Sentences with phrase «much higher rate of return»

Due to the flexibility of variable life, however, this type of policy can allow policy holders to obtain a much higher rate of return on invested funds, while at the same time getting the protection of a guaranteed amount of death benefit coverage.
Third, the funder is taking on more risk than a traditional collateral - based lender; therefore, the funder is seeking a much higher rate of return than a traditional lender.
In other words, you could take that extra money you'd apply towards your mortgage and put it in something that has a much higher rate of return than a house.
Furthermore, he states that if you look for special value situations which occur in many spin - off's you can earn much higher rate of return.
These 7,500 points could get you from Dallas to Vail, Colorado, for example, and offer a much higher rate of return of 1.5 cents since that flight can easily cost $ 300 or more during ski season.
For their part, Consumer B and his friends get to enjoy a much higher rate of return than they would be able to reach with cash sitting in the bank.
This is in contrast to those mutual funds that offer dividends with a much higher rate of return.
Borrowers come to the various peer - to - peer lending websites looking for loans — and better terms than what they can get through their local bank — while investors come looking to lend money at much higher rates of return than what they can get at a bank.
However, many people bought UL policies when much higher rates of return were considered realistic.

Not exact matches

U.S. interest rates are currently much higher than in Europe and Japan, and with neither the European Central Bank nor the Bank of Japan planning any rate hikes this year, foreign capital seeking higher returns could put a lid on rate rises here.
The benefits: investors often get a higher rate of return on their investment and the entrepreneur gets a much needed cash infusion.
Managers of big banks claim that they can't fund themselves with more equity and still lend as much as they do now because stock holders require a higher rate of return than lenders do.
These public - private investments can yield private investors very high rates of return, while leaving the government take much of the risk.
We much prefer the bumpy road to higher rates of return than a smoother rise to more modest profits» Bill Ackman
Only world - class investors like Warren Buffett can achieve 15 % + rates of return on stocks, but you have a much better chance of earning high returns like that through small - scale entrepreneurship.
Later, when the mice were returned to the original arena, they showed a much higher rate of behavioral freezing — the innate, «paralyzed with fear» reaction that most mammals show in response to frightening situations.
It stands in contrast to the models of online education that preceded it, which involved either highly ranked institutions offering online degrees that cost as much as their in - person equivalents, lower - ranked institutions offering inexpensive online degrees with low labor - market returns, or a variety of institutions offering free massive open online courses (MOOCs), with unclear returns and very high attrition rates.
It is also instructive to note that teachers working in private schools quit teaching at a much higher rate than their counterparts in public schools, and almost two - thirds of these leavers rank an increase in salary to be very or extremely important in any possible decision to return to teaching.
We've definitely seen a much higher rate of homework being returned, in comparison to paper - based tasks.
Among associations representing pension managers, for instance, much debate has focused on whether the 8 percent rate of return assumed over the valuation period is too high.
Yes, the pension debt is much higher than CalPERS has declared, and its assumed rate of return on its investments is much more optimistic than it should be.
More than half of Utah's youth offenders return to detention Recidivism» More than half of young criminals return to detention — much higher rate than neighboring states.
Base automatic versions of the Mazda3 hatch (30/40/33) and Ford Focus (26/38/30) are rated much higher; the SportWagen returns similar mileage (25/35/29).
It is invested primarily in the credit market, not so much in government bonds because government bond yields are so low, but we're looking for absolute returns even if interest rates go up, so some of the portfolio, a significant piece of it actually, is floating rate, so if interest rates go up, you just get higher cash flows, which will support higher returns, and the rest of the portfolio is in relatively short maturity bonds, which will have some price volatility and if there's bad market conditions, will have temporary losses, so the goal is to offer something that is absolute returns.
Conversely, if rates stay tame and / or fall, NWN's total returns could be much higher as the value of its dividend — which is extremely safe and well - covered — relative to the risk - free rate would increase.
If you invest in an E rated borrower, who typically has a credit score of 680, you could earn as much as a 15 % return, but your risk rate is much higher.
High - yield bonds are into their second year of sub-par returns, and much of Canada's preferred share market (fixed floaters and rate resets) has declined approximately 25 per cent in the past year.
From my experience, when I set my expected return to 8 %, most of the purchased loans have much higher interest rates.
But when valuations are low the expected rate of return is much higher than average.
With a laddered CD portfolio, however, they can still achieve quarterly payments, but with a much higher total portfolio rate of return, because longer maturity CDs generally pay higher interest.
You could do very well and earn a high rate of return that might allow you to draw much more from your savings than you could with an annuity.
Your investment strategy will change over time, reflecting your investment horizon (how much time there is between now and when you want to access the money you are investing) and your risk tolerance (how much risk you are willing to take in exchange for a possible higher rate of return.)
With three percent down, and making adjustment for rate and PMI, the rate of return on a low - down - payment loan is still 106 percent — much higher than if you made a large down payment.
He said he had $ 174K and needed $ 12k for annual living expenses, so he was basically financially free at 26, because his $ 174K would easily compound at rates of return much higher than the $ 12K he needed to take for bills.
Much like high interest bank accounts, certificates of deposits and money market accounts can also gain a higher return when the interest rates go up.
Equity investors often feel obligated to remain fully invested, because equities have a much higher average rate of return, at least historically.
Offering one of the highest rates of return for your money, a Money Market Account with Dime is similar to a savings account but with a much higher interest rate and annual percentage yield.
The smarter approach would be to put your money into a long - term index securities since the rate of return is much higher.
