayed to your opponent - you are the only one to see it, and you can check it on your own status screen - Ranked Power is calculated by an algorithm to measure how strong each player is with minuteness - this will determine if a player's rank is worthy
of receiving a big jump (like from «C» to «A»)- Ranked Power has no relation to your splat
rate, and is more tied into to how well you lead your team to victory - you won't drop off more than one rank even if you play poorly - stage rotation time was changed to two hours - this was done because the devs expected people to play for an hour or so, but they found people play
much longer - with Salmon Run, Nintendo considered how to implement a co-op oriented mode in a player - versus - player type
of game - the devs will monitor how users are playing this mode to see if there's some tweaks they can throw in - more Salmon Run maps will be added in the future, but Nintendo wouldn't comment on adding more enemy types to the mode - rewards are changed each time Salmon Run is played - you can obtain rewards when playing locally, but not gear - originally Nintendo had an idea for this mode, but had no background setting, enemy designs, etc. - Inoue suggested that it should be salmon - themed - when Nintendo hosted the Splatfest that pit Callie against Marie, the development
of Splatoon 2 had started - the devs had already decided to have the result reflected in the sequel - they even had an idea to announce the Splatfest with a phrase «Your choice will change the next Splatoon» - the timing to announce a sequel wasn't right, so they decided against this - they eventually released a series
of short stories about the Squid Sisters to show how the Splatfest affected the sequel's story - Nintendo wouldn't say if Marina is an Octoling, and noted that Inklings are not paying attention to this too
much - Inklings don't care about appearances, as long as everyone is doing something fresh - the Squid Sisters had composers who produced their songs, but Off the Hook are composing their music by themselves - Pearl is genius artist, but she couldn't find a right partner because she's a bit too edgy - she eventually found Marina as a partner though, and their chemistry is sparkling right now - Nintendo is planning a year
of content updates for Splatoon 2 - when finished, the quantity
of stages will be more than the original - some
of the additional stages are totally new and some will be arranged stages from the first game - not all original stages will
return and they are choosing stages based on the potential for them to be improved - Brella is shotgun-esque weapon, so the ink hits your opponent more if you are closer - it can shield damage when you open it, but the amount
of damage has a limit and once it reaches it, it breaks - you can shoot ink, but you can't use the shield feature when it breaks - the shield won't prevent your allies ink - there are more new weapon categories which haven't been revealed yet - there are no other ranked modes outside
of the three current options - the future holds any sort
of possibility, but the devs didn't get specific about adding more content like that - for the modes, they adjusted the rule designs so that players will experience the more interesting aspects
With its looping and pulsating enemy formations, spacey - sounding music, and
higher rate of fire,
Return retains a
much fresher, dynamic feel than the stodgy - to - some original does, these days.
In other words, you have to use quite a narrow definition
of risk to argue that a whole life policy isn't risky; committing the next several decades
of your retirement savings to a complicated financial product with a low
return rate and a
high abandonment
rate involves some pretty significant risk taking (although you can see why insurers love this product category so
much).
Whole life insurance premiums are
much higher because the coverage lasts for a lifetime, and the policy has cash value, with a guaranteed
rate of investment
return on a portion
of the money that you pay.
As the
rate of returns are
much higher than the interest
rates what the banks provide.
The cost
of whole life insurance is
much higher because
of this, and the
rates of return on whole life insurance are usually
much lower than normal investments.
It should be clear from this example that if one does not need life insurance coverage for one's whole life, purchasing term insurance and investing the difference does produce a
much higher expected
rate of return.
Whereas,
rate of interest on a fixed deposit is 9 %, mutual funds also give you a
return of 10 - 12 %, PPF also offers an interest
of 8 % and there are «n» number
of products in the market that can provide
much higher returns in comparison to endowment policy.