In either case a professionally managed, diversified account that utilizes segregated, or mutual funds, with the top rated money managers will provide a much higher return with almost no risk, net of fees.
A thirty year mortgage is a great thing at these rates (I wish I could get a 50 year mortgage), especially if inflation returns to its historical averages of 3 — 4 % or higher, and if you can invest the difference between the monthly payments for the 15 and 30 year mortgage and earn more than 3.88 % on that money you will be much better off than if you'd gotten a 15 year mortgage.
We much prefer the bumpy road to higher rates of return then a smoother ride to more modest profits.
My annualized rate of return went up much higher as you predicted into the 17 % range and would probably be even much higher with the last few «up» days in the market.
- the game's shading mechanism has changed, which allows for increased gear texture quality - all graphical aspects and programming mechanisms have been built up from scratch for this sequel - maximum resolution is 1080p in TV mode - a bigger focus for Nintendo was the 60 frames per second - occasionally the resolution will be scaled down when there is too much ink displaying on the screen - Nintendo reduced the CPU load and refined the way to use CPU power effectively to maintain 60 fps in all matches - weapons were tweaked to let players be more creative by thinking about unique weapon characteristics and their best uses - weapons are designed to be effective when they are used during the right occasion - Special weapons are stronger than the original ones when used in the right situation, but weaker otherwise - the damage and effect of slowing down your movement when you step in the opponent's ink are reduced from original - you can jump up in rank if you're good enough, but only up until S - you can't jump up from C, B or A to S + - when you win battles in Ranked mode, the Ranked meter fills and your rank goes up when its fully filled - when you lose a battle, the gauge does not decrease, but the meter starts to crack - once the meter reaches its limit, it breaks - when the meter breaks, you have to start over again from the beginning or from a lower rank - highest rank is still S +, but if you fill up the Ranked meter, you get numbers after the alphabet such as «S +1», «S +2» and so on - maximum number is «S +50», but this number will not be displayed to your opponent - you are the only one to see it, and you can check it on your own status screen - Ranked Power is calculated by an algorithm to measure how strong each player is with minuteness - this will determine if a player's rank is worthy of receiving a big jump (like from «C» to «A»)- Ranked Power has no relation to your splat rate, and is more tied into to how well you lead your team to victory - you won't drop off more than one rank even if you play poorly - stage rotation time was changed to two hours - this was done because the devs expected people to play for an hour or so, but they found people play much longer - with Salmon Run, Nintendo considered how to implement a co-op oriented mode in a player - versus - player type of game - the devs will monitor how users are playing this mode to see if there's some tweaks they can throw in - more Salmon Run maps will be added in the future, but Nintendo wouldn't comment on adding more enemy types to the mode - rewards are changed each time Salmon Run is played - you can obtain rewards when playing locally, but not gear - originally Nintendo had an idea for this mode, but had no background setting, enemy designs, etc. - Inoue suggested that it should be salmon - themed - when Nintendo hosted the Splatfest that pit Callie against Marie, the development of Splatoon 2 had started - the devs had already decided to have the result reflected in the sequel - they even had an idea to announce the Splatfest with a phrase «Your choice will change the next Splatoon» - the timing to announce a sequel wasn't right, so they decided against this - they eventually released a series of short stories about the Squid Sisters to show how the Splatfest affected the sequel's story - Nintendo wouldn't say if Marina is an Octoling, and noted that Inklings are not paying attention to this too much - Inklings don't care about appearances, as long as everyone is doing something fresh - the Squid Sisters had composers who produced their songs, but Off the Hook are composing their music by themselves - Pearl is genius artist, but she couldn't find a right partner because she's a bit too edgy - she eventually found Marina as a partner though, and their chemistry is sparkling right now - Nintendo is planning a year of content updates for Splatoon 2 - when finished, the quantity of stages will be more than the original - some of the additional stages are totally new and some will be arranged stages from the first game - not all original stages will return and they are choosing stages based on the potential for them to be improved - Brella is shotgun-esque weapon, so the ink hits your opponent more if you are closer - it can shield damage when you open it, but the amount of damage has a limit and once it reaches it, it breaks - you can shoot ink, but you can't use the shield feature when it breaks - the shield won't prevent your allies ink - there are more new weapon categories which haven't been revealed yet - there are no other ranked modes outside of the three current options - the future holds any sort of possibility, but the devs didn't get specific about adding more content like that - for the modes, they adjusted the rule designs so that players will experience the more interesting aspects
With its looping and pulsating enemy formations, spacey - sounding music, and higher rate of fire, Return retains a much fresher, dynamic feel than the stodgy - to - some original does, these days.
In other words, you have to use quite a narrow definition of risk to argue that a whole life policy isn't risky; committing the next several decades of your retirement savings to a complicated financial product with a low return rate and a high abandonment rate involves some pretty significant risk taking (although you can see why insurers love this product category so much).
Whole life insurance premiums are much higher because the coverage lasts for a lifetime, and the policy has cash value, with a guaranteed rate of investment return on a portion of the money that you pay.
As the rate of returns are much higher than the interest rates what the banks provide.
The cost of whole life insurance is much higher because of this, and the rates of return on whole life insurance are usually much lower than normal investments.
It should be clear from this example that if one does not need life insurance coverage for one's whole life, purchasing term insurance and investing the difference does produce a much higher expected rate of return.
Whereas, rate of interest on a fixed deposit is 9 %, mutual funds also give you a return of 10 - 12 %, PPF also offers an interest of 8 % and there are «n» number of products in the market that can provide much higher returns in comparison to endowment policy.
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